MORE CONTROL OVER YOUR VIVID BUSINESS CARDS — Set spending limits (daily, weekly, monthly, total per-transaction) — Control ATM withdrawals or block cash entirely — Allow spending to specific categories (e.g. Travel, Restaurants or Fuel) or merchants — Turn online or contactless payments on or off anytime — Name your cards with custom nicknames (e.g. “Office expenses”) Features currently only available on mobile.

ADD TAX NUMBER AND VAT ID TO INVOICES You can now add a tax number or VAT ID directly to your invoices. Personalise them with your company or freelance details. 200+ ETFs We’ve expanded the Treasury catalogue with over 200 new ETFs. Discover these additions alongside the full range of available assets.

QR PAYMENTS ARE NOW AVAILABLE Accept payments anywhere with QR payments — no terminal needed. Create a QR code in seconds and let customers scan and pay directly from their phone. Generate QR codes for fixed amounts or use a reusable QR code where customers enter the amount themselves. Ideal for checkout, invoices, or payments on the go.

NEW FUND: DWS FLOATING RATE NOTES Now in Treasury: DWS Floating Rate Notes (risk level 1/7), with around 2.5% delivered over the past 12 months and a low average duration of 1.4 months. The fund invests in floating-rate bonds whose coupons reset periodically, making them typically less sensitive to rate changes than fixed-rate bonds.

USD AND GBP INTEREST ACCOUNTS NOW AVAILABLE You can now open USD and GBP Interest Accounts with Vivid Business. Earn 5% fixed annual interest for the first 5 months and make your foreign currency funds work harder. Secure your liquidity across currencies and benefit from competitive annual interest — directly within your Vivid Business account.

NEW ETFs AND NEW SEARCH FILTERS We’ve expanded the Treasury catalogue with 50+ new ETFs. Discover these additions alongside the full range of available assets! To help you find the right opportunities faster, we’ve introduced new search filters. Narrow down assets by Fund Manager, Region, or Asset Class and quickly identify the ETFs that match your strategy.

MATCH INVOICES TO TRANSACTIONS IN SECONDS You can now forward expense invoices and receipts to the Vivid app to automatically match them with the correct transactions and update your bookkeeping — including category and VAT. Manage your bookkeeping in just a few taps.

PAY INVOICES DIRECTLY FROM YOUR GALLERY Save time on invoice payments by starting them straight from your phone’s gallery or files. Simply select an invoice and share it to the Vivid app. Our AI pre-fills the payment details — just review and confirm. Faster payments, less admin, more focus on your business.

TRADE IBONDS WITH TREASURY Maintain a consistent cash flow for your business by investing in iBonds (bond ETFs with a defined maturity year managed by iShares). These investments pay regular interest income, mature in a set year, and are easy to trade. Choose the maturity dates and see the expected returns when each iBond reaches maturity, then reinvest the funds or use them for your business goals.

PAY BILLS IN SECONDS WITH AI Settle invoices in seconds with Bill Inbox. Simply take a picture or drag and drop an invoice, and let Vivid’s AI prefill the transfer details for you. After a quick review, you’re ready to pay. You can also forward your invoices to a personalised email address — every invoice will appear in the Bill Pay tab within seconds.

ACCEPT PAYMENTS WITH A FREE POS TERMINAL Get your free POS terminal with transparent pricing from 0.69% per transaction. Accept card payments in seconds and track every payout in your Vivid Business app — simple, secure, and hassle-free. Currently available in Germany.

We are releasing a hotfix to address and resolve critical issues that were impacting user experience. Thank you for your continued support and feedback.

STOCK TRADING WITH TREASURY Explore our broad catalogue with 1600+ investment opportunities. You can now put your business capital reserves to work with stocks and invest for medium- to long-term growth. Available in the Treasury account, mobile only. Service provided by Vivid Money B.V.

TRADE MONEY MARKET FUNDS WITH TREASURY Money Market Funds (MMFs) in Treasury support your path to growth by investing in short-term, high-quality assets such as government and corporate debt. MMFs are designed to help idle cash keep pace with inflation and generate returns, while maintaining the flexibility to access funds quickly if plans change. Available in the Treasury account, mobile only. Service provided by Vivid Money B.V.

STRATEGY DETAILS SCREEN SIMPLIFIED We've streamlined the Interest Strategies screen — by removing the calculator and focusing on the key information. Choose between Growth, Balanced, or Conservative strategies and earn interest based on your preferred risk and return.

SYNC WITH LEADING ACCOUNTING SOFTWARE Simplify your bookkeeping by connecting your Vivid Business account with your preferred accounting tools. We’ve just added new integrations with: — Netsuite — Sorted — Wiso Steuer — Twinfield* — Exact* *Integration available via our partner iWeb Development

ONE-CLICK SETUP TO RECEIVE CARD PAYMENTS You can now set up card payments in less than a minute! Activate them in one click and start getting paid by card, or Apple Pay. Head to the “Get Paid” tab of your app to start receiving card payments from your clients.

FRENCH IBAN NOW LIVE New business customers in France can now enjoy French IBANs (FR) — a key step in delivering a local, seamless experience tailored to French entrepreneurs. Manage your finances à la française. FRENCH ACCOUNTING SOFTWARE Connect Vivid Business with leading French accounting software like Agicap, Cegid, Sage, EBP, Dougs, Axonaut, Pennylane, Regate, Indy, I paid that, NetExcom, Inqom, Evoliz, Fiteco, Sinao, Abby, Freebee, RCA, Self-med, and many more.

MEET LUCAS, YOUR AI LEGAL ASSOCIATE Take advantage of your trusted AI partner for drafting contracts and legal tasks. — Converts PDFs to DOCX — Suggests improvements and comments right in your draft — Syncs with Google Drive — Offers 80+ contract templates — Auto-fills both parties’ details Get early access now with Vivid Business.

FIND EVERYTHING YOU NEED IN ONE TAB To keep things tidy, we’ve reorganised where you can find all your important Vivid Business features in our brand-new All Services tab. Tap the three lines in the top-right corner of the Home tab to find shortcuts to: – Accounts – Cards & Cashback – Your AI Team – Financing – Accounting – Other services (such as Travel or Referral Programme)

SAVE TIME WITH VISA CLICK TO PAY Check out faster and more securely when shopping online — no need to enter your card details each time (with merchants that support Click-to-Pay). Simply select any of your cards, scroll to the bottom of the screen, and turn on the toggle for Visa Click to Pay. Available with Vivid Personal and Vivid Business.

TAX FILING IS NOW FREE FOR ALL PLANS Freelancers in Germany can now file and submit their taxes — all included in every plan. Enjoy peace of mind with: — Pre-filled tax returns ready to review — Smart tips for every field — Direct submission to the Finanzamt — no Elster required Get started now in the Bookkeeping section under your Transactions tab in the mobile app, or from the Tax tab on the web app.

YOUR AI DIGITAL EMPLOYEES ARE HERE Meet Anna and Lucas — your smart AI assistants. Try the free beta until the end of the year. — Lucas drafts contracts, finds red flags, and verifies counterparties in minutes. — Anna plans your week, manages your schedule, and books meetings for you. Skip the boring stuff and delegate it all to your AI digital employees.

Vivid Tax and Bookkeeping are now on mobile (available to freelancers in Germany) — Upload documents, check VAT, and get real-time tax estimates — Tax returns are already pre-filled with your Bookkeeping — Submit tax returns directly from the app. No Elster needed.

MORE FLEXIBILITY FOR FREELANCERS — Unlimited accounts on all plans (previously 12–30, depending on plan) — No more extra account or team member fees on any plan — No extra cost for currency exchange with your Vivid card on the Standard plan