Organize your day to day accounts, loans, savings, investments and even crypto in a convenient and secure way with MoneyWiz. MoneyWiz is the only personal finance app that can help you manage every aspect of your finances.
AT A GLANCE
+ Tracking for bank and credit accounts, loans and debts, budgets and goals, bills and subscriptions, investments and crypto;
+ Automatic download of new transactions through direct connections to your banks;
+ Cloud backup and automatic sync across your iPhones, iPads and Macs;
+ Advanced import features, so you can quickly move your data from other apps;
+ Military grade data security with 256bit end-to-end encryption;
+ Extensive tutorials and built-in support chat with a real humans!
[ GET 1 WEEK FREE TRIAL ]
Check our extensive features today!
CONNECTED BANK ACCOUNTS
+ 40,000 banks in 55 countries via 4 data providers
+ Apple Wallet integration
+ Automatic detection of Transfers and Refunds
+ Automatic categorization with AI and learning
+ Get notifications for every new transaction
MANUAL ACCOUNTS
+ Track manually if connected bank accounts is not for you
+ Complete control over your transaction entry form
+ Post transactions in connected accounts too
+ Import OFX, QIF, CSV and MT940
ALL ACCOUNTS
+ Group accounts any way you want
+ Bulk edit
+ Reconcile against bank statements
+ Custom account icons
+ Multi-currency support with automatic refresh of currency rates
+ Archive old accounts
INVESTMENTS
+ Support for all your stock market investments, including stocks, options, bonds and more
+ Unmatched support for Crypto and Forex investments for a personal finance app
+ Handling for investments pre-IPO and pre-ICO
BUDGETS & GOALS
+ Versatile budgeting tools for various styles, including envelope budgeting
+ Group budgets anyway you want
+ Real time progress indicators
BILLS & SUBSCRIPTIONS
+ Get alerted when it's time to pay or get paid
+ Never forget a payment again
+ Tap on the calendar for instant Forecast based on your scheduled payments
REPORTS
+ Analyze your money with 30+ reports
+ Save reports for easy access in the future
+ Group reports any way you want
+ Export reports to PDF, CSV or print them
WEEKLY IMPROVEMENTS
Check out our version history and road map.
We deliver new improvements weekly, based on your feedback.
SUBSCRIPTION
We do not impose a limit on the number of accounts, budgets, regular or scheduled transactions you can create in MoneyWiz for free. However, you will need a subscription to enable certain features:
+ Premium subscription ($4.99/month or $49.99/year) enables bank sync and multi-device sync with a MoneyWiz Cloud account
+ Standard subscription ($19.99/year) enables multi-device sync with a MoneyWiz Cloud account
Your subscriptions will automatically renew each month (or year, depending on plan) and your credit card will be charged through your iTunes account. You can turn off auto-renew at any time from your iTunes account settings.
LINKS
Roadmap: https://wiz.money/roadmap
Privacy Policy: https://wiz.money/privacy/
Terms of Use: https://wiz.money/toc
I've tried a lot of personal finance apps over the years, and MoneyWiz is hands down the best. It's powerful enough that I now run my businesses through it too, yet still simple enough to use every single day. If you're shopping around, stop here. And thank you for the great support Paul!
AI powered transaction categorization
ndzvtsky
Hi MoneyWiz team,I noticed that AI-powered transaction categorization seems to have been removed from the roadmap. I wanted to share that categorization for new payments still works quite poorly in many cases, and since this is a core function of the app, I end up spending a significant amount of time manually fixing categories.Even a relatively simple AI layer for categorization could make a huge difference here. Is there any chance you could reconsider adding this back to the roadmap? Alternatively, would you consider exposing an MCP integration or API so users like me could use our own AI agents to review and fix transaction categories automatically?Thanks — I really enjoy using MoneyWiz and would love to see this improved.
Resposta do programador
Hi, thank you — it means a lot that you enjoy MoneyWiz, and this is thoughtful feedback. The good news: AI-assisted categorization is something we want to bring back — but on our own terms. Because MoneyWiz is privacy-first, we want any AI to run on-device so your financial data is never sent to outside services, and we're waiting on Apple's upcoming on-device AI tools to build it properly. That same principle is why an API handing your data to third-party AI agents isn't the direction we want — the aim is to help you without exposing your data at all. We can't promise timing, but it's firmly on our radar, and feedback like yours helps. — The MoneyWiz Team
Best personal finance app
jmschp
I am an avid user of personal finance software, and tried several other apps. MoneyWiz is by far the best one. And recently they have improved a lot the app.
Melhor app de Finanças
thfpere
Versão para MacOS e iOS são incríveis. E em português.
* Optimized for iPhone Duo, folded and unfolded.
* New on Mac: connect Claude, Codex, ChatGPT, Cursor, or any other MCP-compatible app in Preferences so it can read your open MoneyWiz database, with one-click setup.
* Add transactions from Shortcuts, with optional category and tag pickers, including subcategories.
* Rebuilt bank reconciliation: matches transactions one to one even when posting is delayed, lets you fix several at once, and labels local-only entries more clearly.
* Redesigned P&L reports.
* New option to keep syncing with older versions of MoneyWiz, for devices that can't update (MoneyWiz Cloud only)
* Optional monospaced font for amounts in the transactions list, on by default.
* Faster forecast reports.
* Fixes for reconciliation filters after Bulk Edit, calendar transfer dates, Shortcuts balance refresh, imported payee names, Watch categories, and split scheduled payments.
Versão: 2026.42.1
Assinaturas
Premium - 1 Year
Unlocks banks sync and cross-device sync.
69,99 €
Standard - 1 Year
Unlocks cross-device sync.
24,99 €
O programador, SILVERWIZ LLC, indicou que as práticas de privacidade da app podem incluir o tratamento de dados conforme descrito abaixo. Encontrará mais informação na política de privacidade do programador .
Dados associados a si
Os seguintes dados podem ser recolhidos e associados à sua identidade:
Informações financeiras
Informações de contacto
Conteúdo do utilizador
Identificadores
Dados não associados a si
Os seguintes dados podem ser recolhidos, mas não são associados à sua identidade:
Dados de utilização
Diagnósticos
As práticas de privacidade podem variar, por exemplo, com base nas funcionalidades que utiliza ou na sua idade. Saiba mais
Acessibilidade
O programador ainda não indicou quais as funcionalidades de acessibilidade suportadas por esta app. Saiba mais
SILVERWIZ LLC identificou-se como comerciante desta app e confirmou que este produto ou serviço está em conformidade com a legislação da União Europeia.
Número DUNS 080095695
Endereço 535 Tananger Heights Ln San Francisco California 94523 Estados Unidos
É possível que algumas compras integradas e assinaturas possam ser partilhadas com o grupo familiar quando a Partilha com a família estiver ativada.
Saiba mais