See who owes you, what you owe, and what’s overdue. Track IOUs, log payments, and get gentle reminders—all in one personal debt tracker.
Owemint is a simple debt tracker and personal finance tool that helps you keep track of money owed between people without spreadsheets, group chats, or awkward follow-ups.
Whether a friend still owes you for dinner or you need to remember what you borrowed, Owemint gives you one clear place to see who owes what.
Think of it as your personal debt manager, IOU tracker, and payment tracker rolled into one.
HOW IT WORKS
Add a person, enter an amount, and choose the direction: They Owe You or You Owe Them. Each person gets their own running history, and you can log partial payments until a balance is fully settled. The same person owes you in both directions? Owemint keeps them separate so nothing gets mixed up.
WHAT YOU CAN DO
- Track money owed to you and money you owe — a loan tracker with two ledgers in one app
- Record partial payments and see remaining balances at a glance
- Set due dates and get gentle reminders before, on, and after the due date
- Attach receipt photos or proof of payment to any entry (Pro)
- Lock the app behind Face ID, Touch ID, or a PIN
- Back up and restore your data manually; no cloud required
- Export your records to CSV for spreadsheets or reports (Pro)
- View stats: net balance, what's owed to you, what's overdue
- Search by person or reason to find any entry fast
FREE VS PRO
Owemint is free to use with a generous cap on active people. You get unlimited basic reminders, full backup and restore, and app lock, forever.
Upgrade to Owemint Pro for a one-time purchase. No subscription, no recurring charges. Pay once, keep Pro forever.
Pro unlocks:
- Unlimited active people
- Photo attachments on any entry
- Recurring overdue reminders (every 3, 7, or 14 days)
- CSV export
PERSONAL BY DESIGN
Your debt records stay on your device. Owemint does not store your records on servers and does not require an account. The app collects anonymized crash reports and performance diagnostics to help us improve stability and fix bugs, but it does not collect user tracking or advertising data. You can opt out of crash reporting. What you track is yours alone.
QUESTIONS OR FEEDBACK?
Reach us at the support email in Settings. We read every message.
Calificaciones y reseñas
Esta app no ha recibido suficientes calificaciones ni reseñas para mostrar un resumen.
What's New:
- Added support for the Arabic language, including Right-to-Left layout support for all screens.
Improvements:
- Made the "Owed to You" and "You Owe" summary cards on the Home screen clickable to jump directly to your filtered lists.
- Fixed an issue where scheduled reminders were not canceled when a debt was deleted.
- Bug fixes and improvements to keep things running smoothly.
Versión 1.4.1
Compras dentro de la app
Owemint Pro (Lifetime)
Unlock CSV export, unlimited entries, and more.
USD 0.99
El desarrollador (Liam Andryl Atienza) indicó que las prácticas de privacidad de la app pueden incluir el manejo de datos que se describe a continuación. Para obtener más detalles, consulta la política de privacidad del desarrollador .
Datos no asociados con tu identidad
Los siguientes datos pueden recopilarse, pero no están asociados con tu identidad:
Compras
Identificadores
Datos de uso
Diagnóstico
Las prácticas de privacidad pueden cambiar; por ejemplo, según tu edad o las funciones que uses. Obtén detalles
El desarrollador indicó que esta app admite las siguientes funciones de accesibilidad. Obtén detalles
Funciones admitidas
Interfaz oscura
Ficha técnica
Vendedor
Liam Andryl Atienza
Tamaño
78.2 MB
Categoría
Finanzas
Compatibilidad
Requiere iOS 16.4 o posterior.
iPhone Requiere iOS 16.4 o posterior.
Mac Requiere macOS 12.0 o posterior y una Mac con el chip M1 de Apple o posterior.