Fineyo: Expense Tracker
Budget Planner & Spending
Free · In-App Purchases
Log expenses in seconds by voice, Siri or automations. Set budgets, see where your money goes and check it on widgets or Apple Watch. Private, no bank login needed.
A simple, private expense tracker. Log spending in seconds by typing, speaking or asking Siri, set budgets that keep you on track and see exactly where your money goes. No bank login needed.
JUST SAY IT
Say "Coffee 4.50 and groceries 32 today" and Fineyo AI turns it into transactions with the right categories and accounts. It runs on your iPhone with Apple Intelligence, so what you say never leaves your device.
ASK SIRI ABOUT YOUR MONEY
"How much did I spend on groceries last month?" "How much is left in my budget?" "What's my net worth?" Siri answers with your real numbers and can add an expense or income hands-free. Works in Spotlight and Shortcuts too.
EXPENSES THAT LOG THEMSELVES
Ready-made Shortcuts automations record your Apple Pay payments and bank notifications for you, and can save where you paid. Press the Action button or tap the back of your iPhone to add a transaction from anywhere.
POWERFUL WIDGETS AND APPLE WATCH
Keep balances, budgets, top categories, recent and upcoming transactions on your Home Screen, Lock Screen and in the Smart Stack. Add an expense straight from Control Center. The Apple Watch app with complications puts today's spending and your budgets on your wrist.
SHARED SPACES, WHEN YOU NEED THEM
Managing money with a partner, family or roommates? Create a shared space and invite them with a link. Everyone adds expenses from their own iPhone, sees the same budgets and knows who added what. Your Personal space stays separate.
SEE WHERE YOUR MONEY GOES
One clean dashboard for all your accounts: bank, cards and cash. Charts show trends and your biggest categories, and the spending map shows where you spend. On the 1st of each month, a report tells you what went well, what needs attention and how to do better. An evening summary recaps what you spent today.
BUDGETS AND BILLS UNDER CONTROL
Set limits per category and get a gentle heads-up when you get close. Recurring transactions add subscriptions and bills automatically, with a reminder the day before each one. No guilt, no surprises.
ALL FEATURES
- Expense and income tracking
- Voice input with Fineyo AI (Apple Intelligence)
- Siri, Spotlight and Shortcuts actions
- Apple Pay and bank notification automations
- Home Screen, Lock Screen and Control Center widgets
- Apple Watch app with complications
- Category budgets with alerts
- Monthly reports and daily summary
- Spending charts and spending map
- Recurring transactions with reminders
- Receipt photos
- Multiple accounts: bank, cards, cash
- Shared spaces with family or roommates
- Multi-currency with travel currency and daily exchange rates
- Custom categories with icons and emoji
- Search, filters and CSV export
- iCloud sync across your iPhone and iPad
- Works offline
- Dark mode, theme colors and custom app icons
PRIVATE BY DESIGN
No bank login needed. Your data lives on your devices and in your own iCloud, not on our servers. Fineyo AI runs on your device too.
FINEYO PRO
Fineyo is free to start. Pro unlocks unlimited categories, budgets, accounts and recurring transactions, iCloud sync, shared spaces, Siri insights, monthly reports, the spending map, receipt photos, all widgets, Apple Watch charts, themes and app icons. Pro works with Family Sharing, so one subscription covers your family.
Whether you're saving for a trip, building an emergency fund or just trying to stop overspending, Fineyo helps you build better money habits.
Terms of Use
https://fineyo.app/terms-of-use
Privacy Policy
https://fineyo.app/privacy-policy
more Major 4.8 update brings Fineyo to your Apple Watch, Siri and the Lock Screen.
What's New:
- New Widgets: More Home Screen widgets, and tapping a widget opens the matching screen in the app.
- Apple Watch App: Add transactions and check your balance and budgets on your wrist, with complications and Smart Stack widgets.
- Siri & Shortcuts: Ask Siri to add a transaction, or ask how much you spent, earned or saved, your net worth and how your budgets are doing.
- Lock Screen Widgets & Quick Add: Keep an eye on your money from the Lock Screen, and add a transaction from Control Center, the Action button or Back Tap.
- Monthly Reports: Get a recap of each month with your income, spending, savings and top categories.
- Daily Summary: Get a notification with what you spent today compared to yesterday.
- Upcoming Recurring Transactions: See upcoming payments on the Overview and get a reminder the day before. They're added to your totals only on their day.
- Spending Map: See where you spend on a map. Apple Pay and bank notification automations add the location for you.
- Bank Notification Automation: Log transactions automatically from your bank's notifications with a step-by-step Shortcuts guide.
- Richer Insights: Category details, search results and top categories now show a summary, charts and your biggest changes.
- Private Voice Input: Fineyo AI now runs on-device with Apple Intelligence, so your voice never leaves your iPhone.
- iPad & Mac: Fineyo now runs on iPad and Mac with a sidebar layout.
- Sort Order: Sort transaction lists from newest or oldest first.
- Hide Unassigned Category: Hide the Unassigned category from category pickers if you always pick a category.
- Stability and UI improvements
Enjoying Fineyo? A quick review helps a lot.
Feedback or issues? info@fineyo.app
4.8.0 5 days ago
Major 4.7 update introduce new way to use Fineyo - you can now share data with other users.
What's New:
- Spaces: Manage finances together with a partner, rommate or family through iCloud.
- Category Icons & Colors: Choose an Apple icon or an emoji for each category, and pick any color or use the suggested one.
- Editable Unassigned Category: Change the Unassigned category icon and color.
- Account Currency: Give each account its own currency. Existing transactions are converted automatically.
- Balance Reconciliation: Update an account's balance to match your bank, and a reconciliation transaction is added to cover the difference."
- Redesigned Apple Pay Shortcut: Follow a new step-by-step guide to log Apple Pay purchases automatically.
- Bulk Edit Categories: Select several categories to delete them at once.
- Regional Number Format: Amounts now follow your region's formatting for decimal and thousands separators.
- Stability and UI improvements
Enjoying Fineyo? A quick review helps a lot.
Feedback or issues? info@fineyo.app
4.7.2 7 Oct
Major 4.7 update introduce new way to use Fineyo - you can now share data with other users.
What's New:
- Spaces: Manage finances together with a partner, rommate or family through iCloud.
- Category Icons & Colors: Choose an Apple icon or an emoji for each category, and pick any color or use the suggested one.
- Editable Unassigned Category: Change the Unassigned category icon and color.
- Account Currency: Give each account its own currency. Existing transactions are converted automatically.
- Balance Reconciliation: Update an account's balance to match your bank, and a reconciliation transaction is added to cover the difference."
- Redesigned Apple Pay Shortcut: Follow a new step-by-step guide to log Apple Pay purchases automatically.
- Bulk Edit Categories: Select several categories to delete them at once.
- Regional Number Format: Amounts now follow your region's formatting for decimal and thousands separators.
- Stability and UI improvements
Enjoying Fineyo? A quick review helps a lot.
Feedback or issues? info@fineyo.app
4.7.1 6 Oct
Major 4.7 update introduces a new way to use Fineyo - you can now share data with other users.
What's New:
- Spaces: Manage finances together with a partner, roommate or family through iCloud.
- Category Icons & Colors: Choose an Apple icon or an emoji for each category, and pick any color or use the suggested one.
- Editable Unassigned Category: Change the Unassigned category icon and color.
- Account Currency: Give each account its own currency. Existing transactions are converted automatically.
- Balance Reconciliation: Update an account's balance to match your bank, and a reconciliation transaction is added to cover the difference.
- Redesigned Apple Pay Shortcut: Follow a new step-by-step guide to log Apple Pay purchases automatically.
- Bulk Edit Categories: Select several categories to delete them at once.
- Regional Number Format: Amounts now follow your region's formatting for decimal and thousands separators.
- Stability and UI improvements
Enjoying Fineyo? A quick review helps a lot.
Feedback or issues? info@fineyo.app
4.7.0 5 Oct
This update includes:
- Fixes issue with keyboard not opening when adding transaction
- Fix issue with category list not appearing when using Apple Shortcuts
- Fixed crash on Notification settings screen
- Stability improvements
Enjoying Fineyo? A quick review helps a lot.
Feedback or issues? info@fineyo.app
4.6.5 2 Sept
This update includes:
- App loading time is significantly improved (up to x2 times faster)
- "Latest feature" link to show new recently added features
- Improved process of updating transaction currency and exchanged amount
- Updated visual look for "Payee" search filters
- Stability improvements
Enjoying Fineyo? A quick review helps a lot.
Feedback or issues? info@fineyo.app
4.6.4 27 Aug
This update includes:
- New "Suggest a Feature" link
- Fixed issue with account balance being deducted for some Income transactions
- Fixed issue with error when trying to delete all data
- Stability improvements
Enjoying Fineyo? A quick review helps a lot.
Feedback or issues? info@fineyo.app
4.6.3 19 Aug
A major update — packed with new features, smoother animations, and improved stability throughout.
New:
- Swipe actions for transactions
- Multi-select transactions for bulk editing or deleting
- Blur amounts to hide numbers in public
- Subcategories (nested categories)
- Reorder budgets and accounts
- New charts
- Customize the transaction screen — hide fields you don't need
- Add a time value to transactions
- Set default account/tag/payee for new transactions
- Auto-set location for new transactions
- Configure week start day
- Switch between total and remaining amounts for budgets
- Single-cycle budgets — great for trips or one-off events
- Categories are now optional — use "Unassigned" when you don't need one
- Redesigned onboarding flow
Improved:
- General UI polish
- Smoother animations throughout
- Improved stability
- Recurring transactions were not generating correctly
Enjoying Fineyo? A quick review helps a lot
Feedback or issues? info@fineyo.app
4.6.2 14 Aug
A major update — packed with new features, smoother animations, and improved stability throughout.
New:
- Swipe actions for transactions
- Multi-select transactions for bulk editing or deleting
- Blur amounts to hide numbers in public
- Subcategories (nested categories)
- Reorder budgets and accounts
- New charts
- Customize the transaction screen — hide fields you don't need
- Add a time value to transactions
- Set default account/tag/payee for new transactions
- Auto-set location for new transactions
- Configure week start day
- Switch between total and remaining amounts for budgets
- Single-cycle budgets — great for trips or one-off events
- Categories are now optional — use "Unassigned" when you don't need one
- Redesigned onboarding flow
Improved:
- General UI polish
- Smoother animations throughout
- Improved stability
- Recurring transactions were not generating correctly
Enjoying Fineyo? A quick review helps a lot
Feedback or issues? info@fineyo.app
4.6.1 11 Aug
A major update — packed with new features, smoother animations, and improved stability throughout.
New:
- Swipe actions for transactions
- Multi-select transactions for bulk editing or deleting
- Blur amounts to hide numbers in public
- Subcategories (nested categories)
- Reorder budgets and accounts
- New charts
- Customize the transaction screen — hide fields you don't need
- Add a time value to transactions
- Set default account/tag/payee for new transactions
- Auto-set location for new transactions
- Configure week start day
- Switch between total and remaining amounts for budgets
- Single-cycle budgets — great for trips or one-off events
- Categories are now optional — use "Unassigned" when you don't need one
- Redesigned onboarding flow
Improved:
- General UI polish
- Smoother animations throughout
- Improved stability
- Recurring transactions were not generating correctly
Enjoying Fineyo? A quick review helps a lot.
Feedback or issues? info@fineyo.app
4.6.0 11 Aug
This is another big update with a dozen of new features:
- Transaction Locations - Attach a location to any transaction or use your current location automatically.
- Category Trend Chart - View money flow trends for a specific category on the Category Transactions screen.
- Budgets & Accounts Total - Review the combined total of all your accounts and budgets in one place.
- Automatic Exchange Rate Updates - Exchange rates now refresh automatically on app launch, up to once every 24 hours.
- Custom Week Start - Choose your preferred start day of the week or use the default based on your locale.
- Daily Reminder Schedule - Customize when daily reminders are sent to help you track your spending.
- Default Account, Payee & Tag - Set default accounts, payees, and tags to speed up creating new transactions.
- NPR Currency
- Overall stability improvements
Love the app? Feel free to write positive review in App Store.
For any feedback or question please reach us at info@fineyo.app
4.5.1 20 May
This is another big update with a dozen of new features:
- Transaction Locations - Attach a location to any transaction or use your current location automatically.
- Category Trend Chart - View money flow trends for a specific category on the Category Transactions screen.
- Budgets & Accounts Total - Review the combined total of all your accounts and budgets in one place.
- Automatic Exchange Rate Updates - Exchange rates now refresh automatically on app launch, up to once every 24 hours.
- Custom Week Start - Choose your preferred start day of the week or use the default based on your locale.
- Daily Reminder Schedule - Customize when daily reminders are sent to help you track your spending.
- Default Account, Payee & Tag - Set default accounts, payees, and tags to speed up creating new transactions.
- NPR Currency
- Overall stability improvements
Love the app? Feel free to write positive review in App Store.
For any feedback or question please reach us at info@fineyo.app
4.5.0 19 May
This update includes:
• You can now select account when using Fineyo Shortcut (if accounts exist)
• Fix crash for users importing old backup files
• Overall stability improvements
Love the app? Feel free to write positive review in App Store.
For any feedback or question please reach us at info@fineyo.app
4.4.1 24 Apr
Massive update with big features and improvements included.
Here is what's changed:
• Fineyo AI (Beta) - Use your voice to dictate transactions in a quick way
• New logo branding - Introducing our new brand logo with a cleaner, more modern look
• Exclude from analytics - Exclude transaction from analytics to hide it from any charts and calculations
• Recurrencies screen - Separate recurrencies screen that lists all of your subscriptions and recurrency transactions
• Transfer transaction type - Transfer is new transaction type that allows you transferring balance between accounts
• Support for negative account balance
• PKR Currency
• Budget trends calculation improvements
• Overall stability improvements
Love the app? Feel free to write positive review in App Store.
For any feedback or question please reach us at info@fineyo.app
4.4.0 18 Apr
This update includes:
• Welcome screen redesign
• Fix future transactions missing in spending chart
• Fix issues with theme resetting when non-system theme is selected
• Additional fix for travel currency configuration reset
• Overall stability improvements
Love the app? Rate us!
For any feedback or question reach us at info@fineyo.app
4.3.5 5 Apr
This update includes:
• Fix travel currency reverting after app restart
• Fix crash on iOS 26.4+
• Fix category selection not showing selected categories for budgets
• Fix pull-to-add triggered unexpectedly on Overview screen
• Fix issue with biometry check failing sometimes
• Dashboard period configuration is now resetting to current period after restart
• Overall stability improvements
Love the app? Rate us!
For any feedback or question reach us at info@fineyo.app
4.3.4 4 Apr
This update includes:
• Issue with account amount being reset when updating assigned transaction
• Overall stability improvements
Love the app? Rate us!
For any feedback or question reach us at info@fineyo.app
4.3.3 30 Mar
This update includes:
• Income vs Expenses Overview card - a chart showing comparison between income and expenses and it's delta for desired period.
• New IQD currency
• Possibility to set future date for transaction.
• Stability improvements
Love the app? Rate us!
For any feedback or question reach us at info@fineyo.app
4.3.2 29 Mar
This update includes:
• Overview screen reorder - you can now hide specific charts/blocks or change their order.
• "What's New" screen - see the latest improvements right after updating the app.
• Upgrade reminder - Get a notification once new version is available.
• New currencies - Support for KZT, XAF, XOF currencies.
• Transaction duplicate adjustments - now you can edit transaction before saving when duplicating.
• Stability improvements
Love the app? Rate us!
For any feedback or question reach us at info@fineyo.app
4.3.1 26 Mar
This update includes:
• Overview screen reorder - you can now hide specific charts/blocks or change their order.
• "What's New" screen - see the latest improvements right after updating the app.
• Upgrade reminder - Get a notification once new version is available.
• New currencies - Support for KZT, XAF, XOF currencies.
• Transaction duplicate adjustments - now you can edit transaction before saving when duplicating.
• Stability improvements
Love the app? Rate us!
For any feedback or question reach us at info@fineyo.app
4.3.0 26 Mar
Another big update after massive Liquid Glass rework.
What’s new:
• Payee functionality
• CSV import functionality to bring your data into Fineyo
• Subscription status is now visible in Settings
• Store configuration is now saved in the database, which makes it easier to restore or activate on new device
• Internal improvements and stability fixes
Thank you for choosing Fineyo! Love the app? Rate us!
For any feedback or question reach us at info@fineyo.app
4.2.0 13 Mar
Our BIGGEST UPDATE ever. Finally, Liquid Glass arrives to Fineyo.
But that's not over:
• Liquid Glass support (iOS 26+)
• New widgets to keep track of budgets and accounts
• Tag functionality to assign to transactions
• New Overview screen containing main stats about your money flow
• Enhanced period filters allows you to filted overview by any specific period
• Multi-categories support for budgets
• Insights replaced with "Transactions", where you can see all your transaction within specific period
• Redefined Search with category, account, and date filters, as well as recent search history
• Budgets now have history data of all previous periods
• Refactored transaction screen, toolbar for quick actions
• Travel currency - temporary switch your currency with automatic rate convertion
• New app icons and theme colors
• Custom exchange rates if you don't want to use automatic rates
• Huge amount of stability improvements
Thank you for choosing Fineyo! Love the app? Rate us!
For any feedback or question reach us at info@fineyo.app
4.1.3 9 Mar
Our BIGGEST UPDATE ever. Finally, Liquid Glass arrives to Fineyo.
But that's not over:
• Liquid Glass support (iOS 26+)
• New widgets to keep track of budgets and accounts
• Tag functionality to assign to transactions
• New Overview screen containing main stats about your money flow
• Enhanced period filters allows you to filted overview by any specific period
• Multi-categories support for budgets
• Insights replaced with "Transactions", where you can see all your transaction within specific period
• Redefined Search with category, account, and date filters, as well as recent search history
• Budgets now have history data of all previous periods
• Refactored transaction screen, toolbar for quick actions
• Travel currency - temporary switch your currency with automatic rate convertion
• New app icons and theme colors
• Custom exchange rates if you don't want to use automatic rates
• Huge amount of stability improvements
Thank you for choosing Fineyo! Love the app? Rate us!
For any feedback or question reach us at info@fineyo.app
4.1.2 4 Mar
Our BIGGEST UPDATE ever. Finally, Liquid Glass arrives to Fineyo.
But that's not over:
• Liquid Glass support (iOS 26+)
• New widgets to keep track of budgets and accounts
• Tag functionality to assign to transactions
• New Overview screen containing main stats about your money flow
• Enhanced period filters allows you to filted overview by any specific period
• Multi-categories support for budgets
• Insights replaced with "Transactions", where you can see all your transaction within specific period
• Redefined Search with category, account, and date filters, as well as recent search history
• Budgets now have history data of all previous periods
• Refactored transaction screen, toolbar for quick actions
• Travel currency - temporary switch your currency with automatic rate convertion
• New app icons and theme colors
• Custom exchange rates if you don't want to use automatic rates
• Huge amount of stability improvements
Thank you for choosing Fineyo! Love the app? Rate us!
For any feedback or question reach us at info@fineyo.app
4.1.1 3 Mar
Our BIGGEST UPDATE ever. Finally, Liquid Glass arrives to Fineyo.
But that's not over:
• Liquid Glass support (iOS 26+)
• New widgets to keep track of budgets and accounts
• Tag functionality to assign to transactions
• New Overview screen containing main stats about your money flow
• Enhanced period filters allows you to filted overview by any specific period
• Multi-categories support for budgets
• Insights replaced with "Transactions", where you can see all your transaction within specific period
• Redefined Search with category, account, and date filters, as well as recent search history
• Budgets now have history data of all previous periods
• Refactored transaction screen, toolbar for quick actions
• Travel currency - temporary switch your currency with automatic rate convertion
• New app icons and theme colors
• Custom exchange rates if you don't want to use automatic rates
• Huge amount of stability improvements
Thank you for choosing Fineyo! Love the app? Rate us!
For any feedback or question reach us at info@fineyo.app
4.1.0 22 Feb
Major 4.8 update brings Fineyo to your Apple Watch, Siri and the Lock Screen.
What's New:
- New Widgets: More Home Screen widgets, and tapping a widget opens the matching screen in the app.
- Apple Watch App: Add transactions and check your balance and budgets on your wrist, with complications and Smart Stack widgets.
- Siri & Shortcuts: Ask Siri to add a transaction, or ask how much you spent, earned or saved, your net worth and how your budgets are doing.
- Lock Screen Widgets & Quick Add: Keep an eye on your money from the Lock Screen, and add a transaction from Control Center, the Action button or Back Tap.
- Monthly Reports: Get a recap of each month with your income, spending, savings and top categories.
- Daily Summary: Get a notification with what you spent today compared to yesterday.
- Upcoming Recurring Transactions: See upcoming payments on the Overview and get a reminder the day before. They're added to your totals only on their day.
- Spending Map: See where you spend on a map. Apple Pay and bank notification automations add the location for you.
- Bank Notification Automation: Log transactions automatically from your bank's notifications with a step-by-step Shortcuts guide.
- Richer Insights: Category details, search results and top categories now show a summary, charts and your biggest changes.
- Private Voice Input: Fineyo AI now runs on-device with Apple Intelligence, so your voice never leaves your iPhone.
- iPad & Mac: Fineyo now runs on iPad and Mac with a sidebar layout.
- Sort Order: Sort transaction lists from newest or oldest first.
- Hide Unassigned Category: Hide the Unassigned category from category pickers if you always pick a category.
- Stability and UI improvements
Enjoying Fineyo? A quick review helps a lot.
Feedback or issues? info@fineyo.app
more Version 4.8.0 5 days ago
Data Not Linked to You The following data may be collected but it is not linked to your identity:
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