Improved iCloud Sync reliability across iPhone, iPad, and Apple Watch with automatic duplicate prevention for bills, subscriptions, categories, and savings goals. Enhanced Advanced Tools for database cleanup and subscription frequency repair. Refined Cash Flow Calendar paycheck predictions for more accurate upcoming income estimates, and kept Face ID and notification preferences independent on each device.

- Bug fixes - Better Apple Intelligence on device

- Added iPhone Duo support

We polished the entire app experience for smoother everyday money tracking: • Improved Light and Dark Mode contrast across Savings, Receipt Scanner, Dashboard, and Weekly Wrap. • Unified navigation bars, Liquid Glass forms, and modal controls for a cleaner, more consistent feel. • Restored swipe-to-edit and swipe-to-delete gestures in Transaction History and improved calendar weekday alignment. • Smoother live number animations, haptic feedback, keyboard handling, and Spanish localization refinements.

• Financial Freedom Runway & Emergency Gauge: See how many months your liquid savings cover based on your real monthly living expenses (separating fixed commitments from discretionary spending). Use the interactive "What-If" simulator slider to see how trimming discretionary spending extends your survival runway toward 3-month and 6-month milestones. • Expanded Category Icon Library (75+ SF Symbols): Customize your categories with a curated library of modern icons across Essentials, Lifestyle, Health, Tech, and Family—complete with instant keyword search and a live preview badge. • New Interactive Academy Guides: Step-by-step interactive tutorials for the Financial Freedom Runway Gauge and Category Icon Customizer.

• Debt Snowball & Avalanche Payoff Optimizer: Track credit cards, auto loans, student loans, and mortgages in one place. Compare Debt Avalanche (highest APR first) vs. Debt Snowball (lowest balance first) strategies and use the interactive extra payment slider to see how much interest and time you can save. • Cash Flow Calendar Integration: Monthly debt minimum payments now automatically appear on your Cash Flow Calendar on their due dates so you never miss a bill. • Customizable Smart Dashboard: Long-press any spotlight card on your Dashboard to hide it, or use the new Customize Dashboard menu to personalize your home screen at any time. • New Interactive Academy Guides: Step-by-step interactive tutorials for the Debt Payoff Optimizer and Smart Dashboard Customizer.

• Smarter Trip Tracking: When you have an active trip enabled, newly logged expenses now automatically default to that trip across manual entry, voice logging, and receipt scanning. • Receipt Gallery Improvements: Fixed an issue where tapping receipts in the top row could open adjacent items, ensuring smooth navigation and previewing. • General polish and performance optimizations across your financial timeline.

• Monthly PDF Financial Audits: Generate and export professional, multi-page PDF expense reports for any month with one tap—perfect for personal audits, budgeting, and tax readiness. • Improved Weekly Recap: Enhanced accuracy for 7-day spending calculations, previous week comparisons, and real-time category budget pacing. • Performance & Stability: Fixes for PDF rendering and overall polish across your financial timeline.

What's New in Version 2.0.0 Welcome to Finance Tracker 2.0 — our biggest update yet, redesigned from the ground up for iOS 27 and packed with on-device Apple Intelligence. • On-Device Apple Intelligence Receipt Scanner: Point your camera at any receipt and let on-device Foundation Models instantly parse store names, itemized line items, totals, and dates with near-perfect accuracy. 100% private, processing entirely on your device. • AI Subscription & Price Creep Radar: Tired of subscriptions quietly raising their prices? Our new AI Analyst automatically cross-references your recurring rules against actual bank charges to catch stealth price hikes before they hit your account. See projected annual cost creep and update your budget rules in a single tap. • Cash Flow Calendar Early Warnings: Upcoming charges on the Cash Flow Calendar now flag detected price increases in advance, helping you avoid overdraft surprises. • Siri On-Screen Context & Deep Spotlight Search: You can now search for any merchant, category, note, or trip directly from the iOS Home Screen Spotlight search. Plus, use Siri hands-free to update transactions on screen with App Shortcuts. • Interactive Feature Academy & Guides Hub: Master every tool in the app with 12 interactive guides featuring step-by-step walkthroughs, actionable pro tips, live preview simulations, and one-tap shortcuts to try features immediately. • Trips, Vacations & Events Hub: Going on vacation or planning a wedding? Set up isolated event budgets with custom emojis, track your daily burn rate, and link past expenses without distorting your regular monthly wallet. • 120Hz Butter-Smooth Performance: Completely re-engineered rendering pipeline for silky-smooth scrolling at full 120 FPS on ProMotion displays. • 100% Bilingual (English & Spanish): Every new screen, guide, and alert is fully localized in Spanish (es-US) and English. Thank you for using Finance Tracker! If you love this update, please consider leaving a rating or review on the App Store.

- Trips and Events Tracking: Organize and track expenses for vacations, trips, and special events in one dedicated space. Set custom event budgets, monitor your daily spending pace, and review detailed category breakdowns while keeping all transactions organized with your main dashboard. - Introducing Finance Academy and Interactive Feature Guides. Learn how to get the most out of every tool, from voice expense logging and receipt scanning to event budgets and overdraft prevention. Each guide includes step by step tips, interactive previews, and direct shortcuts to try features right away. This update also brings navigation enhancements and general performance improvements.

- Introducing Speak to Log. You can now add transactions instantly using your voice. Simply tap the microphone icon on your dashboard and speak naturally in English or Spanish. Our on device intelligence automatically detects the amount, merchant, and category in real time with complete privacy

Introducing Finance Pro for Apple Watch! Your finances, now right on your wrist. Stay on top of your budget without ever pulling out your phone: • Glanceable Dashboard: See your current month's spending, budget progress ring, and remaining balance in real time. • Upcoming Bills Due Card: Track upcoming recurring bills and due dates with quick-action dismissals. • Seamless Sync: Instant, bidirectional sync between your iPhone, iCloud, and Apple Watch. • Native OLED Design: Crafted with fluid haptics and a dark UI designed specifically for Apple Watch. • Performance & Stability: Enhanced background snapshot backups and bug fixes for a smoother experience.

- Spending Anomaly & Double-Charge Detector - Transaction Strikethrough & Audit Ledger - Weekly Spends Card - UI Improvements

- Universal Income Cadence Engine - Interactive Cash Flow Calendar - Workflow & UX Preference

- better sync between devices - bug fixes

• Micro-Habit Audits: We now scan your transaction history to identify repeating spending spikes (like weekend surges, dining frequency, or daily coffees). • 5-Day Budget Challenges: Opt into multiple concurrent challenges directly from your dashboard to freeze your spending and build better habits. • Dynamic Subscriptions: Your monthly totals and 1, 5, and 10-year lifetime cost projections now recalculate instantly when filtering between Subscriptions and Bills. • Minor bug fixes and responsiveness improvements for tap gestures inside lists.

• Improved iCloud Sync reliability and resolved database sync connection issues across devices. • Fixed an issue that could prevent transaction receipt images from syncing correctly. • Performance improvements and minor bug fixes.

- Bug fixes - Improvements in "Subscriptions" section

This update introduces powerful new financial forecasting and budgeting features to help you optimize your money management. Interactive Financial Forecasts See where your money is heading over the next thirty, sixty, or ninety days. The new interactive projections chart combines your historical spending speed with scheduled bills to map your future account balance. Scrub across the line to view date details and receive alerts if a shortfall is projected. Weekly Financial Health Scorecard Evaluate your financial habits with a grade-based scorecard under the reports tab. We analyze your savings rate, budget discipline, recurring overhead, and daily spending pace to offer personalized, actionable savings recommendations. Active Budget Guardrails Category budgets are now more visible and reactive. View color-shifting progress bars directly on the categories list. Additionally, receive real-time warnings and warning haptic feedback while logging transactions if they approach or exceed your budget limit. Subscription Lifetime Projections Expose the long-term impact of your subscriptions with one, five, and ten-year cost breakdowns, mapped to real-life benchmarks. The new overlap detector flags duplicate subscriptions in the same category to help you cut redundant expenses. Visual Chart Upgrades and Spanish Localization We have redesigned the cash flow trend card to default to a clean bidirectional zero-baseline bar layout.

• Home Screen Quick Action Widgets Added support for Small and Medium home screen widgets that provide instant shortcuts to core features: logging new expenses, scanning receipts using your camera, launching the AI assistant, or viewing upcoming bills. These widgets have been designed to match the clean, native iOS layout and automatically adapt their background and card designs between Light and Dark modes. • Custom Date Ranges for Insights Revamped the Insights screen with flexible query options. You can now toggle between two timeframe modes. Month mode uses a simplified Month and Year dropdown selection (hiding unnecessary day picking), while Custom Range mode allows you to specify start and end dates to track spending across any custom period. • Dynamic Spending Summary Card The main Insights metrics card has been upgraded to calculate totals, daily spending averages, transaction counts, and top categories dynamically based on the exact month or custom timeframe you select. • Usability & Performance Improvements Fixed navigation issues related to deep linking from widgets, added intelligent date range bounds to prevent picking invalid starts or ends, and optimized overall UI responsiveness.

What's New in Version 1.2.4 • Siri Voice Upgrades: You can now log transactions and ask for spending summaries hands-free! Siri will speak back success confirmations and summaries directly. • Smarter AI Assistant: Our chatbot is now powered by on-device AI! It can follow multi-turn conversations (in English and Spanish) and search spending details by store name. • Interactive Analytics: Explore your spending with spring-animated interactive donut charts, multi-category filtering, and month-over-month comparisons. • Improved Natural Language Logging: Log transactions like "spent $15 at 7-Eleven" without losing store numbers or quantities.

What’s New in This Update: • Introducing Siri & Shortcuts Integration! Track your spending hands-free. Just say "Hey Siri, log an expense in Finance Pro" or tap your new custom home screen Shortcut tiles to instantly review your spending for Today, Yesterday, Last Week, or Last Month. • Smarter Title Parsing Our local natural language engine is now smarter than ever. Conversational filler words are automatically scrubbed, leaving your recent activity logs clean, crisp, and beautifully organized. • Liquid Glass Performance Upgrades We’ve completely rebuilt the core dashboard layout hierarchy under the hood. Enjoy lightning-fast load times, seamless navigation transitions, and smoother rendering of our signature fluid glass interface elements. • Under-the-Hood Polish Squashed minor data indexing bugs and optimized background widget synchronization to ensure your financial metrics are always accurate and up to date. Love Finance Pro? Please take a moment to leave us a review on the App Store! Your feedback keeps our local AI engine running smart.

We are always working to make tracking your finances more fluid and intelligent. In this update, we’re introducing two powerful new features to give you even more control over your data: • Transaction Notes: Need to remember why you spent that money? You can now add short, custom notes to any transaction or recurring subscription. Perfect for adding quick context like "Work trip lunch" or "Split dinner with Sarah." • Smart Receipt Scanning: Our AI-powered scanner just got a massive upgrade! Instead of just reading the grand total, the scanner now breaks down your receipt item by item. You will get a sleek checklist of your scanned items—simply uncheck anything you don't want to track, and your grand total will update dynamically. Happy tracking! If you love the new updates, please consider leaving us a review.

We’ve introduced powerful new tools and reliability fixes to keep your financial data healthier than ever! - Advanced Tools (Premium): Take control of your database with our new Pro-tier utility suite. Safely merge duplicate categories while preserving all transaction and subscription links. - Frequency Fixer: Automatically repair transaction history to ensure "Monthly" or "Yearly" labels are correctly synced for your CSV exports. - Refined UI: Enjoy a more polished look with improved visual consistency and full adaptive theme support for both Light and Dark modes across all settings.

New features and bug fixes * Apple Sign-In: You can now securely and instantly log into Finance Pro using your Apple ID. Manage your connection anytime in Profile > Linked Accounts. * Smart Subscription Alerts: Fixed an issue causing missing notifications to ensure you are always reminded of your upcoming bills. * Dynamic Dashboard: Your home screen now features a personalized, time-based greeting to welcome you morning, noon, and night.