Pocket Clear: Expense Tracker
Budgeting App, No Bank Linking
Free · In-App Purchases · Designed for iPad. Not verified for macOS.
No ads, ever. No bank linking. Log an expense in 5 seconds, see your month on a calendar, attach receipts, and your data follows you when you change phones.
Pocket Clear is a simple expense tracker with no ads and no bank linking. Log an expense in five seconds, see your month on a calendar, and let Apple Pay taps and bank texts log themselves — you check every entry, nothing is hidden from you.
AUTOMATIC LOGGING — NO BANK LINKING
On-Device AI (Beta, opt-in)
• Apple Pay taps log themselves — set up a Shortcuts automation once and every tap is added in the background
• Bank texts log themselves too — debit and card-spend SMS become entries the moment they arrive
• Share a bank message, receipt photo, or card email to Pocket Clear and it's logged for you
• Quick Log on Home — paste, type, scan, or choose a photo — or tell Siri "Log an expense in Pocket Clear"
• Ask — "How much on food this month?" — and get exact answers from your own transactions
• Everything logged for you waits under Recent captures to check, edit, or undo
• Read on your iPhone — nothing you share or ask is uploaded to Pocket Clear or any AI company; off until you switch it on
SIMPLE & FAST
• Add expenses in seconds with "Money In" and "Money Out"
• Smart Suggestions turn a repeat expense into one tap
• Custom categories with 95 searchable icons, plus subcategories
• Split a transaction across categories, and search your whole history by note, amount, or payee
• Dark mode, text size, decimal places, and 10+ languages
BUILD THE HABIT
• A daily reminder that learns the hour you usually log — and only nudges on days you haven't
• Catch-up week — see the last seven days side by side and fill in the ones you missed
• Road to 50 — rewards at 10, 25 and 50 entries; log 50 and invite one friend who logs an entry for 3 months of Pro if you've never paid
• Invite friends — share your link in one tap
• Power score — one number for your money habit, with a nightly rank and what to do next
• Daily rings — close Log, Budget and Grow every day
• A projection of where your month will land
• Today's tip — one feature, illustrated, each day
PRIVACY FIRST
• Works offline once you're signed in
• Your entries stay on your phone unless you use Cloud Sync
• Synced entries are encrypted with AES-256
• Tap the eye on Home to hide every amount
• No ads, no tracking, no data selling
BUILT AROUND YOUR PAY CYCLE
• Weekly, fortnightly, semi-monthly, monthly or yearly periods
• Start your month on payday instead of the 1st
• Carry a balance over from one period to the next
REPORTS & INSIGHTS
• Calendar view — each day's spending on a month grid; tap a day to see its entries
• Insights — this week's spending at a glance, every Sunday
• Spending and money in by category, with percentages on the chart
• Tap a payment type to see every transaction behind it
• Monthly and yearly trends, and a running "Spent today" total
• An optional Account balances card on Home for each payment type
• Home Screen and Lock Screen widgets, day streaks and milestones
PRO FEATURES
• Pro Insights — what's creeping up, your repeat charges, and where to cut back
• Cloud backup & sync — change phones and everything is there the moment you sign in
• Partner Mode — one shared view of your money with your significant other
• Groups and Trips — split shared costs, and see what one trip actually cost
• Receipt photos on any transaction, backed up with your data
• Pocket Clear on the web — read, sort and export on a full screen
• Payees — track who you paid, not just what for
• Per-category budgets with alerts and rollover
• Savings goals and recurring transactions
• Tags and inter-account transfers
• Secondary currency and Travel Mode for spending abroad
• Export transactions to CSV/PDF
Pro is available monthly or yearly.
PERFECT FOR
• Couples managing shared expenses
• Expats and travellers tracking in multiple currencies
• Anyone who values privacy and simplicity
• Anyone leaving an ad-supported money manager or bank-linked app
Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
more What's New in 2.17
• Invite friends — share your own link by WhatsApp, Messages or anywhere else; log 50 entries and invite one friend to unlock 3 months of Pro
• Daily rings — Log, Budget and Grow rings on your Power Score card close as you go; close all three each day to build a streak
• Hide every amount — the eye button on Home now hides every figure there, from your balance to your recent transactions
• Your order, your way — the entry you added last stays on top of each day, or pick Oldest first to read each day in the order you logged it
• Improved translations and small fixes throughout — including a step-by-step guide to auto-log Apple Pay and bank texts, and switches to hide transaction times and the On-Device AI tab
2.17 4 days ago
What's New in 2.16
• Japanese and Korean — Pocket Clear now speaks 12 languages, and your emails and notifications arrive in the language you choose in Settings > Language
• Refunds — under Money In, turn on Refund and the money goes back to a Money Out category, so your budgets and Reports count it
• UPI capture that learns — rides, food and groceries sort themselves, each UPI ID remembers its category and subcategory, and a daily commute files like yesterday's
• Your savings goals, your order — drag to reorder them on any device, plus new switches to hide the pace and carry-over lines on Home
• Plus fixes — amounts show exactly what you entered when you edit, the note stays visible while you type, and more
Thank you, Neha, for suggesting quick-add categories while adding an expense.
2.16 14 Oct
What's New in 2.15
• Arabic and Russian — Pocket Clear now speaks 10 languages; Arabic comes with a full right-to-left layout and Western digits; switch any time in Settings > Language
• A calendar for your spending — switch All Transactions to Calendar and each day shows what you spent; tap a day to see its entries, and swipe between months
• Reset Account — start over without deleting your account; pick what to clear, from transactions and budgets to custom categories, while your sign-in, Pro and settings stay
• "+ New" category as you log — create a category or subcategory right from the Add screen, without losing the expense you're halfway through
• Improved translations and small fixes throughout — including your average spend per day in Reports
2.15 7 Oct
What's New in 2.14
• Apple Pay and bank texts log themselves — set up a Shortcuts automation once and each Apple Pay tap or bank debit SMS is added for you, read on your iPhone; check, edit or undo any of them under Recent captures
• A smarter daily reminder — it's now on by default, only nudges on days you haven't logged, and moves to the hour you usually add expenses; change the time or turn it off in Settings
• Catch up on a missed week — see the last seven days side by side and fill the gaps in a minute from Days missing on Home; new accounts can log this week's spending right at sign-up
• Road to 50 — rewards at 10, 25 and 50 entries, including a projection of where your month will land and, at 50, 3 months of Pro you can request from us if you've never subscribed
• Insights — your weekly recap is now Insights in Reports, and Pro adds a monthly look at what's creeping up, your repeat charges and where to cut back
• Improved translations and small fixes throughout — including a searchable drop-down for long category and payment-type lists
2.14 1 Oct
What's New in 2.12
• Wealth has moved to Settings — Reports now opens straight onto your month, and investments and net worth are one tap away under Settings → Wealth
2.12 24 Sept
What's New in 2.11
• On-Device AI (beta) — paste a bank message, snap a receipt, share an email or just tell Siri, and it's logged for you; it's read on your iPhone, stays off until you switch it on, and is free for everyone until 31 December
• Ask — type "how much on food this month?" and get the answer from your own transactions, worked out on your phone
• Power score and Today's tip — one number for your money habit with what to do next, and a short illustrated walkthrough of one feature each day; hide either from Home in Settings
• Sign-in is now per device — see where you're signed in and sign out other devices from Settings
• Improved translations and small fixes throughout — including dragging to reorder categories, filtering by several subcategories and money in on Reports
2.11 24 Sept
What's New in 2.10
• Improved translations and small fixes throughout
2.10 12 Sept
• New Groups (Pro) — a separate place for costs you share with other people, kept out of your own budget. Add whoever you are splitting with by name; they do not need Pocket Clear themselves. Record who paid, then split equally, by exact amounts, or by shares for the times two adults and a child are on one room — and if the parts do not add up, Pocket Clear tells you the difference before it saves.
• New Trips (Pro) — while a trip is running, Home shows just that trip: what you have spent on it, across its own dates, rather than the calendar month. Step back to your usual view whenever you like and a chip returns you to the trip. When it ends you get a summary of the whole thing, and past trips stay in Settings.
• New Receipt photos (Pro, needs Cloud Sync) — photograph a receipt at the till and attach it to the transaction. The transaction saves straight away even with no signal, and the photo uploads by itself once you are back on Wi-Fi or mobile data, then load from your private cloud storage whenever you open it.
• New Pocket Clear on the web (Pro, needs Cloud Sync) — open web.pocketclear.app on any computer and read your transactions on a full screen: sort them, filter them, page through them, and email yourself a CSV or PDF. Sign in with a code sent to your email. It is read-only by design, so everything you add still happens on your phone.
• Enter an amount in your secondary currency — a currency switch above the keypad, so you can type what is actually printed on the receipt. It is still converted and saved in your primary currency, so your budgets, reports and past months do not move.
• 95 searchable icons for your categories, the option to switch to yearly Pro without leaving the app, a proper moment when you pass a tracking milestone with a card
you can share, and the usual round of fixes.
2.09 8 Sept
Pocket Clear 2.08
• New Weekly Recap (free) — see where your week actually went: what you spent, which categories took the biggest share, how it compares with the week before, and a four-week trend so one bad week has context. Open it from Reports, or straight from your Sunday summary. If you're in Partner Mode you can switch between your spending, your partner's, and both.
• The weekly summary works properly now (free) — it used to arrive twice on a Sunday, ignore its own off switch, and tell you how many transactions you'd logged since the day you installed. Now it arrives once, carries the actual figures for the week, and opens the new recap when you tap it. Turning it off in Settings genuinely turns it off.
• A partner's budgets show their real names (Pro) — every one of them displayed as "Overall", so several different limits looked like the same row. They now show the category they belong to, even where that category has since been deleted on your phone.
• Budgets left behind by a deleted category can finally be removed (Pro) — deleting a category left its budget behind with nowhere to go, since the list only shows budgets for categories that still exist. Settings → Budgets now gathers those up so you can clear them.
• Plus the usual round of fixes — quick-add suggestions no longer show two identical chips when they differ only by payment method, the opening-balance field now says where that number actually appears, and newly added features get flagged in the setup guide so they're easier to find.
2.08 31 Aug
• Fill in past months for recurring transactions (Pro) — set up an EMI, a rent or a subscription partway through its life and the months before today were simply missing.
• Savings goals can move real money (Pro) — pick a payment method when you add a contribution and the amount actually leaves that account; withdraw and it comes back.
• A monthly budget can vary by month (Pro) — if December costs more than February, you no longer have to pick one number that covers both.
• More to see in Reports — a Spending by category card on Trends, free, for a year you pick or across all time. And tapping a slice now shows that category's total and its share of the period.
• Pro follows your account — a subscription bought on your iPhone now unlocks Pro on your Mac, rather than leaving it on the free plan.
• Plus the usual repairs — recurring transactions can no longer be created twice after an interrupted launch, the setup guide no longer ticks Cloud Sync before you've turned it on, and a number of smaller corrections across Reports and Savings Goals.
2.06 25 Aug
What's New in 2.05
• Pocket Clear on your Lock Screen — today's spending now sits under the clock, in whichever of three shapes fits: a small circle, a wider one with the figure on its own line, or an inline one beside the date. Tap any of them to go straight to Add Expense, so logging something is a tap rather than a hunt for the app icon.
• An Add Expense button — on iOS 18 and later, add Pocket Clear to Control Center, or use it to replace the torch or camera button in the corner of your Lock Screen, and jump straight to Add Expense from anywhere.
2.05 7 Aug
What's New in 2.03
• Payees (Pro) — track who a transaction was with, not just what it was for. Turn them on in Settings, and a Payee field appears when you add or edit a transaction, suggesting names you've used before.
• Search your transactions (free) — find anything in your history from All Transactions by note, category, amount, or payee name.
• Paid twice a month? (free) — the new semi-monthly period splits each month on two days you choose, so Home, Reports and your budgets follow your real pay cycle instead of the calendar. Budgets reset on payday rather than the 1st.
• A Home screen that suits you (free) — give a negative balance its own colour so a month you're down for doesn't look like a good one, hide the parts of Home you don't use, and see a running "Spent today" total above your recent transactions.
• Plus partner fixes and the usual polish — a partner's payment types no longer render blank on their transactions, their budget limits now appear in Reports alongside yours, and there's a round of smaller corrections across Reports.
2.04 5 Aug
What's New in 2.03
• Setup guide — a ring on your Home screen shows how many of Pocket Clear's 19 features you've set up; tap it for a checklist that takes you straight to any of them
• A quieter daily reminder — if you've already logged something that day, it doesn't fire at all, so you're only nudged on the days you actually forgot
• Pro, now yearly — a yearly plan alongside monthly, cheaper per month; your exact price and saving are shown in the app, and the free month applies either way
• 20 category colours — the Spending by Category chart no longer repeats a shade once you have more than eight categories
• Improved translations and small fixes throughout — including a clearer message if you mistype your email when signing up
2.03 30 Jul
What's New in 2.02
• Smart Suggestions — log the expenses you repeat in one tap; Pocket Clear fills in the whole transaction, amount and all, from your own history
• Travel Mode — type amounts in the local currency and we save them in your home currency, with a live preview
• Budget Rollover — carry a category's unused budget into the next period instead of resetting to zero
• Refreshed Budgets tab — total remaining and a safe daily spend at a glance
• Improved translations and small fixes throughout
2.02 21 Jul
What's New in 2.01
• Reorder your payment types — arrange them in the order you actually use, just like categories
• New Decimal Places setting — show amounts with 0, 2, or 3 decimals, or let your currency decide
• Weekly and biweekly views can now start on any day you choose
• Improved translations and small fixes throughout
2.01 14 Jul
What's New in 2.00
• New Wealth tab (early access) — preview upcoming automated net-worth & investment tracking, and tap "Get Early Access" to join the list.
• Multi-select category filters in All Transactions, with a combined total.
• Performance improvements and bug fixes.
2.00 9 Jul
Start your month on the 29th, 30th, or 31st
• You can now set your budget month to begin on the 29th, 30th, or 31st, and your choice sticks (previously it reverted to the 28th). In shorter months the period simply starts on that month's last day — February on the 28th, or the 29th in a leap year — then returns to your chosen day the next month.
• New in-app help: tap the "?" next to Text Size, Language, and Balance Carry-over in Settings, and on the Reports and Transactions screens, to learn what each feature does.
As always — no bank linking, no ads, works offline.
1.94 30 Jun
Inter-account transfers (Pro) are here — plus a stack of upgrades from your requests:
• Inter-account transfers (Pro): move money between your accounts — like paying a credit card from your bank — without it counting as income or an expense.
• Add a time to any transaction: same-day entries sort by time, the time shows on each row, and it's included in CSV/PDF exports.
• Recurring transactions: set an end date so loans and EMIs stop automatically, and assign a subcategory.
• Tap a budget to see the exact transactions behind it.
• Reports: category colours now stay consistent month to month, and you can tap any pie slice or bar to see its value.
• "Show All Transactions" now opens on the month you're viewing.
• Overall Balance reflects everything up to the month you're viewing, with a cleaner monthly Net.
• Streamlined transaction filters.
Thanks for using Pocket Clear! Have an idea? Email us at hello@pocketclear.app — a founder reads every message.
1.93 26 Jun
Find any transaction by its amount.
• Filter All Transactions by amount — set a minimum, a maximum, or both (e.g. show everything between $50 and $200)
• Sort by amount — highest or lowest first
As always: no bank linking, no ads, just simple private expense tracking. Thanks for using Pocket Clear!
1.92 23 Jun
New in 1.91
• Add a payment method to income too — not just expenses — and see money in, money out, and net for each method (cash, card, UPI, and more) right in Reports.
• Recurring transactions can now notify you the moment they're logged — switch it on per rule.
• New Yearly budget period, and recurring entries can repeat yearly or on any day from 1 to 31 (we handle shorter months for you).
• Optional monthly balance carry-over — start each month with last month's leftover instead of zero.
• Withdraw from a Savings Goal, not just add to it.
• All Transactions now shows the subcategory alongside the category.
• Tap to hide your balance on the Home screen — handy in public.
• Saudi Riyal (SAR) now displays cleanly everywhere, including the home-screen widget.
Plus bug fixes and performance improvements. Thanks for using Pocket Clear! Have feedback or an idea? Email us at hello@pocketclear.app.
1.91 18 Jun
This one's big for couples and multi-device users.
• Budgets now sync across your devices (Pro) — set a spending limit on your iPhone, it's on your iPad too. End-to-end encrypted, like everything else you track.
• See your partner's spending limits — when you're linked, your partner's budgets appear read-only in Settings → Budgets, so you're both working from the same plan.
• Log expenses to your partner's categories — shared categories now show up right in the category picker.
• Look further back — new "Last 3 months", "Last 6 months", and "This year" views in All Transactions, with totals to match.
• New Text Size setting — Settings → Appearance → Text Size. Easier on the eyes, your choice.
• Pro now stays active when you're offline.
• Fixed the home-screen widget occasionally counting future-dated entries in today's spending.
As always: no bank linking, no ads, your data stays yours.
1.90 12 Jun
What's new in 1.80:
• 8 New Languages
• Reorder categories and subcategories with new up/down arrows
• Home now shows an all-time Overall Balance row
• Saudi Riyal (SAR) renders with the new official glyph across the app and widget
• Milestone celebrations
Thanks for using Pocket Clear!
1.80 22 Apr
What's New in v1.77
- Tags — Label transactions with custom tags like "Italy Trip" or "Tax Deductible" to organize beyond categories
- Transaction Reminders — Set push notification reminders on any transaction so you never miss a bill or payment
- CSV & Excel Import — Import transactions from CSV or XLSX files with automatic column mapping
- Help Icons — Tap the ? icon on any Settings screen for quick guidance on how each feature works
- Multi-Line Notes — Notes now support multiple lines with up to 500 characters
- Performance & Stability — Fixed app hangs, improved partner mode safety, better category icons, and day-streak badge fix
1.77 15 Apr
What's New in v1.73
- Track Partner Expenses — When connected in Partner Mode, you can now log transactions as yourself or your partner with a simple Me/Partner toggle
- Smarter Sync — Fixed duplicate categories that could appear after reinstalling the app
- Bug Fixes — General sync and stability improvements
1.73 8 Apr
What’s New in 1.71
• Home Screen Widgets — See today's spending, period summary, and recent transactions right from your home screen. Tap to quickly add expenses or income.
• Weekly & Biweekly Budgets — Set spending limits per category on a weekly or biweekly basis, not just monthly. Each budget shows progress for its own period.
• Weekly & Biweekly Recurring Transactions — Schedule recurring transactions on a weekly or biweekly basis, with your choice of day of the week.
• Cloud Sync Control — Pro users can now turn off cloud sync from Settings. Your data stays on-device, and any previously synced server data is automatically deleted.
• Partner Transaction Filters — Linked with a partner? Filter Home, Reports, and All Transactions by Me, Partner, or Combined.
• Split Subcategories — When splitting a transaction, you can now assign a subcategory to each split item.
• 11 New Currencies — Added KGS, ISK, BTN, TJS, TMT, BIF, DJF, ERN, GNF, SLL, and XPF.
1.71 6 Apr
What's New in 2.17
• Invite friends — share your own link by WhatsApp, Messages or anywhere else; log 50 entries and invite one friend to unlock 3 months of Pro
• Daily rings — Log, Budget and Grow rings on your Power Score card close as you go; close all three each day to build a streak
• Hide every amount — the eye button on Home now hides every figure there, from your balance to your recent transactions
• Your order, your way — the entry you added last stays on top of each day, or pick Oldest first to read each day in the order you logged it
• Improved translations and small fixes throughout — including a step-by-step guide to auto-log Apple Pay and bank texts, and switches to hide transaction times and the On-Device AI tab
more Version 2.17 4 days ago
Data Not Linked to You The following data may be collected but it is not linked to your identity: