Budget Planner: RetroBudget

AI Spending Tracker

Only for iPhone

Free · In-App Purchases

iPhone

Upload your bank statement. AI categorizes every transaction so you see where your money really went. No account linking, no data stored. RetroBudget is a private budget planner, money manager, and spending tracker for people who want to understand their finances without linking a bank account. Instead of asking for your bank login, RetroBudget works with PDF bank and credit card statements you already have. Upload a statement, let AI categorize each transaction, and get a clear breakdown of your spending by category, merchant, card, and bill-related expenses. Use RetroBudget to review monthly spending, track expenses, understand where your money goes, and plan your budget without giving another app live access to your financial accounts. How it works: 1. Upload a bank or credit card statement PDF 2. RetroBudget reads each transaction 3. AI sorts your spending into categories 4. See a clear breakdown by category, merchant, and card Features: • AI-powered transaction categorization from PDF statements • Budget planner for monthly spending reviews • Money manager for tracking expenses and finances • Spending tracker by category, merchant, and card • Expense breakdowns for bank and credit card statements • Bill and recurring-spending review • Multi-card tracking for credit, debit, and other cards • Visual charts to help you spot spending patterns • Live Activity while statements process • Notifications when processing finishes • Face ID and Touch ID app lock • Sign in with Apple • No bank login, no account linking, no live bank access Privacy-first by design: Your statements are processed and then deleted. RetroBudget does not ask for your bank password, does not connect to your bank account, and does not keep live access to your financial data. Built from feedback by early users who wanted a private alternative to bank-linked budgeting apps. Download RetroBudget, upload one PDF statement, and see where your money goes in minutes. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

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We’ve fixed bugs to make the app faster, smoother, and more reliable. Enjoy fewer crashes, improved performance, and a better experience when using key features.

Version 1.3

The developer, Pushpinder Pal Singh, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Linked to You

    The following data may be collected but it is not linked to your identity:

    • Usage Data

Privacy practices may vary based, for example, on the features you use or your age. Learn More

Accessibility

The developer has not yet indicated which accessibility features this app supports. Learn More

Information

Size
  • 21.8 MB
Category
  • Finance
Compatibility
Requires iOS 18.5 or later.
  • iPhone
    Requires iOS 18.5 or later.
Languages
  • English
Age Rating
4+
In-App Purchases
Yes
Provider
Pushpinder Pal Singh
  • Pushpinder Pal Singh has not identified itself as a trader for this app. If you are a consumer in the European Economic Area, consumer rights do not apply to agreements between you and the provider.
Copyright
  • © 2026 Pushpinder Pal Singh
  • Developer Website
  • Privacy Policy

    • More by Pushpinder Pal Singh

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