ULoanCalc

Loan EMI

Free · Designed for iPad

Track your loans smarter. Calculate EMIs, explore amortization schedules, estimate remaining balances, and save money with extra payments instantly. Take full control of your home, auto, and personal loans with the most intuitive loan calculator app. Whether you're planning a new loan or optimizing an existing one, this app gives you powerful tools to understand your EMI, interest, payoff date, and how much you can save with extra payments. Key Features • Smart EMI Calculator – Instantly compute your monthly payments with detailed breakdowns of principal vs. interest. • Advanced Extra Payment Support – See how extra monthly contributions reduce your total interest and shorten your payoff time. • Remaining Loan Calculator – Enter your current loan balance and new EMI to estimate your updated payoff date, total interest, and savings. • Full Amortization Schedule – View every month’s principal, interest, extra amount, and remaining balance. • Interactive Summary – Compare original vs. improved payoff timelines and interest savings at a glance. • Reverse Month Sorting – Quickly switch between oldest → newest or newest → oldest monthly schedules. • Clean UI & Easy Navigation – Designed for clarity, speed, and accuracy. Perfect For • Home mortgage planning • Auto loans • Personal loans • Refinancing comparisons • Understanding payoff acceleration • Budget planning • Financial optimization Why You’ll Love It Unlike basic calculators, this app gives you actionable insights—not just numbers. Instantly see how your financial decisions impact your loan’s lifetime cost. Make smarter loan decisions today.

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Logo Change and Improved UI. Track your loans smarter. Calculate EMIs, explore amortization schedules, estimate remaining balances, and save money with extra payments instantly.

The developer, Vamsikrishna Kota, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Linked to You

    The following data may be collected but it is not linked to your identity:

    • Usage Data

Privacy practices may vary based, for example, on the features you use or your age. Learn More

The developer has not yet indicated which accessibility features this app supports. Learn More

  • Size
    • 7.4 MB
  • Category
    • Finance
  • Compatibility
    Requires iOS 26.1 or later.
    • iPhone
      Requires iOS 26.1 or later.
    • iPad
      Requires iPadOS 26.1 or later.
    • Mac
      Requires macOS 26.1 or later and a Mac with Apple M1 chip or later.
    • Apple Vision
      Requires visionOS 26.1 or later.
  • Languages
    • English
  • Age Rating
    13+
  • Provider
    Vamsikrishna Kota
    • Vamsikrishna Kota has not identified itself as a trader for this app. If you are a consumer in the European Economic Area, consumer rights do not apply to agreements between you and the provider.
  • Copyright
    • © Vamsikrishna Kota