kPaisa: Investments & Loans 4+

Power your paisa

Kleio Innovation Labs Pvt. Ltd.

Designed for iPad

    • Free

Screenshots

Description

Discover kPaisa – Your Ultimate Finance Companion

Experience the future of finance with kPaisa – the one-stop solution for all your financial needs. Diversify your investments with Digital Gold, Mutual Funds, FMPP, and Liquid Funds. Take control of your finances with flexible loans, effortless bill payments, and more.

Key Features:
Diversify Investments: Beat inflation with carefully curated investment products.
Rewards: Get rewarded every time you invest with kPaisa.
Bill Payments: Pay bills and recharge with exclusive rewards and offers.
Air Travel: Explore with best discounts and cheap rates.
Spend Analysis: Track your expenses and take charge of your money.

Get Instant Personal Loans
● Loan amount starting from 5K to 5 lac
● Repay loan within 3 – 36 months
● Interest rate: Starting 2% per month
● Annual percentage rate (APR) (per annum monthly reducing): Ranges between 16.75% to maximum 74%
● Loan Processing fee: Up to 3% of the loan amount
Note: Personal Loans are only available to Indian citizens within the territory of India

Lending partners (NBFC):
●Earlysalary Services Private Limited (Formerly Known as Ashish Securities Private Limited): https://www.fibe.in/our-sourcing-partners/
●BHANIX FINANCE AND INVESTMENT LIMITED (CASHe): https://www.cashe.co.in/our-partners/

Example:
• Loan amount: ₹ 50,000
• Processing fee (2% of loan amount * 18% GST) : ₹ 1,180
• Total Loan amount: ₹ 51,180
• Interest: 24% p.a. (on reducing principal balance interest calculation)
• Tenure: 12 months
• Your EMI: ₹ 4,840
• Total Amount to be paid: ₹ 4,840 x 12 = ₹ 58,075
• Total interest paid: ₹ 58,075 - ₹ 51,180 = ₹ 6,895
• Total cost of loan: ₹ 6,895 + ₹ 1,180 = ₹ 8,075
• APR (Annual Percentage Rate) : 28.58%


Coming Soon: More financial services. We value your feedback – tell us what you want.

Join thousands of satisfied users and download kPaisa now to experience seamless finance. Your financial freedom begins here.

We love u 3000!!
- Team kPaisa

What’s New

Version 3.5.0

Release Notes - Version 3.5.0

Loan Against Mutual Funds: Avail loans against your mutual fund investments.
Gold Gift Option for Niwish: Gift gold seamlessly via our partner Niwish.
UI Enhancements: Improved visuals for a better user experience.
Security Enhancements: Upgraded security for enhanced data protection.
Bug Fixes: Resolved minor bugs for improved stability.

App Privacy

The developer, Kleio Innovation Labs Pvt. Ltd., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Contact Info
  • User Content

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Financial Info
  • Location
  • Contacts
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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