هكبه | Hakbah 4+

Welcome to Hakbah, your modern and social savings companion!

Discover all the benefits of a Jameya without the hassles!
++ Over 700,000 customers trust Hakbah ++

Hakbah is authorized by the Central Bank of Saudi Arabia (SAMA) for it to test its innovative services under the Regulatory Sandbox environment.
Savings rewards (cashback) start from 50 riyals and go up to 1,500 riyals for the public Jameyas, and up to 6,000 riyals for the One-person Jameya.
Looking for a Jameya? Choose from Jameyas ranging from 300 riyals to 5,000 riyals per month, lasting from 4 to 12 months.
Weekly new Jameyas with total amounts ranging from 1,200 riyals to 60,000 riyals.
Whatever your goal, be it travel, marriage, rent, surgery, or university fees, we've got you covered. No worries about late payments – we guarantee your full rights.
Decide and start saving today... and we'll deliver.

Why Choose Hakbah?
- Authorized: by SAMA in a Regulatory Sandbox environment.
- Easy: You can register and activate in less than a minute.
- Safe: Highest cybersecurity standards for data protection.
- Guaranteed: We guarantee your full rights from every defaulter, and all members are identified through the National Information Center and linked to Sanads through Nafith, the Ministry of Justice.
- Fast: your payout transferred on the specified date.
- Peace of mind: no need to follow up on payments.
- Nominal Fees: Service fees starting from 12 riyals (including VAT).
- Cashback: Up to 10% savings reward with the One-person Jameya.

With Hakbah, you can:
- Browse and join available Jameyas.
- Make easy payments within the app via Mada card or Apple Pay.
- Share your Jameya link with anyone you'd like to join.
- 10% savings reward with the One-person Jameya.

Features of One-person Jameya:
- Choose the savings amount.
- Set your savings duration between 6 to 12 months.
- Get the highest savings reward up to 10%.

How Hakbah Works:
1. Download the app and register in less than a minute.
2. Activate your account using your national ID or residency (linked to your Absher account).
3. Complete the KYC disclosure form and agree to the terms and conditions.
4. Enjoy your Jameya, and the transfer will be made to your bank account on the receipt date.

Learn more about our Jameyas, make in-app payments, and receive the payout directly into your bank account!
Join us now and start your Jameya journey now!
With pride from Riyadh, Saudi Arabia.

Best regards,
Hakbah Team