Penno — Budget & Debt Tracker
No Bank. No Cloud. Offline.
Free · In-App Purchases · Designed for iPad. Not verified for macOS.
Your finances belong on your phone — not on a company's server.
Penno tracks your budget, debts, and standing orders entirely offline. No open banking. No account. No monthly fee. Pay once, keep it forever.
What Penno does:
- Budget — monthly limits by category, live progress bars
- Debt — log what you owe, track every payment, watch balances drop
- Recurring — direct debits and standing orders logged automatically
- Reports — month-on-month comparisons and category breakdowns
- Widgets — your budget on your home screen at a glance
- Export — CSV and XLSX to Files app, any time
What Penno doesn't do:
- Connect to your bank or building society
- Ask you to create an account
- Upload your data anywhere
- Show advertisements
- Charge a monthly or annual fee
Your data stays on your device. No open banking credentials. No cloud sync. No telemetry. Nothing leaves your phone unless you export it yourself.
One-time purchase. No subscription. Yours forever.
Privacy Policy: https://getpenno.com/privacy/
Ratings & Reviews
- This app has not received enough ratings or reviews to display an overview.
Bug fixes and performance improvements.
The developer, Muhammed Mustafa Demir, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Identifiers
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Provider
- Muhammed Mustafa Demir
- Size
- 56 MB
- Category
- Finance
- Compatibility
Requires iOS 15.1 or later.
- iPhone
Requires iOS 15.1 or later. - iPad
Requires iPadOS 15.1 or later. - iPod touch
Requires iOS 15.1 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
English and 14 more
- English, Arabic, Danish, Finnish, French, German, Hebrew, Italian, Japanese, Korean, Norwegian Bokmål, Portuguese, Spanish, Swedish, Turkish
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Family Lifetime SAR 299.99
- Family Lifetime SAR 399.99
- Lifetime SAR 229.99
- Lifetime SAR 299.99
- Family Lifetime SAR 199.99
- Lifetime SAR 59.99
- Lifetime SAR 59.99
- Lifetime SAR 179.99
- Lifetime SAR 199.99
- Lifetime SAR 99.99
- Copyright
- © 2026 Penno
