EasyKwarta Tool
Productivity
Only for iPhone
Free · Designed for iPhone. Not verified for macOS.
iPhone
EasyKwarta Tool helps you see the true cost of every loan before you commit.
Loan offers love to show a low monthly payment. EasyKwarta Tool shows you what really matters: the total interest you'll pay, how much of each payment goes to principal, and which option actually costs less over time.
Built for the Philippines, with peso formatting and locally relevant terms — and it works completely offline. Your plans never leave your device.
WHAT YOU CAN DO
• Compare plans side by side
Add multiple loan options and see total interest, monthly payment, and payoff date in one clear table. Best-value and lowest-monthly options are highlighted automatically.
• See the real amortization
A clean month-by-month breakdown shows how each payment splits between principal and interest, so you understand where your money goes.
• Simulate prepayments
Try paying extra in any month and instantly see how much interest you save and how many months you shave off your loan.
• Plan your debt payoff
Track multiple debts and compare the Avalanche (highest-interest first) and Snowball (smallest-balance first) strategies to find your fastest, cheapest route to debt-free.
• Repayment calendar
See upcoming payment dates derived from your saved plans and debts, all in one place.
• Handy financial tools
Convert between APR, nominal, and effective rates. Run a rate-sensitivity check. Stress-test your budget against income drops or rate hikes. Look up unfamiliar terms in the built-in glossary.
• Attach documents
Snap a photo of a contract or rate sheet and keep it with the relevant plan — stored only on your device.
• Private by design
Your loan plans, debts, and photos are stored in an encrypted database on your device. Export a backup anytime as a JSON file you control.
WHY EASYKWARTA TOOL
• Offline-first — core features work without a connection
• No bank account or credentials required
• Clear, honest numbers — no hidden assumptions
• Lightweight and fast
EasyKwarta Tool is a calculation and educational tool. It does not issue loans, offer credit, or provide financial advice. Always review the official terms from your lender before borrowing.
Download EasyKwarta Tool and borrow smarter.
Ratings & Reviews
The developer, Fusion Color C.A., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Identifiers
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Identifiers
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Provider
- Fusion Color C.A.
- Size
- 43.1 MB
- Category
- Productivity
- Compatibility
Requires iOS 13.0 or later.
- iPhone
Requires iOS 13.0 or later. - iPod touch
Requires iOS 13.0 or later. - Mac
Requires macOS 11.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
18+
- 18+
- Copyright
- © Fusion Color C.A.