Masareef: Auto Expense Tracker

Budget & wallets from bank SMS

Free · In-App Purchases · Designed for iPad

Masareef on your Home Screen and Lock Screen, Siri in Arabic and English, and bank messages that file themselves even while the app is closed. Masareef is a fast, private expense tracker that does the boring part for you. Most money apps make you type in every purchase, and after a week you stop. Masareef turns your bank's own SMS alerts into transactions. Set it up once and your spending files itself, even while the app is closed. Everything stays private on your phone, works offline, and never reaches an analytics service. AUTOMATIC SPENDING CAPTURE • A guided one-time setup builds the Shortcuts automation for you, step by step • After that, bank messages become transactions on their own, and a banner says what was captured • Card payments, transfers, wallet top-ups, ATM withdrawals and incoming money, routed to the right wallet • Or share any bank message to Masareef from the share sheet — one tap • Review before it posts, or let high-confidence payments post automatically with undo • Auto-tracking stays off until you switch it on, and off again any time WORKS WITH YOUR BANK Recognises payment alerts from 413 banks, wallets and payment apps worldwide, including: • Egypt — NBE, Banque Misr, CIB, QNB Alahli, Banque du Caire, AAIB, Bank of Alexandria, HSBC, ADIB, Al Baraka, aiBANK • Egypt wallets — InstaPay, Vodafone Cash, Orange Cash, e& Cash, WE Pay, Fawry, Telda, ValU, Meeza, Contact • Saudi Arabia — Al Rajhi, SNB, Riyad Bank, SAB, Alinma, Albilad, Bank Aljazira, stc pay, urpay • Gulf & MENA — Emirates NBD, FAB, ADCB, Mashreq, Dubai Islamic Bank, NBK, QNB, Arab Bank • Worldwide — HDFC, Paytm, GCash, M-PESA, Revolut, Wise, Barclays, Chase, Nubank Masareef is an independent app, not affiliated with or endorsed by any bank or wallet named above, and it never asks for your banking password. ADD IN SECONDS • Type it in plain words, English or Arabic: "spent 250 coffee" posts instantly • Or say it: hold the + and speak, Arabic or English • A full add screen for expenses, income and transfers with categories, wallets, notes and dates WIDGET & SIRI • A Home and Lock Screen widget shows today and this month against your target • "Log an expense in Masareef" and "How much did I spend today" work from Siri and Spotlight WALLETS & MULTI-CURRENCY • Cash, bank accounts and mobile wallets side by side, each with its own balance • Pick any country and currency and the app adapts symbols, formatting and the banks it knows • Net worth across every wallet, with a trend line BUDGETS & PLANNING • Per-category budgets with on-track, near-limit and over states • A monthly target that says what is safe to spend today • Cash flow shows whether your balance lasts until payday SUBSCRIPTIONS & BILLS • A subscription tracker that finds them in your history, with yearly cost • Recurring rent, salary and bills post on schedule, with pause and skip INSIGHTS • Where it went: a donut ranking every category; tap a slice for its transactions • Trend of income vs. expense, this month vs. last, and your biggest movers • Savings rate, financial health and the share logged automatically CATCH MISTAKES • Double charges, refunds matched to the purchase they reversed, and charges above a merchant's usual price TRIPS & ATMS • Track a trip in its own currency, and find ATMs near you on a map PRIVATE BY DEFAULT • Transactions stay on your device and sync only to your own account • Optional app lock with Face ID or Touch ID, and a hidden app switcher preview • No ads, no data selling, and no financial data in analytics, ever BACKUP & SYNC • Sign in and your data is backed up privately, ready for a new phone • Offline-first: everything works with no connection • Export to CSV, or keep a full backup you can restore any time Light and dark themes, full Arabic with right-to-left layout, and a fast, native feel. Masareef is a free expense tracker, budget planner and money manager with automatic bank SMS capture. Start tracking in seconds. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://vette1123.github.io/masareef-privacy/

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Pro: add something on one phone and your other phone, or a household member's, has it within seconds, even while the app is in the background. There is nothing to set up. If you have one phone and no household, nothing changes for you, and the app makes fewer background requests than before. Screens open with everything already on them. Double charges, refunds and unusual charges show what they found the moment they open, however many there are. Settings and Wallets appear in one go, and going back to Settings no longer leaves it blank. If you have just signed in, you see a loading shimmer while your data arrives instead of a screen that says there is nothing yet. Reopening the app keeps the tab you were on lit under your finger. Going back from Categories, Goals, Debts, Planned and Recurring no longer flickers. Count your cash asks which wallet you are counting first, and shows what each one holds, so two cash wallets are easy to tell apart. Voice answers sooner. When the first reading is clear, it is used at once instead of waiting for a second pass. Also in this release: the plan and price on the Pro card fit on one line again, every text field shows an example of what goes in it, the logo inside the app matches the new icon, and long lists stay readable on phones that used to draw them empty.

The developer, Mohamed Gado, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Linked to You

    The following data may be collected and linked to your identity:

    • Purchases
    • Financial Info
    • Contact Info
    • Identifiers
  • Data Not Linked to You

    The following data may be collected but it is not linked to your identity:

    • Location
    • Identifiers
    • Usage Data
    • Diagnostics

Privacy practices may vary based, for example, on the features you use or your age. Learn More

The developer has not yet indicated which accessibility features this app supports. Learn More

Provider
  • Mohamed Gado
Size
  • 90.4 MB
Category
  • Finance
Compatibility
Requires iOS 16.4 or later.
  • iPhone
    Requires iOS 16.4 or later.
  • iPad
    Requires iPadOS 16.4 or later.
  • Mac
    Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
Languages
  • English and Arabic
Age Rating
4+
In-App Purchases
Yes
  • Pro Lifetime: Expense Tracker SAR 399.99
  • Pro Yearly: Expense Tracker SAR 119.99
  • Pro Monthly: Expense Tracker SAR 19.99
Copyright
  • © 2026 Mohamed Gado