AI Money Manager App : Penny
Expense & Budget Spend Tracker
Free
Penny Money Manager is a clean, privacy‑first personal finance app that helps you understand where your money goes - without spreadsheets or stress. Track transactions across your accounts, categorize everyday spending, and set practical monthly budgets per category.
With Ask Money, a built‑in on‑device AI powered by Apple Intelligence, you can ask natural questions like “How much did I spend on groceries last month?” or “Which merchants do I use the most?” and get clear, conversational answers based on your real data. Weekend vs. weekday insights, top merchants, and friendly narratives turn raw numbers into actionable patterns, helping you make smarter decisions and feel in control of your finances in just a few minutes a day.
Privacy Policy: https://digitalhole.github.io/penny.html
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Ratings & Reviews
- This app has not received enough ratings or reviews to display an overview.
• Bug fixes
• improve performance
The developer, Arima Jain, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Usage Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Usage Data
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Provider
- Arima Jain
- Size
- 11.1 MB
- Category
- Finance
- Compatibility
Requires iOS 26.0 or later.
- iPhone
Requires iOS 26.0 or later. - iPad
Requires iPadOS 26.0 or later. - Mac
Requires macOS 26.0 or later. - Apple Vision
Requires visionOS 26.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- Copyright
- © Digital Hole Pvt. Ltd.