Hugo - Spend, Save & Invest 4+

Hugo Save

Designed for iPhone

    • #13 in Finance
    • 3.8 • 68 Ratings
    • Free

iPhone Screenshots


The digital account that helps you spend, save and invest, starting with gold.

Hugo, the Wealthcare® buddy that takes care of your financial wellbeing.

About Hugo's Features>>>

The Hugo Account:
Open your Hugo account in less than 60 seconds No ID documents needed to get started;
-Hugo accounts are safeguarded within DBS Bank;
-Load money from any bank account of your choice within Singapore;
-Transfer money to your family and friends.

The Hugo Visa Platinum Debit Card:
-Hugo provides the first ‘Digital First’’ Visa Platinum Debit Card in Singapore from a fintech;
-It’s a numberless card designed to keep your transactions super safe;
-Manage your card from within the app
-View card details & PIN, instantly lock & unlock the card or request a replacement if lost or stolen;
-Use your Hugo card for everyday spends and enjoy exclusive Visa Platinum offers on leading merchants;
-You can use your Visa card worldwide with ZERO Forex charges.

Roundups: Turn spare change into real gold!
-With Hugo Roundup activated, your card transactions will be rounded up to the nearest dollar and the excess saved;
-Each week, your roundup savings are automatically invested into real physical gold and stored in your Gold Vault!

Gold Vault: Include gold as part of a healthy savings & investment plan!
-Buy and sell gold for as low as SGD 0.01c;
-Set a monthly schedule to automatically grow your investment in gold;
-See live gold prices to know what your investment is worth at any moment;
-Real physical gold allocated to you and held on your behalf in an accredited LBMA (London Bullion Market Association) vault;
-Insured by Lloyds of London, your gold is safe and secure.

Money Pots: Smartest Piggy banks ever!
-Set financial goals and track your progress;
-Plan and save for as many short, medium and long term goals as you wish such as a new smart watch, a staycation, your honeymoon etc!
-Set an automated monthly savings schedule to keep on track and achieve your goals effortlessly.

Trivia: The name Hugo is derived from the Mandarin word Hu (互) which means 'Mutual' and the English word Go which signifies 'Progress'. This spirit of mutual growth and prosperity is the driving force behind Hugo.

Atlas Consolidated Pte. Ltd is the owner of the Hugo brand, an authorised card distributor and programme manager of Payrnet Pte. Ltd (UEN 201913150C), currently exempted by the Monetary Authority of Singapore pursuant to the Payment Services (Exemption for Specified Period) Regulations 2019, incorporated in Singapore whose registered address is 52 Craig Road, Singapore 089690.

What’s New

Version 1.1.22

Fix for money pot images

Ratings and Reviews

3.8 out of 5
68 Ratings

68 Ratings

MSG2021 ,

Easy way to purchase Gold ETFs with spare change

Inexpensive method to do the above - but due to the nature of the app, dun expect to engage in time sensitive trading….. ….You have other trading platforms and brokerages for that. Smart and simple way to stash aside spare change in ETFs - Great App!

19/Jan/2022 Cannot access my account - I keyed in my mobile number and passcode but is not recognised. Keeps displaying error message. Please contact me to fix the problem! Its been more than a few days (luckily I have sufficient in the account)!!

Issue resolved promptly within the day - hope it stays problem-free……

Developer Response ,

Hi MSG2021, thanks for sharing your experience! We are really glad you have found the Hugo Roundups feature easy to use and useful as much as we do 👏! We are always looking at ways to improve our products and features. Keep a look out as we have new exciting features coming soon! 😉

singnet ,

Hugo overall

I like the Roundups which can transfer to buy gold.

If payment for bills can also Roundups that would be great.

I like to use Hugo card because I can just transfer the amount I need to use for purchases on the spot and do not need to worry that all my money in the bank will be lost too if I lost my bank card.

It would be great too if money pots can earn interest or Roundups that encourage savings and transfer to gold as well.

Hope to see more improvement on Hugo!

Developer Response ,

Hi singnet, thank you for the feedback and glad to hear you really resonate with the app! We are constantly looking at ways to improve our products and features so stay tuned as as we have new exciting features coming soon!

tanjeriel ,

Great app for everyday expenses

While this app is touted as a savings app, for me it can do more than that. I love that the central tenet is about saving small and daily, but it also allows me to track what i spend on, albeit in a limited way.

one cool thing about this app is that if you do make overseas purchases, the amt that is debited from your card/app is shown right away, allowing you to understand how much it's actually costing you.

App Privacy

The developer, Hugo Save, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Contact Info
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Usage Data
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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