FLEXIBLE WAYS TO PAY
Shop anywhere in the app with flexible payment options. Choose to pay in 3 interest-free instalments, pay the full amount, in 30 days or with financing.¹
¹UK: Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. Credit subject to status. Klarna Financing has a representative APR of 21.9% (fixed).
¹Ireland: Please shop responsibly. 18+ ROI residents only. Credit subject to status. APR 0%. Missed payments may incur a fee and affect your ability to use Klarna in the future. T&Cs apply. https://www.klarna.com/ie/terms-and-conditions/.
SHOP WITH A KLARNA CARD
Pay with Klarna anywhere Visa is accepted. Pay now or pay later with the card. No credit impact to apply. Unlock exclusive benefits with a membership.²
²UK: Paid membership required to access Pay Later plans. Representative APR 30.5% (fixed). Borrowing more than you can afford or paying late may negatively impact your financial status and ability to obtain credit. 18+, UK residents only. Subject to status. Ts&Cs and late fees apply.
Paid membership required to be eligible for a Klarna Credit Card. Borrowing more than you can afford, or paying late, may make it harder to get credit. Credit subject to status. T&Cs and late fees apply. Representative APR 9.5% (variable).
²UK & Ireland: Paid membership required for a physical card. A one-time plastic card fee applies. Klarna Membership offered for a monthly fee. Cancel any time in the Klarna app. Exclusions, conditions, and limitations apply to membership benefits like Klarna Membership cashback. Klarna Membership Terms apply. Annual value amount reflects your Membership's total available benefits, such as subscriptions and discounts. Actual results will vary based on benefit usage.
UP TO 10% CASHBACK
Shop in the app and earn up to 10% cashback. Get cashback at hundreds of stores in the app.³
³Klarna Cashback Rewards are awarded as points which can be redeemed for a credit to your Klarna balance and other benefits. Earn cashback on Klarna App purchases. Klarna balance account required to receive cashback. Cashback issuance depends on store approval and may be affected by cookie settings, combining offers, product exclusions, or other factors beyond our control. Limitations, terms, and conditions apply.
UK: https://cdn.klarna.com/1.0/shared/content/legal/terms/en-GB/cashback-update
Ireland: https://cdn.klarna.com/1.0/shared/content/legal/terms/en-IE/cashback
UNLOCK YOUR KLARNA BALANCE
Add money to your balance and pay flexibly, anywhere you shop. Get instant refunds, earn cashback at eligible stores, and convert your cashback as a credit in your balance.⁴
⁴Ireland: Account covered by the Swedish deposit guarantee scheme. Max. compensation per customer: SEK 1,150,000. National Debt Office makes compensation available within 7 business days from the date a right to compensation accrues. Read more here: https://www.riksgalden.se/en/our-operations/deposit-insurance.
KLARNA MOBILE
Get unlimited 5G for just £15/month.⁵ No hassle, cancel anytime.⁶
⁵UK: Klarna Mobile is provided by Gigs, and uses the Vodafone network. Klarna acts as an agent on Gigs' behalf. Klarna Mobile Subscription Terms and Gigs' End User Service Agreement apply: https://cdn.klarna.com/1.0/shared/content/legal/terms/en-GB/KlarnaMobile. Unlimited data is subject to Gigs' Acceptable Use Policy: https://gigs.com/legal/uk-end-user-terms/uk-end-user-service-agreement-appendix-1-gigs-acceptable-use-policy.
⁶UK: You may cancel your subscription at any time in the Klarna app. If you cancel, your plan will stay active until the end of your current billing cycle. The cancellation will take effect at the end of your current billing cycle, and you will not be charged for subsequent periods.
YOUR LOYALTY CARDS, ALL IN ONE PLACE
Access all your loyalty and reward cards right in Klarna - the new home of Stocard.
24/7 CUSTOMER SERVICE
Use our chat in the app for 24/7 support.
I was forced to use this application to get my cards from stocard app (that has ended, and has no way to export cards to any other app). That would be okay, if it did not want my phone number (Stocard did not have this requirement). So only way to get access to my own cards was to register an account with Klarna.But the main problem is, that HALF of my cards that i had saved in Stocard did not import to this Klarna app.I need this to be resolved, because I had some cards there, that I don’t have physical copies from.Until this is resolved, I think this app is a SCAM aimed at the users of the original app (Stocard) to forcefully make them register an account with Klarna.
Developer Response
Hi, we do understand that this new change is quite the adjustment for all of our Stocard users and we do encourage you to stay tuned for further updates as we work continuously to ensure the best experience. Please visit us at https://www.klarna.com/international/stocard-en/ for more information.
Why did you discontinue Stocards?
Cheezton
I’ve been using Stocards ever since I can remember. The whole point of the app was to well - store my loyalty cards. With Klarna - I want to do the same. STORE MY LOYALTY CARDS. Nothing less, nothing more…Many functions are missing from the original Stocards app, but that wouldn’t be an issue..The issue is that this app is the definition of pointless. Klarna is just an ads loaded bloatware. I don’t care about your option to store my debit card (nor I want to - I already use Apple Pay…). Neither do I care about the offers ads that are present in the “wallet” (I just want to store my loyalty cards for gods sake).And the random functions to “browse store eshops - but trough the Klarna app”? What kind of useless thing that is. Who was even in lead of designing this app?? This app is like one of those apps you accidentally download when you click on a malicious ad banner on the internet..Bring back Stocards.. App to only store loyalty cards. Nobody cares about your bloatware shopping payment app (or whatever it is). Until you bring Stocards back, I am moving to a different app/your competition. Or at least - make an option to disable all the stupid things you’ve added in Klarna - and make it only that I will see my loyalty cards. Nothing more, nothing less.I’m sorry… You’ve really disappointed me and ruined a perfect app.
Developer Response
Hi Stegmann, thank you for your feedback regarding the transition from Stocard to the Klarna app. We understand that speed and usability are crucial, especially when you're accustomed to the performance of Stocard. Please know we are working hard to make sure this issue is being repaired, so future use is made for a smoother experience. Thank you.
What is this
Jacob Malecz
Whatever you did to decide to shut down Stocard was the worst Corp decision ever. Why? First and foremost why would I want Klarna to open in a tab with ads for buying things when I just want my cards? Unnecessary steps to open cards was created. That was a whole point of Stocard. Quick and easy. On top of that I have about thirty cards in Stocard and you moved six out of all of them over? How? Why? And please don't tell me to wait or to see for future updates, this app was supposed to replace the old one so it should've worked without a hitch. I cannot comprehend who actually made this app pass the testing phase as well as all the weird decisions made in all this. Let me tell you if you wouldn't push me out of Stocard, this would be the last app I'd use for cards it's so not ready as a replacement.
Developer Response
Hi, Thank you for your feedback on our app update following the removal of Stocard. Feedback from you as a customer is highly valued, and we are grateful that you took the time to contact us as it allows us to identify any areas for improvement of the app. If you have any other questions or concerns, please feel free to contact our customer service through our live chat or call us. You can find our current phone number on our website. Have a nice day!
Not able to use it at all
Eva_Urb
I used to enjoy the simplicity of Stocard — a free, no-registration app that just worked. So naturally, I was curious to try Klarna’s version. But right from the start, things went downhill. The app now requires registration (why exactly? Data harvesting maybe?), but I never got that far — the UI is completely broken on my iPhone 8. The screen isn’t even scaled properly, so I can’t finish the registration. I wanted to set this up for my grandma, but instead, I ended up frustrated and stuck.It’s honestly baffling that I can’t even export or access my existing cards.You’ve taken something that worked and made it inaccessible. And the fact that I can’t copy my already created cards to another app makes this feel like a trap. I expected better, especially from an app that’s meant to help with convenience.The concept is still solid — storing loyalty cards in one place is useful.But until the app is actually usable on all supported devices without breaking the UI, it’s not worth the trouble. Please fix basic accessibility and scaling before adding more features or data requirements.
Developer Response
Thanks for the review.First and foremost we want to apologise for your experience with Klarna not measuring up to the standard we have set for ourselves. We are always looking for ways we can improve our services to better meet the needs of our users and if you want to make your voice heard then we welcome you to submit any feedback about your experience to us at feedback@klarna.com. We aren't currently aware of any technical issues affecting the UI of the App and we kindly suggest reinstalling the App to see if the issue persists. We also welcome you to reach out to our customer service so that we can investigate this issue further. You can reach out to our team at https://www.klarna.com/international/customer-service/ As Klarna are primarily a payment processing service there are regulations in place which require us to collect information on, and verify the identity of our users. If you have any concerns over the data we collect, and how it is used, we welcome you to have a look through our privacy policy which can be found at https://www.klarna.com/international/privacy-policy/
Shop anywhere and stay in control of your payments, all in one place. Approve purchases, track orders, and manage payments, all protected by Face ID and bank-grade security. Sign up for the card with a Klarna membership to earn maximum rewards and cashback. We've also made some minor updates and fixes.
Version 26.43.379
The developer, Klarna Bank AB, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
Identifiers
Usage Data
Data Linked to You
The following data may be collected and linked to your identity:
Purchases
Financial Info
Location
Contact Info
User Content
Search History
Browsing History
Identifiers
Usage Data
Diagnostics
Other Data
Privacy practices may vary based, for example, on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
