Learn more about when your loan payment is charged

In the new version we add everything you need — becoming more transparent for you! On the home screen: “Pay in parts” — a quick link to your BNPL dashboard if you’ve used “Let’s Split”. Track your orders, manage payment plans, and plan new purchases — simple and stress‑free. We also added a currency page — everything about currency in one place: cash exchange rates, special rates, and a detailed guide for transfers abroad. Handy and convenient.

In this update, we've added a new way to protect your finances. The new "Fraud Protection" insurance product is available in the Benefits+ marketplace. Purchase a policy directly in the app. One insurance policy will cover all your cards, even those issued by other banks. If funds are debited illegally or a loan is issued without your consent, you'll receive assistance and compensation under the insurance terms.

We’ve added eSIM for travel Buy mobile internet for your trips directly in the app and get online right after landing No roaming and no complicated setup Quick activation in just a few minutes

Added an informational banner on the debit and credit card screen. You can now see your accumulated cashback not just on the home screen.  Improved the customer journey and fixed errors related to ruble transfers abroad. Added an informational banner on the debit and credit card screen. You can now see your accumulated cashback not just on the home screen.  Improved the customer journey and fixed errors related to ruble transfers abroad.

We’ve made sending money abroad easier and more intuitive — with clearer guidance to support you at every step

We've improved the stability and reliability of the app, fixed several minor bugs and prepared for future updates. Enable auto-updates to ensure you always have the most current and secure version.

Enhanced ruble transfers to foreign accounts 1) Repeat transfers directly from transaction history with a single tap 2) Downloadable receipts with operation confirmation are now available there as well

We've updated debit card delivery management — you can easily change the date, time, and address. The installment payment schedule now displays the status of each payment and details. A widget for quick access to QR code scanning has been added. You can add it to your lock screen for even faster payment options.

We've improved the stability and reliability of the app, fixed several minor bugs and prepared for future updates. Enable auto-updates to ensure you always have the most current and secure version.

The OTP Bank update is now available! Release a payment sticker for free in the app. Stick it on your phone, pay with one touch, and get high cashback in your favorite categories.

The OTP Bank update is now available! Release a payment sticker for free in the app. Stick it on your phone, pay with one touch, and get high cashback in your favorite categories.

You can now see a forecast of your payment schedule after a partial early repayment. You can cancel an active early repayment request right in the app — no need to call support. The process of changing a payment date is now clearer. Service payments are now easier — the debit account is filled in automatically.

You can now see a forecast of your payment schedule after a partial early repayment. You can cancel an active early repayment request right in the app — no need to call support. The process of changing a payment date is now clearer. Service payments are now easier — the debit account is filled in automatically.

The OTP Bank update is now available! In this update we've enhanced the overall stability and performance of the app, fixed several minor issues for a smoother experience, laid the groundwork for upcoming new services. Plus, we've added a little pulsating heart greeting you every time you log in with your PIN or Touch ID. It's our way of showing we care. We recommend enabling auto-update to ensure you always have the latest features and security improvements.

We've improved the stability and reliability of the app, fixed several minor bugs and prepared for future updates. Enable auto-updates to ensure you always have the most current and secure version.

1. We have updated our fraud insurance: - extended coverage; - compensation of up to ₽400 000 for cards and accounts across all banks. 2. Now in the app you can: - see how long the approved loan decision remains valid; - cancel a request for partial loan repayment if your plans change. 3. We have optimized the process of uploading supporting documents for SWIFT transfers.

OTP Bank update is now available! Pay for QR codes at the checkout directly from the app Now you can repeat a SWIFT transfer — quickly and conveniently Update the app and evaluate the new features

OTP Bank update is now available! Pay for QR codes at the checkout directly from the app Now you can repeat a SWIFT transfer — quickly and conveniently Update the app and evaluate the new features

Welcome to the new update of our mobile application! We are constantly working to make managing your finances even simpler, faster, and more convenient. In this version, we are excited to introduce two important features that will save you time and simplify your financial operations: 1. Cash Loan to Your Digital Card Funds are now deposited directly to your digital card, which you can use for payments right away. Perfect for urgent purchases! 2. SWIFT Transfer Templates Do you often send money abroad via the SWIFT system? The new "Payment Templates" feature is for you! Save payment details for future use. On your next transfer, simply select a saved template – all the fields will be filled in automatically. All you need to do is review the information and enter the amount. Saving time and minimizing the risk of errors when entering long payment details are your key benefits.

Welcome to the new update of our mobile application! We are constantly working to make managing your finances even simpler, faster, and more convenient. In this version, we are excited to introduce two important features that will save you time and simplify your financial operations: 1. Cash Loan to Your Digital Card - Funds are now deposited directly to your digital card, which you can use for payments right away. - Perfect for urgent purchases! 2. SWIFT Transfer Templates Do you often send money abroad via the SWIFT system? The new "Payment Templates" feature is for you! - Save payment details for future use. - On your next transfer, simply select a saved template – all the fields will be filled in automatically. All you need to do is review the information and enter the amount. - Saving time and minimizing the risk of errors when entering long payment details are your key benefits.

We have two updates for you! We’ve strengthened the app’s reliability—now transactions are even faster and smoother. If you refinance old loans, your interest rate will drop. Update the app now and enjoy the new features! :)

Friends, we have great news! 1. Meet the updated OTP Premium Card Now you can join the premium program with lots of bonuses and privileges. 2. Express Loan Approval in 1 minute. Fill out the express form and get an instant decision. 3. Phone Top-Up Made Easier No more manual number entry. Just one tap to top up your balance. Try it yourself — it’s really convenient. 4. Credit Card Guide Want to better understand how your card works? In the updated version, we’ve prepared a detailed explanation of all the features. Update the app now and enjoy all the improvements!

Friends, we have great news! 1. Meet the updated OTP Premium Card Now you can join the premium program with lots of bonuses and privileges. 2. Express Loan Approval in 1 minute. Fill out the express form and get an instant decision. 3. Phone Top-Up Made Easier No more manual number entry. Just one tap to top up your balance. Try it yourself — it’s really convenient. 4. Credit Card Guide Want to better understand how your card works? In the updated version, we’ve prepared a detailed explanation of all the features. Update the app now and enjoy all the improvements!

• Credit is now available for self-employed users. Apply in just a few minutes. • You’ll now see a list of recipient banks when transferring by phone number. • Transferring to your own accounts in other banks is now easier — no contact access required. • Improved the stability of the currency exchange screen. • General performance and reliability improvements.