Monarch is a finance tool that helps you see all your accounts in one place, build a budget, and manage accounts with a partner or financial advisor.

What we love: Monthly reports, clear budgets, and smart categorization make it easy to spotlight spending trends. We also appreciate the Flag Transaction tool, which lets you nudge your partner about any out-of-the-ordinary expenses.

Quick tip: Working with a financial advisor or accountant? Share access to your Monarch data directly.

Meet the creator: CEO and cofounder Val Agostino built Monarch to focus on users’ financial health. “It’s like physical health,” Agostino says. “Do the small things and you will ultimately be financially healthy.”