Say goodbye to loan shark apps that charge illegal interest rates, use unlawful debt collection tactics, and exploit borrowers with unfair practices.
Welcome a better way to borrow with FINNIX—a legal digital lending platform developed by MONIX Co., Ltd., an affiliate of Siam Commercial Bank under the SCBX Group. With a valid license from the Bank of Thailand and a mission to protect Thai people from loan sharks, FINNIX aims to revolutionize the borrowing experience.
Why do millions of users choose FINNIX app?
1. Borrow money through a simple application—anywhere, anytime, 24/7.
2. Lightning-fast loan approval—know the result and get the money the fastest in 5 seconds.
3. Convenient loan application, using only the citizen ID card and 6-month bank statement.
4. Individuals with a monthly income of over THB 8,000 can apply for a loan—no career restrictions.
5. Offers revolving credit services legally under the supervision of the Bank of Thailand.
6. Safe and secure—personal information is protected under the Personal Data Protection Act.
Please note that this application does NOT provide installment personal loans.
FINNIX provides virtual credit line products with the following options:
- FINNIX Bewinged: Experience a revolving credit line with a maximum limit of THB 100,000.
With the FINNIX app, you can enjoy 5 exceptional benefits (subject to approval based on the company's criteria):
Use FINNIX app for 5 FINs (subject to approval under company's criteria):
1. FIN MAX: Get the credit line without deduction. No deposit or hidden fee required.
2. FIN FAST: Get the credit line fastest in 5 seconds, purely online
3. FIN EASY: Apply in application anywhere without guarantor or security
4. FIN CHILL: Maximum interest under 33% p.a. charged on the withdrawn amount only. Fewer principles, fewer interests.
5. FIN AS YOU WISH: Repay as you can
- Option 1: Choose to pay as you wish. Pay as much as you can according to your demand.
- Option 2: You can choose to pay the minimum amount just for interest. Don't be afraid of losing credit.
How to use FINNIX app?
1. Download and install the FINNIX app.
2. Enter your phone number and confirm it using the OTP code.
3. Create your user account by verifying your identity through the SCB EASY app or ThaID app, along with a biometric check.
4. Apply for a credit line on the app.
5. Receive approval results in as little as 5 seconds.
6. Withdraw funds to your registered bank account.
7. Repay your loan via your banking app or by using a barcode/QR code.
The FINNIX app is the ideal solution for fulfilling all your urgent needs with its versatile multi-purpose credit line, available anytime and anywhere. With no credit expiration, you can enjoy peace of mind while managing your finances effortlessly. Download the FINNIX app to experience financial ease.
About FINNIX App
- Official Website: www.finnix.co
- Facebook Page: http://www.facebook.com/finnixapp
- Call Center Number by MONIX: 02-113-1113 Monday - Sunday 8.00 -20.00 hrs. (including public holidays)
- Privacy Policy: www.finnix.co/privacy-policy
About FINNIX App Developer
- Company Address: MONIX Co., Ltd. 9, 2nd Floor, Learning Center Building, Ratchadapisek Road, Jatujak, Jatujak, Bangkok, 10900, Thailand
Warning: Borrow only as much as you need and can afford to repay.
New updates on FINNIX for your best experience!
• Bug fixes, performance and security improvements.
Turn on automatic app updates and never miss our latest release.
Version 3.0.4
The developer, MONIX Company Limited., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
Location
Contact Info
Identifiers
Usage Data
Diagnostics
Data Linked to You
The following data may be collected and linked to your identity:
Financial Info
Location
Contact Info
Contacts
User Content
Identifiers
Usage Data
Diagnostics
Other Data
Privacy practices may vary based, for example, on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Provider
MONIX Company Limited.
Size
51.1 MB
Category
Finance
Compatibility
Requires iOS 12.0 or later.
iPhone Requires iOS 12.0 or later.
iPod touch Requires iOS 12.0 or later.
Mac Requires macOS 11.0 or later and a Mac with Apple M1 chip or later.
Apple Vision Requires visionOS 1.0 or later.
Languages
English and Thai
Age Rating
18+
18+
This app has an age rating of 18+ with content restrictions.
Some content may be rated higher, and may therefore be restricted and managed by the developer through in-app controls.
