Instant Approval Nano loan regulated by the Bank of Thailand (BOT).
PAYPAYA is a legal cash loan application provided by Akulaku X Co., Ltd., a member of the SCBX group, and regulated by the Bank of Thailand. PAYPAYA offers safe, legal, and reliable credit services to ensure a smooth borrowing experience while addressing your urgent financial needs.
Why Choose PAYPAYA?
1. No Application Restrictions - Open to all professions and income levels.
2. Convenience - Only a valid Thai national ID card is needed. No additional documents required.
3. Fast Approval - Complete the process via your mobile phone. Approval within 5 minutes, with funds transferred instantly after approval.*
4. Transparency with No Hidden Fees - No interest charged until the credit line is utilized.
5. Flexible Repayment Options - Flexible repayment plans available with no penalties for early repayments.
6. Customer Service - Our customer service team is available on all business days.
*Note: Loan approvals are typically completed within 5 minutes. However, if additional verification is required, the process may take longer.
PAYPAYA provides Nano Finance loans with single disbursement and equal monthly repayment options.
Loan Details:
• Credit Amount: 1,000 - 50,000 THB
• Interest Rate (APR): 33% per annum (all fees included)
• Repayment Period: Maximum 360 days
• No Collateral or Guarantor Required
• No Penalties for Early Repayments
Eligibility Criteria:
• Age: 20-60 years old
• Thai nationality with a valid Thai ID card
How to Use PAYPAYA:
1. Download and register on the app.
2. Verify your identity using your Thai ID card.
3. Apply for a loan and wait for approval.
4. Choose your desired loan amount and repayment period.
5. Upon approval, the funds will be instantly transferred.
6. Make payments as per the agreed repayment plan.
Account updates and other notifications will be communicated via SMS and email. Loan agreements will also be accessible within the app and sent to your registered email.
Note: Disbursement is usually immediate upon approval, but occasional delays may occur due to unforeseen circumstances.
*Borrow when necessary and within your means.
PAYPAYA is provided by Akulaku X Co., Ltd., regulated by the Bank of Thailand, and complies with the Personal Data Protection Act (PDPA) B.E. 2562.
Contact Information:
• Website: www.paypaya.com
• LINE: @paypaya
• Customer Service: Tel. 027775999 (Monday - Friday, 9:00 AM - 5:00 PM)
• Privacy Policy: https://loan.paypaya.com/#/register/privacy-policy-viewer
Akulaku X Co., Ltd.
18 th Floor, Siam Commercial Bank, HQ 9 Ratchadapisek Rd., Jatujak Bangkok 10900 Thailand
The developer, Akulaku X Company Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
Identifiers
Usage Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Identifiers
Usage Data
Privacy practices may vary based, for example, on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Provider
Akulaku X Company Limited
Size
39.1 MB
Category
Finance
Compatibility
Requires iOS 11 or later.
iPhone Requires iOS 11 or later.
iPad Requires iPadOS 11 or later.
iPod touch Requires iOS 11 or later.
Mac Requires macOS 11.0 or later and a Mac with Apple M1 chip or later.
