Life & Health Insurance Study
L&H license exam practice test
Only for iPhone
Free · In-App Purchases · Designed for iPhone. Not verified for macOS.
iPhone
1,699 L&H insurance exam questions across 7 states + national core, each explained. Spaced-repetition flashcards + timed mock exam. Fully offline. One-time unlock.
Pass your Life & Health insurance licensing exam with confidence. This is a focused study aid built on 1,699 exam-style practice questions covering the L&H National Core PLUS dedicated state-law modules for 7 states — each with a detailed explanation.
COVERS 7 STATES + NATIONAL CORE
Most L&H apps teach only the generic national material and leave you to guess your state's rules. This app adds separate state-law question sets for California, Florida, New York, Pennsylvania, Texas, Illinois, and Ohio — on top of the full National Core — so the state-law section that fails so many test-takers is the part you drill hardest.
Most prep apps recycle a shallow pool with no reasoning. Not here: every question explains why the right answer is right AND why the wrong options are wrong — so you learn the concept, not just a letter.
FLASHCARDS THAT STICK — SPACED REPETITION
459 swipeable flashcards across 42 core topics. Miss one and it returns on a spaced-repetition schedule (a proven Leitner system) until you own it.
WHAT'S INSIDE
- 1,699 exam-style practice questions across 18 domains: 11 National Core topics plus 7 state-law modules.
- A detailed explanation on every question, including why the wrong choices are wrong.
- 459 swipeable flashcards and 42 study notes, with spaced-repetition review of missed cards.
- 3-stage learning: Skim the key points, drill Flashcards, then test yourself with a Quiz.
- Full-length timed mock exam: 100 questions in 120 minutes, weighted to the real domain blueprint.
- Missed-question review notebook and exam-date study planner.
- Works 100% offline.
NATIONAL CORE — 11 DOMAINS
Life & health insurance basics, policy provisions & riders, annuities, disability income, Medicare & senior plans, group & retirement plans, taxation, general insurance concepts, and laws, regulations & ethics.
REGULARLY UPDATED
New questions added regularly at no extra cost — current for 2026, unlike stale clone apps.
GREAT FOR
Anyone preparing for a state Life & Health (L&H) insurance license exam — new producers, agents adding a line of authority, and anyone reviewing state insurance law before test day.
SEARCHES THIS HELPS WITH
Life and health insurance exam, L&H license practice test, insurance licensing exam prep, state insurance license, California / Florida / Texas insurance license, and Medicare review.
LIFETIME UNLOCK — ONE PAYMENT
Unlock all 1,699 questions, every module, all flashcards, the timed mock exam, and the review notebook with one Premium purchase.
- One payment of $19.99 — yours forever. No subscription. No auto-renewal.
- Restore your purchase on any device.
Start free: preview questions and one topic per domain before you unlock.
OFFICIAL SOURCES & LICENSING INFORMATION
This app is a study aid, not a government or licensing authority. For official licensing requirements, exam content outlines, and state insurance law, always consult the official government sources:
• NAIC — directory of all U.S. state insurance departments: https://content.naic.org/state-insurance-departments
• California Dept. of Insurance: https://www.insurance.ca.gov
• Florida Dept. of Financial Services: https://www.myfloridacfo.com
• New York Dept. of Financial Services: https://www.dfs.ny.gov
• Texas Dept. of Insurance: https://www.tdi.texas.gov
• Pennsylvania, Illinois & Ohio: find your state's department via the NAIC directory above.
Verify current requirements with your state's insurance department before your exam.
DISCLAIMER
This is an independent study aid and is NOT affiliated with, endorsed by, or sponsored by any state insurance department, the NAIC, or any exam vendor. State module names refer only to the subject area studied and do not imply any official or government affiliation. All questions are original practice items; they are not actual exam questions and passing is not guaranteed.
Privacy Policy: https://passnoteapp.com/insurance-lh/privacy
Terms of Use: https://passnoteapp.com/insurance-lh/terms
Ratings & Reviews
- This app has not received enough ratings or reviews to display an overview.
The developer, Jinyoung Lee, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Purchases
Accessibility
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Information
- Provider
- Jinyoung Lee
- Size
- 51 MB
- Category
- Education
- Compatibility
Requires iOS 16.4 or later.
- iPhone
Requires iOS 16.4 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Lifetime Unlock ฿699.00
- Copyright
- © 2026 Splendid Idea