Tipid App

AI Budget & Expense Tracker

Free · Designed for iPhone. Not verified for macOS.

New: budgets for any category you name, with new expenses tagged into them as you log. Plus Insights that look back at any past week, month, or year. Tipid is a private, offline budgeting app built for the way Filipinos actually handle money. Track every peso in seconds, set budgets and savings goals, keep tabs on utang, and grow your ipon — all on your iPhone, with nothing leaving your device. No bank logins. No cloud. No accounts. No subscriptions. Your financial life stays yours. LOG EXPENSES IN SECONDS • Just type it — "coffee 150 starbucks" — and Tipid figures out the rest. • Talk to it, or snap a photo of a receipt and let it read the details. • On-device AI puts each expense in the right category on its own. SEE WHERE YOUR MONEY GOES • A clean Today dashboard shows balances, recent activity, and your net worth at a glance. • Charts and insights show your spending patterns and where you can cut back, for this month or any month before it. • Net worth updates the moment you log income or an expense. BUDGETS & GOALS THAT MOTIVATE • Set a budget for any category you name — Tennis, Date night, whatever you track — and new expenses land in it on their own. • Create savings goals and watch your savings piggy grow plumper the more you save. • Cashflow forecasting helps you see what's coming before it hits. BUILT FOR REAL LIFE • Track utang and money owed — who you owe and who owes you. • Installment plans and recurring transactions stay organized. • Planned payments and upcoming bills so nothing surprises you. • Multiple accounts: debit, credit, cash, and investments. • Multiple currencies supported. PRIVATE BY DESIGN • 100% offline — your data never leaves your iPhone. • Face ID unlock and a privacy mode to hide balances. • On-device AI powered by Apple Foundation Models — smart, but private. GOES WHERE YOU GO • Apple Watch app for logging on the move. • Home screen widgets and Siri support. • Export to CSV/JSON and generate PDF statements anytime. Free to start, with a one-time purchase to unlock everything — no monthly fees, ever. Finally see your money clearly. Salamat for using Tipid!

  • This app has not received enough ratings or reviews to display an overview.

This update comes straight from two App Store reviews. Budgets, debts, and goals now take money directly. Tap a goal to add to what you've saved, or take some back out. Tap a debt to record a payment: what's still owed goes down, and if you leave the toggle on, the payment lands in your transactions too, so your balance and net worth follow. Open a budget and tap Log spending to file an expense straight into it. You choose expense or income. While you type in the capture bar, an Expense / Income chip sits next to the send button. Leave it on Auto and Tipid decides as before. Set it, and that is what gets saved. It goes back to Auto after each entry. The confirmation now shows the amount, and says Income when that's what you logged. Daily budgets. A budget can now reset every day, alongside weekly, monthly, and yearly. Both ideas came from your reviews. Keep them coming.

The developer, Cyrus David Pastelero, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Collected

    The developer does not collect any data from this app.

    Privacy practices may vary based, for example, on the features you use or your age. Learn More

    The developer has not yet indicated which accessibility features this app supports. Learn More

    Provider
    Cyrus David Pastelero
    Size
    7.9 MB
    Category
    Finance
    Compatibility
    Requires iOS 17.0 or later.
    • iPhone
      Requires iOS 17.0 or later.
    • Mac
      Requires macOS 14.0 or later and a Mac with Apple M1 chip or later.
    • Apple Vision
      Requires visionOS 1.0 or later.
    • Apple Watch
      Requires watchOS 10.0 or later.
    Languages
    English
    Age Rating
    4+
    Copyright
    © 2026 Cyrus Pastelero