KillLine
Financial Health Against Risk
Free · Designed for iPad
How resilient is your financial health? Job loss, illness, unexpected expenses... When these strike, how long can you survive?
KillLine uses professional Monte Carlo simulation technology to assess your true financial resilience through hundreds or thousands of random simulations. Not just a calculator, but a financial health laboratory that foresees future possibilities.
[Core Features]
Monte Carlo Simulation Engine
- Run 100 to 10,000 random simulations
- Simulate 10 types of real-world risk events
- Calculate survival rate and health score
- Real-time animation of simulation process
10 Risk Event Types
- Complete Unemployment (income to 0%)
- Income Reduction (30-70% retained)
- Medical Emergency ($100-$5K)
- Major Illness ($10K-$50K + 50% income)
- Asset Failure ($50-$3K)
- Housing Expense ($5K-$100K)
- Education Cost ($1K-$10K)
- Family Crisis ($2K-$20K)
- Legal Dispute ($1K-$30K)
- Natural Disaster ($3K-$50K)
Visual Analytics
- Reserve fund trend chart
- Survival months distribution
- Event markers and timeline
- Best/worst case comparison
Smart Recommendation System
- 10 types of personalized suggestions
- Expense structure optimization
- Income enhancement planning
- Insurance configuration advice
- Scenario comparison
Flexible Configuration
- Customize event probabilities
- Three luck presets (Lucky/Normal/Unlucky)
- Adjust simulation iterations
- Personalized risk parameters
Beautiful Design
- Follows Apple Design Guidelines
- Smooth animations
- Intuitive interactions
- Dark mode support
- Universal for iPhone & iPad
Privacy First
- 100% local storage
- No internet required
- No data upload
- Complete control of your data
Multi-language Support
- Simplified Chinese
- English
- 8 currency units
[Who Is It For]
- Anyone wanting to understand their financial safety margin
- Planning major financial decisions (home purchase, career change, entrepreneurship)
- Optimizing household financial structure
- Financial freedom seekers
- Investors needing stress testing
[Use Cases]
Scenario 1: Home Purchase Decision
Simulate post-down-payment finances, assess mortgage affordability
Scenario 2: Career Transition
Test survival capability during unemployment or income reduction
Scenario 3: Entrepreneurship Assessment
Stress test financial resilience in extreme situations
Scenario 4: Insurance Planning
Evaluate impact of major illness and other risk events
Scenario 5: Regular Monitoring
Periodically check financial health, adjust strategies timely
[Why Choose KillLine]
Scientific Method: Based on Monte Carlo simulation, not simple calculation
Real Scenarios: 10 common risk events, close to life
Visual Clarity: Animated demonstrations, easy to understand
Personalized: Customized to your actual situation
Privacy First: Data completely localized
Continuous Improvement: Regular updates, evolving features
[Getting Started]
1. Create financial profile (income, expenses, reserves)
2. Choose simulation iterations and risk configuration
3. Run simulation, view health score
4. Optimize financial structure based on recommendations
5. Update regularly, track improvement progress
Financial security isn't guesswork—it's quantifiable and optimizable. Download now and start your financial health journey!
Ratings & Reviews
This app has not received enough ratings or reviews to display an overview.
The developer, 永乐 詹, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Provider
- 永乐 詹
- Size
- 5.8 MB
- Category
- Finance
- Compatibility
Requires iOS 15 or later.
- iPhone
Requires iOS 15 or later. - iPad
Requires iPadOS 15 or later. - iPod touch
Requires iOS 15 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- Languages
- English and Simplified Chinese
- Age Rating
4+
- 4+
- Copyright
- © 2026 Zhan Yongle