New: see all your accounts as one Total Balance, tag spending by project & trip, ask Siri for your balance, plus a redesigned widget with Lock Screen support.
Personal Accounting is the AI-powered expense tracker, budget planner and money manager that does the typing for you. Scan receipts, log expenses by voice, chat with your AI finance advisor — and now share your budget with family, protected by end-to-end encryption.
AI RECEIPT & INVOICE SCANNING
Point your camera at any receipt — AI does the rest.
• Digitize receipts, invoices and bank statements in seconds
• Amounts, dates and store details extracted automatically
• Smart income & expense categorization
• Bulk-import transactions from PDFs and bank statements
VOICE EXPENSE TRACKING
Say "I spent $50 at the grocery store" — logged instantly.
• Record multiple transactions hands-free
• Understands income, expenses, debts and payments
• Natural language — speak in your own words
AI FINANCE ADVISOR
Chat with your own financial data.
• "How much did I spend this month?" — instant answers
• Personalized savings tips and budget advice
• Month-by-month income vs expense comparisons
FAMILY SHARING — NEW
Run the household budget together.
• Share chosen accounts, savings goals and notes with your family
• Changes appear on everyone's phone within seconds
• See who added each transaction
• End-to-end encrypted: devices pair with a QR code — the key never touches our servers
• You decide what's shared; everything else stays private
CLOUD BACKUP & SECURITY
Your data stays yours.
• On-device AES-256 encryption and biometric lock (Face ID / fingerprint)
• Optional cloud backup, encrypted on your device before upload — no one, not even we, can read it
• Automatic daily local backups
• Works offline — online features are optional
COMPLETE INCOME & EXPENSE TRACKING
• Detailed categories and multiple accounts: cash, bank, credit card
• Debts, receivables, customer & supplier ledgers
• Multi-currency incl. USD, EUR, GBP, TRY and gold (XAU) with live exchange rates
SMART REPORTS & ANALYTICS
• Visual spending charts and category breakdowns
• Monthly & yearly income vs expense comparison
• Savings rate and daily-average statistics
• Export to PDF and Excel
BUDGETS, REMINDERS & AUTOMATION
• Monthly budgets with overspending alerts
• Recurring transactions (salary, rent, bills)
• Payment reminders via notifications
MOTIVATION & GOALS
• Daily streaks and 12 achievement badges
• Set savings goals, track progress — and share goals with family if you like
EASY TO USE
• Clean interface with light & dark themes
• Quick entry, swipe to edit, home-screen widget
PREMIUM
• Unlimited AI receipt scanning, voice input and AI advisor
• Advanced analytics, ad-free experience, priority support
WHO IS IT FOR?
Families managing a shared budget, freelancers, small business owners, students — anyone who wants real control of their money.
7 LANGUAGES
English, Turkish, German, Spanish, French, Portuguese and Arabic.
Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
### What's New
NEW — Family Sharing: share accounts, savings goals and notes with your family. Changes sync between phones in seconds, protected by end-to-end encryption (devices pair via QR code — keys never touch our servers).
NEW — Encrypted cloud backup: your data is encrypted on your device before upload; only you can read it.
Plus: Sign in with Apple & Google, automatic daily backups, and many fixes.
Acilen kredi kartı harcama özelliği gelmeli o yoksa bana göre kullanmak
Abonelik
chitaca
Her şey için abonelik sistemi istiyorsunuz. Birden fazla kredi kartı hesabı eklemek istiyorum, borçları yazmak istiyorum ve bunların hepsini paralı olarak sunuyorsunuz. Arayüz güzel mantık güzel fakat sizin paratla sattığınız çoğu şeyi diğer uygulamalar bedava sunuyor. Çoğu insan kredi kartı takibi de yapıyor.
Developer Response
Efendim uygulamada ücretsiz olarak kategorilerinizi oluşturabilir, gelir giderlerinizi girebilir, bütçe planınızı oluşturabilir, raporlarınızı görebilirsiniz. Ayrıca tamamen ücretsiz şekilde 7 günlük deneme sürümünü de başlatabilirsiniz.
Aylık satınalma
Djilker
Aylık satın alma işlemi olmuyor !!!
Developer Response
Merhaba, yorumunuz için teşekkür ederiz. 🙏Aylık abonelik sistemimiz sorunsuz çalışmakta olup başka kullanıcılarımızda böyle bir sorun gözlemlenmedi. Ancak sizin yaşadığınız durumu çözmek için yardımcı olmaktan memnuniyet duyarız.Sosyal medya hesaplarımız veya uygulama içindeki destek bölümü aracılığıyla bize ulaşırsanız sorununuzu en kısa sürede birlikte çözeriz.Sorununuz çözüme kavuştuğunda değerlendirmenizi güncellemeniz bizim için çok değerli olur. ⭐️ İyi günler dileriz!
Başarılı
Ahmetoglu01
Fiş çekimi ekstre yüklemesi yapılıyor. Gelir giderleri de rahatça giriyorum
In this release we rebuilt the AI.
Categories are now correct on receipts and statements. The AI picks from your own category list, so your records land in the right place no matter which language you use the app in.
Correct a category once and the same merchant is never asked about again; later scans go straight to the category you chose.
There is no static "Reading document" line any more. You see page-by-page progress and how many transactions have been found so far, and you can follow it even from another screen.
PDF statement reading was rewritten. Statements are no longer read like receipts: verification against the balance column, repair of the income and expense direction, instalment and foreign-currency rows. Up to 10 pages can be read at once.
In chat, the file you send and the result of reading it are now a single card. You see how many transactions were added, the net amount, the period covered and the largest items at a glance. If a document cannot be read, the reason is written on the card.
A cleanly read statement is saved in one tap and only questionable rows come to you for review. Reading the same statement again no longer duplicates your records.
Amounts the AI reports are converted to your main currency. If the exchange rate for a record is unknown, it is left out of the total and you are told.
Subscriptions, duplicate charges, category jumps and upcoming payments are found on your device and summarized in a single card on the home screen. Chat now opens with ready-made suggestions.
Amount and date filter bugs on the All Transactions screen were fixed, and a PDF statement card was added to the Import screen.
Version 4.8.5
The developer, Yunus Gulbuz, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
Identifiers
Usage Data
Data Linked to You
The following data may be collected and linked to your identity:
Financial Info
Contact Info
Identifiers
Usage Data
Privacy practices may vary based, for example, on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Provider
Yunus Gulbuz
Size
114.4 MB
Category
Finance
Compatibility
Requires iOS 13.0 or later.
iPhone Requires iOS 13.0 or later.
iPad Requires iPadOS 13.0 or later.
iPod touch Requires iOS 13.0 or later.
Mac Requires macOS 11.0 or later and a Mac with Apple M1 chip or later.