Sincap: Bills & Installments

Debt, Card & Expense Tracker

Free · In-App Purchases · Designed for iPad. Not verified for macOS.

Installments, credit card statement periods, debts and subscriptions in one place. Starts your month on payday. No bank login, no ads, data stays on device. Installments, credit card statement periods, money you lend or owe, and subscriptions in one place. Pick your payday: balance, budgets, reports and widgets follow your own month. No bank login, no ads, your records stay on your iPhone. INSTALLMENTS AND FIXED PAYMENTS - Enter an installment purchase once; the remaining months are created for you and shown as "3/12". - Plan recurring and fixed payments; anything marked as pending can remind you 1, 3, 7 or 14 days before it is due. - Pending payments list with overdue count, total amount and swipe to mark as paid. CREDIT CARD STATEMENT CYCLE - Add a card with its limit, statement day and payment due day. - The cycle follows your statement day, not the calendar month. - See cycle spending, limit usage and what is left for this cycle. - Payment method and per-card breakdown in reports. DEBTS AND LOANS BETWEEN PEOPLE - Track what you owe and what people owe you: name, amount, due date. - Add partial payments, follow paid and remaining progress, see closed and overdue badges. - Reminders before the due date; optionally post the payment to your expenses. SUBSCRIPTIONS - Weekly, monthly, quarterly and yearly cycles; upcoming renewals and days left. - Monthly and yearly total subscription cost. - The free version shows how many subscriptions need review and their yearly cost; Pro shows which ones, with a reason: no matching spending, a large share of your monthly spending, or a year of uninterrupted renewals. YOUR PAYDAY MONTH - Set the month start anywhere from the 1st to the 28th and let every screen follow it. BUDGETS, GOALS AND REPORTS - Category limits, overspending alerts, comparison with the previous month. - Savings goals with milestones, contribution history and a target date. - Weekly, monthly, quarterly and yearly reports; savings rate, cash flow, category breakdown. - Create and share a PDF financial report. - Financial health score, end of month forecast and automatic insights. STAYS ON YOUR DEVICE - No bank connection, no account linking; your financial records are never uploaded to a server. The only external connection is subscription purchase validation. - Backups are encrypted with a key stored in your device Keychain, plus an automatic recovery copy before every restore. - No ads, no data selling. ALSO INSIDE - 4 widgets: balance, budget ring, upcoming subscriptions and Lock Screen. - Siri Shortcuts to add an expense or income and to ask for your balance or remaining budget. - Spotlight search across your past transactions. - On device category suggestions that learn from your own choices. - Light, dark and OLED themes, hidden amounts, notifications with quiet hours. - VoiceOver, Dynamic Type and Reduce Motion support. SINCAP PRO Monthly or yearly subscription, or a one-time lifetime purchase. The free version includes 3 budgets, 2 goals, 5 subscriptions, 5 debts, 5 cards, 5 custom categories and a PDF report for one period. Pro unlocks unlimited records, subscription review, financial health score, end of month forecast, advanced insights, the full timeline and automatic backups. Your existing records are never locked by a limit. Payment is charged to your Apple Account when the purchase is confirmed. The subscription renews automatically unless it is turned off at least 24 hours before the end of the period; you can manage or cancel it in your App Store account settings. Amounts are shown in the currency symbol you choose; the app does not convert between currencies. App interface is available in English and Turkish. • Lifetime Pro: a one-time option now sits next to the monthly and yearly subscriptions. Pay once, no renewals, nothing to cancel. If you change device or reinstall the app, "Restore Purchases" on the Pro screen brings it back. Terms of Use: https://gelirgider.lesmazer.com/terms-of-service Privacy Policy: https://gelirgider.lesmazer.com/privacy-policy

  • 4.9
    out of 5
    32 Ratings

You can now pay once for Sincap Pro and keep it for life. Improvements • When adding an expense, you can now tap straight from the amount into the description. The keyboard's "Done" bar used to sit right over the description field, so taps went nowhere. Thanks to the user who reported it. • The frequent-entries strip collapses once you start typing an amount, keeping the description field above the keyboard. • Various smaller fixes and improvements. What's new • Lifetime Pro: a one-time option now sits next to the monthly and yearly subscriptions. Pay once, no renewals, nothing to cancel. If you change device or reinstall the app, "Restore Purchases" on the Pro screen brings it back. • You can attach screenshots to your feedback: up to three images, so you can show instead of describe. Images are downscaled before they are attached, location data is stripped, and the app never gets access to your photo library — only the shots you pick are sent. Your data still stays on your device only. No server, no account, no tracking.

The developer, Mert Cem CANLI, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Linked to You

    The following data may be collected but it is not linked to your identity:

    • Purchases

Privacy practices may vary based, for example, on the features you use or your age. Learn More

The developer indicated that this app supports the following accessibility features. Learn More

  • Supported Features

    • Dark Interface

Provider
  • Mert Cem CANLI
Size
  • 18.9 MB
Category
  • Finance
Compatibility
Requires iOS 16.0 or later.
  • iPhone
    Requires iOS 16.0 or later.
  • iPad
    Requires iPadOS 16.0 or later.
  • Mac
    Requires macOS 13.0 or later and a Mac with Apple M1 chip or later.
  • Apple Vision
    Requires visionOS 1.0 or later.
Languages
  • English and Turkish
Age Rating
4+
In-App Purchases
Yes
  • Sincap Pro — Monthly ₺139,00
  • Sincap Pro — Yearly ₺399,00
  • Lifetime Pro ₺1.199,00
Copyright
  • © Lesmazer