DebtPilot 3.0 is our biggest update yet — a cleaner redesign plus powerful new tools to get you debt-free faster. NEW - Rate Negotiator: see how much a lower interest rate could save you, with a word-for-word script to read when you call your lender - Live Activity: keep your debt-free countdown on your Lock Screen and in the Dynamic Island - Color themes: personalize the app with the accent color you like best - Printable payoff plan: export a clean PDF of your full plan to save, print, or share - Quick "snowflake" payments: drop a one-time extra payment on your focus debt and watch your date move closer - Due-date calendar: see every payment due this month at a glance ALSO NEW SINCE 2.0 - A simpler, redesigned Dashboard, Plan, Progress, and Debts — each screen now has one clear job - Log a payment with one tap, or just ask Siri - A budget simulator that finds the best amount of your leftover income to put toward debt - An "invest or pay off debt?" calculator that compares investing vs. paying down over 1, 3, and 5 years - A redesigned loan & amortization calculator with mortgage escrow support - A smarter bill scanner that reads more statements and imports PDFs - Month in Review, more milestones and badges, and Dark mode by default - Accuracy improvements and fixes

A huge update - DebtPilot is faster, more motivating, and more capable: - Scan a bill to add a debt in seconds (processed on-device and private) - A redesigned, interactive home screen with a tap-to-explore payoff chart - 25 achievements, payment streaks, and a shareable progress card - A new interactive tutorial that walks you through everything - iCloud sync, so your plan follows you across devices - Light and Dark themes, plus celebration sounds - Premium: refinance "what-if", a loan calculator, and CSV export - Mortgage escrow support, custom payoff order, and per-debt notes - Plenty of polish, accuracy improvements, and fixes