Here is money, only profitable! Increased credit limit up to UAH 500,000 with a grace period of up to 62 days and increased cashback on credit funds. Download PUMB!
PUMB is your personal mobile banking app, offering a wide range of financial services to make managing your finances convenient and rewarding. With the PUMB app, you can access banking services directly from your smartphone. Open and manage cards with no fees, transfer money, buy currency online, apply for credit, and even pay in installments – all in one place.
Main Features of PUMB:
• Commission-Free Card Opening and Management: Open a “vseKARTA” debit card or a “vseMOZHU Online” credit card through the PUMB mobile banking app, and top up your card.
• Easy Money Transfers: Transfer money from your "vseKARTA" and "vseMOZHU Online" cards using personal funds to other bank cards in hryvnia without any fees, using the recipient's card number or phone number.
• All-In-One Online Banking: Pay utility bills and traffic fines by IBAN or top up your mobile phone.
• Get Credit via Online Banking App: Apply for credit online with a credit limit of up to 500,000 UAH and a grace period of up to 62 days. The maximum loan amount is UAH 500,000. The actual annual interest rate is up to 83.25% per annum. The loan term is up to 24 months. The commission ranges from 1.99% to 2.99%. Details are available in the PUMB app.
• Pay in Installments with service Splachuite chastynamy with the first payment due in a month. The maximum amount is UAH 500,000, the actual annual interest rate is up to 48.31%, and the maximum term is 24 months. No down payment is required. No overpayments for the term from the store.
• Get international money transfers WesternUnion, Payoneer, Ria, and MoneyGram with no fees.
• Open Deposits in the PUMB app.
• Save with MoneyBox: Interest rate on the balance of funds in the card account is 5% per annum.
• Buy Currency Online: Purchase currency without commission in the PUMB app at a favorable exchange rate.
• Receive payments from the state under the eVidnovlennia and ePidtrymka programs through the bank app.
• Simplify your regular transactions by creating templates and setting up auto payments.
• Contactless Payments with Apple Pay.
vseMOZHU Online credit card. The maximum loan amount is UAH 500,000. The interest rate is 2.99% per month after the end of the grace period. The actual annual interest rate is up to 44.28%. The loan term is 240 months with automatic renewal for the same term.
The phrase “Here's money, only profitable” means the ability to use credit funds for various categories of purchases.
The credit limit is set by the banks decision.
Cashback categories are determined individually for each participant and may vary from month to month. To receive cashback from the bank, connect the required categories in the PUMB app before making a payment. To receive cashback from partners, connect the required partner in the PUMB app before making a payment. Detailed terms, restrictions, and exceptions for cashback accrual are available on the PUMB website in the cashback section (pumb.ua/cashback) and in the PUMB app in the Benefits section.
Get bonus 200 UAH: to participate in the promotion, open your first card in the PUMB app and make one payment with it for an amount of UAH 100 or more. The promotion runs from 02.03 to 31.05.2026, throughout Ukraine, including areas under Ukrainian control and not occupied, as well as outside Ukraine. Details about the terms and conditions of the promotion are available at pumb.ua in the “About the Bank/Promotions” section.
The state registration of banks No.73 dated 23.12.1991. The Bank license of the NBU No.8 dated 06.10.2011.
Hi there! IOS 10.3.4 installed - does not work( The thing is that it is mentioned in the app"s description - version more then 10.3 is enough for stable running. I still use my lovely 5s iPhone (old school)))) with 10.3.4 installed and the app does not work. It displays: it can not work at your device...
Developer Response
Good afternoon. Please describe your situation in more detail so that we can help you resolve the issue.
Terrible bank
Mr Andrew Skip
For several reasons!!!1. In the account history, the bank does not indicate the charged interest and will gladly charge it even if you repay everything on time, because it will simply make the payment "late"2. When you have loan «Оплата частинами» and in all normal online banks monthly payments are auto-charged from your credit cards (own or credit funds) and it is logical because sum of purchase was charged from a credit card. So I put my own funds to credit card and wait for auto-payment as in other normal banks. But I OVERDUE my payment, because they did not notify me that I should make payments manually or put this money to my debit cards which is very very illogical. And why not to check both my cards whether I have my own funds on one of them, but instead ruin my credit history!!!
Best bank? I think no
Laveritafamale
I have been to various branches of this bank..they think they are the best, but they are the worst of all, both for the services offered and for the very rude and haughty staff..I already work with 6 banks in Ukraine and this bank is the only one that creates problems continuously..highly not recommended for those who have money in hryvnia or in currency to invest or simply put in the account..zero star rating!!!Я був у різних відділеннях цього банку..вони думають, що вони найкращі, але вони гірші з усіх, як за послуги, що пропонуються, так і за дуже грубий і пихатий персонал..Я вже працюю з 6 банками в Україні, і цей банк єдиний, який постійно створює проблеми..дуже не рекомендується тим, хто має гроші в гривні чи валюті, щоб інвестувати або просто покласти на рахунок..нуль зірок!!!
Developer Response
Добрий день. Нам дуже шкода, якщо у Вас склалися неприємні враження, пов'язані із обслуговуванням у ПУМБ. Хочемо проаналізувати Вашу ситуацію та зробити все, щоб Ви залишилися задоволені наступного разу. Будь ласка, напишіть деталі нам у чат в застосунку ПУМБ або на пошту info@fuib.com.
Absent payment receipt
Ivengo80
Hi, I like this app, but… It will be on 300% better if there will be implemented the payment receipt getting feature. For example when I have done the online payment for the product or service the service provider usually asks to send back the payment confirmation. But this confirmation I can get only on the official web site… Other banks have this feature in their mobile apps. Why it is not implemented here is a very big question…Thank you.
SWIFT transfers are now even more flexible. We’ve added an installment plan to SWIFT in the International transfers section. Running low on funds for a transfer? Go to Hroshi v rozstrochku and get money on your card in a few taps. You can also turn completed hryvnia payments into installment plans.
Update the PUMB app to try it out.
Version 2.331.4
The developer, FIRST UKRAINIAN INTERNATIONAL BANK PJSC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
Usage Data
Data Linked to You
The following data may be collected and linked to your identity:
Financial Info
User Content
Identifiers
Usage Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Search History
Diagnostics
Privacy practices may vary based, for example, on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Provider
FIRST UKRAINIAN INTERNATIONAL BANK PUBLIC JOINT STOCK COMPANY
Size
789.7 MB
Category
Finance
Compatibility
Requires iOS 15.0 or later.
iPhone Requires iOS 15.0 or later.
iPod touch Requires iOS 15.0 or later.
Mac Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
Languages
English and Ukrainian
Age Rating
4+
4+
This app has an age rating of 4+ with content restrictions. Some content may be rated higher, but access is managed by the developer through in-app controls.