Join MyRaif – a simple, free and fast mobile app from Raiffeisen Bank in Ukraine for managing your finances without branches or queues, trusted by millions of Ukrainians. Over 800 000 users, 200 000+ clients connected cashback, and more than 2 million transactions every day. Express yourself with stylish money manager!
Digital banking is on top - let no air raid alert or power outage stop you from:
- Paying your café bills, for a taxi, cinema tickets, food delivery, tuition, medical insurance, mobile or car expenses on time
- Shopping in stores or online
- Repaying loans and getting online credit: money directly to your card
- Paying utilities bills
- Making transfers or control your child’s expenses
- Getting credit money until salary or any quick loan for your needs
- And even paying traffic fines or games fees
Trust yourself and your money wallet: keep your daily expenses and income under control – just pay and be calm “My Raif is MyRaif”!
NEED TO OPEN A CARD?
- Download and install MyRaif mobile application.
- Follow identity verification with the help of id-card/foreign passport/tax number or via Diia, confirm your mobile number
- Select the card and follow the prompts on the screen
Your card is ready, no paper documents needed!
CONVENIENT BANKING
- Catch discounts with cards Visa Fishka on OKKO and ATB in shops daily – convenient wallet is always nereby.
- Easily analyze your spending with detailed and transparent transaction history. Be sure: “My expances are under control!”
- Want to find nearest ATMs and branches? Interactive map will help.
- Get support through a convenient chat. Our operators will help you quickly resolve any issues.
- Protect yourself and your loved ones – apply for insurance just in one click – our health and cars are protected!
- Security is first: 3DS protects your online purchases.
TRANSFERS
- Transfer money from card-to-card of any Ukrainian bank quickly – no commission. Use easy and fast IBAN transfers. Save your main transfers in “Favorites” and easily repeat them.
- Receive international MoneyGram transfers directly in the app. Safe and convenient.
- Stay in touch with your family and friends - top up your mobile account in MyRaif for free!
- Send and receive money using only a phone number – no card number needed.
DEPOSITS
- Save with SKRYNYA for gifts, vacation, car, support for the Armed Forces of Ukraine, education, or a financial cushion.
- Open Progressive and Classic deposits in UAH and foreign currency.
CASHBACK
- Choose cashback categories in our app and make your purchases even more enjoyable. View your cashback and purchase history to see what brings you most benefits.
- Connect your existing cards to National Cashback program and get benefits from your purchases! Or open new National Cashback card in MyRaif and get cashback on it.
CURRENCY EXCHANGE
- View valid currency exchange rates and buy currency quickly. Keep in mind profitable kursopad!
- Open currency cards for dollars and euros.
MY CREDIT
- A credit card with a 100-day grace period for all your ideas.
- Cash loans for repairment, electronic devices, auto or other purposes. Choose a convenient payment date to be in line with your plans.
FOR ENTREPRENEURS
- Open a sole proprietorship (FOP) account to work with clients and partners. No fees for account opening, maintenance, or transfers — details available immediately. Order a POS terminal and enjoy no subscription fee for the first month of use.
- Instant switch between “personal cards vs business account” within a single profile. Full control over cash flow, up-to-date card and account statuses, account statement generation, payment search by name or amount, copying card and account details, and creating QR codes from details.
Follow the update to take advantage of even more MyRaif features.
Raiffeisen Bank JSC. Entered in the State Register of Banks on March 27, 1992, under No. 94, with a record of the right to conduct banking activities under No. 10.
AI assistant in the chat re-asks the things you already mentioned in the initial request not to connect you with the real person in the end. Either don’t use AI or learn it to be useful. Otherwise we only get frustrated by your service
Developer Response
Hello! We are actively implementing modern technologies, including AI, to make service even more convenient. Our bot is designed to quickly respond to the most common requests - this allows you to get the information you need without unnecessary waiting.We are constantly working to make the bot smarter and more useful, so with each update it understands your requests better and provides more accurate answers.
4/5
Incognito ergo sum
Good app. It’s more serious of a bank than monobank, so you won’t find such minimalism here, in this app there are a lot more “extra” features and it’s understandable, that’s the way it should be, but still structure is better than in PrivatBank, it works smoother and the way everything is at its place is more comfortable. There is one disadvantage that doesn’t exist in old version of this app (I forget what it was but it’s the only reason I use old version sometimes still) but I saw that somebody wrote about in reviews here and Raiffeisen Team answered that they will fix it. I hope so. Overall, a great app. Monobank is a great minimalistic bank for those who don’t want to bother much while Raif Bank App should be a role model for other “serious” banks like Privat whose apps are not that good (some worse, some better). 4/5.
Developer Response
Hello. We are very pleased to receive a high rating and such a nice comment. Thank you for staying with us. We are constantly working on improving the application, so we hope to receive another star from you in the future💛
App
oleh korots
The app is very raw; bad design, few features. The advantages are that Raif Help works very quickly and correctly, I will go to the department soon, I hope it will be the same there.
Developer Response
Hi! Thank you for your feedback. We understand that our application is imperfect and the new design may not be to everyone's liking. We are actively developing "MyRaif" and new functions and features are added with each update😉 We are glad that you noted the Bank's support service, your words inspire us to become even better💛
Support chat unusable
Oleksiito
Having an issue renewing monthly limits in my card, but it is impossible to resolve it via in app chat as it doesn’t show up. You type into the void and all you see is just a blank screen with input and ability to attach files…
Developer Response
Hi! The time in the "MyRaif" application is stable and no technical failures have been recorded. It is very important for us to understand the reason for the situation you encountered in order to help resolve it as soon as possible. Please write to us in private messages on Facebook or Instagram, adding a screenshot or screen recording with a description of the problem.For advice on limits, you can contact the information center at 0 800 500 500. For calls from abroad, the number +38 044 230 99 98 is available (tariffs according to the terms of your operator). Please note that the call must be made from a financial phone number.We are waiting for your request and will be happy to help.
More possibilities for your daily finances
- Want your credit and own funds together? Get a credit card in just a few clicks during your first registration.
- Keeping an eye on currency? We’ve added convenient charts showing exchange rate dynamics.
- Planning to refuel at OKKO? Check the latest fuel prices in the “Fishka” section.
Fewer steps — more useful features. That’s exactly how we like it!
Version 4.25.5
The developer, RAIFFEISEN BANK, JSC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
Identifiers
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Identifiers
Privacy practices may vary based, for example, on the features you use or your age. Learn More
The developer indicated that this app supports the following accessibility features. Learn More
Supported Features
VoiceOver
Larger Text
Dark Interface
Differentiate Without Colour Alone
Sufficient Contrast
Reduced Motion
Information
Provider
RAIFFEISEN BANK, JSC
Size
315.2 MB
Category
Finance
Compatibility
Requires iOS 15.0 or later.
iPhone Requires iOS 15.0 or later.
iPod touch Requires iOS 15.0 or later.
Apple Vision Requires visionOS 1.0 or later.
Languages
English and Ukrainian
Age Rating
4+
4+
This app has an age rating of 4+ with content restrictions.
Some content may be rated higher, and may therefore be restricted and managed by the developer through in-app controls.