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Lend and Borrow.
The Blender Platform is a blockchain powered open-end credit platform in which authenticated users can create their own credit-lines (and set their preferred interest rates and minimum monthly payments) using smart contracts on the xDAI Blockchain. Potential lenders may browse through available smart contracts on the platform, assess borrower credibility with quantitative statistics and choose to which borrowers to lend money.
Borrowers receive lent funds from lenders via the borrowers' credit-lines. Upon the receipt of funds, the borrower must withdraw the funds for release into the borrower's Blender Wallet.
At the point of final withdrawal of funds from the smart contract into the borrower's virtual wallet, the withdrawn funds begin to accrue the interest at the rate designated by the borrower at the credit line's creation. The borrower is now to repay these funds, and a lack of doing so results in poor statistics on the platform and decreased credibility. In addition, lenders may reclaim the remaining liquid portions of their contributions which have not yet been withdrawn, at will. The Blender Platform reserves the right to obtain owed funds from delinquent borrowers as described in our terms, available online at https://lenderblock.io/termsandconditions-tbp
Blender Pro Plus subscription offers benefits including lending to borrower accounts commission-free, free global transfers to friends and family, access to collateral-free credit-limit increases for borrowers via the Blender Verified Registry, access to live-support, and zero monthly Blender Wallet charges. Blender Pro Plus Membership is an auto-recurring monthly subscription of 7.99 USD per cycle; members may cancel at any time.
The Blender Platform Terms of Use: https://lenderblock.io/termsandconditions-tbp
The Blender Platform Privacy Policy: https://lenderblock.io/privacypolicy-tbp
At first it’s an odd app, you can create a line of credit in a matter of seconds and lend to other people, so it’s a bit different. But once I invited friends to the app, i understood it’s purpose. It’s pretty useful, because I lend money all the time to fam and friends but now I can keep track of it and earn interest from them if they skip out on repaying me.
Negative stars if possible
Fun_times59
Already been verified, yet they keep saying my account is under review. Never even done anything on the app except become verified. Told them to refund my subscription fee but they refuse to even though I’ve used it one day. Because their support chat is included in the subscription, they refuse to refund. So they basically make you pay to be able to access customer support. Extremely poor practice. Also, when you tap on cancel subscription, it does nothing. It does NOT allow you to cancel. Because they refuse to refund my subscription and have made it impossible to cancel future charges, I will be reporting to the BBB and escalating this matter.
No way of getting collateral back
Trak Technologies
I placed around $300 of collateral but my loan request is no where to be found unless you search for me by name so I wanted to withdraw my collateral but I can’t, please assist
Developer Response
Hi, Please email us at support@lenderblock.io for help with this issue.
App doesn’t work
She Got Social
After downloading the app, the app frozen and never finished “building my platform”. I left the app open for more than 10 minutes and then nothing happened. Now when I log in, it’s stuck on the “authenticating” screen and I never can access the app. Disappointing.
UX adjustments to match new online platform - www.app.theblenderplatform.io
Version 2.41
The developer, Lender Block LC., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
Financial Info
Contact Info
Identifiers
Usage Data
Diagnostics
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Financial Info
Usage Data
Diagnostics
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Seller
Lender Block LC
Size
42.4 MB
Category
Finance
Compatibility
Requires iOS 17.0 or later.
iPhone Requires iOS 17.0 or later.
Mac Requires macOS 14.0 or later and a Mac with Apple M1 chip or later.
