The cross-border payment app
Accrue: The cross-border payment app.
Need an easier way to pay and get paid across Africa and the US? Accrue helps you send money to family and friends in minutes, save in US dollars to earn daily interest, shop online with virtual and gift cards, and grow your money through simple investing - all from your phone. Join thousands of people who trust Accrue to handle their money safely and simply.
Here's How Accrue Works for You:
Send Money to Family & Friends Quickly
Need to send money to loved ones across Africa? With Accrue, you can send money to any African country in just minutes! Send directly to their bank account, MoMo, or MPesa, and they'll get it right away. We give you great rates when sending to Ghana, Nigeria, Kenya, South Africa and other countries, so you keep more of your money.
Get Your Own Dollar Account
Receive payments in dollars from anywhere in the world with your personal USD account. Perfect for getting paid by international clients or receiving money from family abroad.
Send Money to US Bank Accounts
Got friends or family in the US? Send money straight to their bank account with just a few taps. Simply enter their bank info once and you can send them dollars anytime - it's quick, safe and easy! No confusing bank codes or complicated forms to fill out.
Shop Online with Virtual Cards
Shop on international websites easily with our virtual dollar cards. Create a card in seconds, add money instantly, and make secure online purchases anywhere in the world.
Get Gift Cards & Digital Essentials
Shop at popular stores like Amazon, ASOS, PlayStation Network, and App Store with our digital gift cards. Top up your phone airtime or get instant eSIM data plans for travel - all in one place.
Grow Your Money Daily in Dollars
Keep your money safe in dollars and watch it grow every day! Simply deposit your local currency and start earning interest daily - no complicated terms or hidden fees.
Save for What Matters
Whether it's a new phone, a dream vacation, or your child's education, Accrue helps you save for your goals. Save on your own or team up with friends in fun savings challenges to reach your targets faster.
Lock Your Savings for Better Results
Want to avoid touching your savings? Our Vault feature lets you set aside money until a date you choose. Perfect for saving up for big purchases or special occasions.
Send Money to Friends for Free
Got friends on Accrue? Send them money instantly at no cost! Just use their @crewtag to transfer dollars quickly and safely.
Get Paid Easily with One Link
Share your personal payment link to receive money in your local currency - whether it's Naira, Cedis, or Shillings. Simple for you, simple for anyone paying you.
Sell Online with Ease
Run a business? Create your own online store through Accrue, sell to customers across Africa, and get paid instantly. A simple way to grow your business beyond borders.
Start Investing with Just $1
New to investing? Start small with as little as $1. Accrue helps you invest in top-performing assets and grow your money over time - no complex financial knowledge needed.
We've Got Your Back
No hidden fees or monthly charges. Just fast, secure, and reliable transaction. Need help? Our friendly support team is ready to assist through email, Twitter, or Instagram.
Download Accrue Now and Make Your Money Work Better for You!
Got Questions? Need Support?
Contact us at help@useaccrue.com. We're always happy to help!
I Came. I Saw. I Deposited. I Transferred. I Received. 100%. I Confirm!
Slim729
Before using this app, I deliberately reviewed existing feedback and encountered several negative comments that initially gave me pause. However, rather than forming a premature conclusion, I chose to assess the platform independently. In doing so, I discovered dat it operates on an escrow-based system, a feature that significantly enhances transactional security and user protection.Having now used the app personally, I am compelled to note that some of d unfavorable reviews may stem from user oversight rather than structural flaws within the platform itself. My experience has been exceptionally positive. If the rating scale permitted additional stars, I would award them without hesitation ova and ova again.
Please Accrue, I need my money back as soon as possible. My mother’s survival depends on that money.
MOFF Gh
I've been using the app for some time now, A friend of mine in the USA wanted to pay back some money he owes me so that I can take my mother to the hospital, she's battling breast cancer. I trusted the app so much, so I decided to receive the crypto currency with my accrue Bitcoin address, the payment was in Bitcoin. I gave my accrue Bitcoin address to my friend, he sent the money but I have not received the money in my accrue funding balance yet! I texted the customer support service, they asked me for a hash of the transaction. I have sent it to them, but I still have not received the money in my Accrue account. I tracked the Bitcoin address and the money is still on it, but I haven’t received it in my account yet. Please ACCRUE, when you read my review please have mercy on me and release the money for me. My mothers survival depends on it, I know you accrue workers all have mothers and you know how it feels when your mum is seriously sick and you cannot do anything to help her. It’s hard and sad! Please you guys should have mercy on me
Rating the application
Top notc
I once sent money to an address I was using before not knowing it has been updated. Reached out to the support team and they got it resolved quickly. Have been using the app for a while now and I haven’t had any issues saving or withdrawing my funds. Great app👏
Customer service
shawtynas
I’ve been using this app for quite some time now the app is good, but all of a sudden the virtual card that I’ve been using to shop online to pay for my Apple Music subscription. All those other subscriptions have been canceled and I’ve been trying to get another virtual card I like I’ll put my money on it try and put in for virtual card. Do you tell me they’ll give back to me in 24 hours but after 24 hours you tell me that I’m so sorry that we can’t offer virtual card so I’m trying to know what is the reason why I can’t get a virtual card
- Bug fixes and improvements
Version 4.9.31
The developer, Accrue DCA Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Seller
Accrue DCA Limited
Size
108.1 MB
Category
Finance
Compatibility
Requires iOS 13.0 or later.
iPhone Requires iOS 13.0 or later.
iPad Requires iPadOS 13.0 or later.
iPod touch Requires iOS 13.0 or later.
Mac Requires macOS 11.0 or later and a Mac with Apple M1 chip or later.
Languages
English
Age Rating
4+
4+
This app has an age rating of 4+ with content restrictions. Some content may be rated higher, but access is managed by the developer through in-app controls.
