Welcome to Dot Microfinance Bank, where managing your money is easy. Our mission is to provide financial services to everyone through technology, making banking a positive experience. With Dot, you'll discover a whole new way to handle your finances.
Key Features:
Quick account setup: Open a functional bank account within minutes, right from your phone. Send and receive money instantly, pay bills, purchase airtime, and earn points you can convert to cash, all from your mobile device.
Reliable debit card: Say goodbye to failed transactions. Easily request, activate, and control your debit card from the app.
Take your bank with you: Dot ensures safe and stress-free access to your money on the go. Handle everyday banking tasks while you're on the move.
Sign up today and enjoy a range of financial benefits.
What you'll enjoy:
Send and receive money:
With Dot, you can send money to anyone who can receive it, along with instant notifications for incoming funds. More people are choosing Dot as their preferred payment method, whether it's paying for DSTV, GOtv, electricity, or anything else.
Reliable card:
Request a Dot card for seamless online and offline transactions, and we'll deliver it right to your doorstep. No more visits to the bank.
Bank network monitor:
Know the network status of the bank you're sending money to, and discover the best and worst times for transactions.
Schedule your transfers:
Plan your transfers in advance and set them for your convenience.
Sleep like a baby:
You work hard for your money, and we work even harder to keep it safe. Rest assured that your money is secure with Dot. In case your debit card is lost, you can block it in the app (and unblock it if you find it). Use Private Mode to hide your account balance, and reach out to us for help via in-app chat or messages anytime you need it.
Fully licensed and insured:
We're licensed by the Central Bank of Nigeria, and your deposits are insured by the Nigerian Deposit Insurance Corporation (NDIC), giving you complete peace of mind.
Get started now:
Register an account and start transacting within minutes!
How to open an account:
Opening an account is easy. In less than 5 minutes, get an account that fits your financial needs, with or without a BVN. Simply download the app and follow the instructions.
Discover how to do life with Dot. Get started today!
Pretty seamless onboarding and sign on. In app use is also intuitive
Developer Response
Hi! We are glad that you like our app. We'd very much appreciate if you have any recommendations/suggestions for us to get 5-star rating. Thank you very much.
I need to speak to an agent ASAP.
Lila Elumelu
At first, I liked the app, nice graphics and it seemed pretty easy so I even preached about it and advertised it freely to my family and friends. I’m sure now everybody hates me ! How can you decline a transaction and still debit me? No way to contact your agents to ask a for a refund or even take the bother of trying to refund my money, at least other apps do same. And then you allow me register without prior notification that I will have a limit of #500 per day transaction! How then do I pull my savings out if your app keeps rejecting my BVN TOO. I am not happy and I have nothing to do with your bank again. It might mean nothing to you, the money you withheld from me . But that’s my savings and I feel bad, because na me carry my hand download the app without proper enquiries. 👎🏻
Developer Response
We regret to note this. Please contact us at support@dot.ai with your account number and transaction details so that we can address your concern.
BVN
ShollygeeArt
I’ve lost my BVN registered phone number, so I can proceed with it... you should collect details first before asking for BVN so that you’ll cross check if the person with the BVN is real and it will require a photo of valid means of identication.
Developer Response
Hi, we empathise with you on the experience.Kindly send us your account details along with the screenshot of the problem to hello@dotmfb.com so that we can help you. Thank you for using our app.
This is worst in terms of app development
badmanindior
App really needs to be figured out. Can’t sign up with BVN it’s hitting an error, when you try to sign up without BVN it still hits a glitch. Needs fixing
Developer Response
Hi, we empathise with you on the experience. Kindly send us your account details along with the screenshot of the problem to hello@dotmfb.com so that we can help you. Thank you for using our app.
Bug fixes and improvements
Version 2.19.6
The developer, Dot Microfinance Bank Limited, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
Contact Info
Identifiers
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Location
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
