Morse (formerly Sling Money) is the global account for expats, freelancers, nomads, and remote workers. Whether you recently moved abroad, have family in another country, or live across borders, your bank probably wasn't built for it. Morse was. Spend anywhere with a Visa card, move money between your accounts worldwide, send money to 150+ countries, and get paid from companies abroad in USD and EUR. Sign up in minutes and add money via bank account, Pix, CLABE, Google Pay, or Apple Pay. Best exchange rates, low fees, no surprises.
SPEND ANYWHERE WITH YOUR MORSE CARD.
Get a virtual debit card linked to your Morse balance and spend anywhere Visa is accepted. Travel anywhere and pay in dollars, euros, or local currency. No markups, no conversion surprises. Pay for subscriptions, add to Apple Pay and Google Pay, and earn cashback on your spending.
MOVE MONEY BETWEEN YOUR OWN ACCOUNTS.
Got accounts and wallets spread across the world? Morse connects them all. Move money between your own accounts without the usual cross-border transfer costs. Whether you get paid abroad, just landed somewhere new, or split life across countries. International transfers in seconds, not days.
THE REAL EXCHANGE RATE. ALWAYS.
Morse uses the mid-market exchange rate. The same one banks use with each other. No markups. No hidden fees. What you see is exactly what gets sent. Convert USD to MXN, USD to BRL, EUR to USD, and more. Compare that to what your bank charges.
GET PAID FROM DEEL, UPWORK OR COMPANIES ABROAD.
Working for companies abroad? Get local USD, EUR, MXN, and BRL account details so clients and employers can pay you like a local. Get paid from Deel, Upwork, and more directly into your Morse account. They send a normal bank transfer, you receive international payments in Morse and use it however you want in a few taps. SEND
MONEY TO FAMILY AND FRIENDS IN 150+ COUNTRIES.
Send for free, in seconds, to anyone on Morse. Send to Mexico, Brazil, and 150+ countries. Support your loved ones from wherever you are.
TRUSTED. REGULATED. SECURE.
Morse is a regulated, secure money app trusted by hundreds of thousands of people and built with bank-grade security from day one. Morse is self-custodial, which means only you can access your wallet. ISO 27001 certified, and protected with strong customer authentication, 24/7 fraud monitoring, Verified by Visa and Mastercard SecureCode. Need help? A real person is always available.
Best app on the App Store for converting fiat to crypto and back, as well as free transfers. Recommended to anyone that is having problems exchanging fiat and USDC. To address the poor reviews, I have dealt with customer service a few times. I always spoke with a human and my problem was resolved within minutes, not hours, which is rare. I’m in no way associated with or compensated by Sling but I felt compelled to share my experience to tell others how great the product is.
Developer Response
Thank you very much! We really appreciate this review, and we hope you continue to enjoy Sling Money. We'd love to use your review on our website, would you mind emailing ali@slingmoney.com if you're okay with that? Thanks so much!
Scam
Nour Humaid
ScamI have tried making an account and they rejected my account after getting my social security number and all my private information. I tried reaching out to their email and they said my application was not accepted and they cannot even tell me the reason for not accepting my application. This is a scam app, don’t download it because they will steal your information and block you. I don’t recommend this app to anyone and I would give it 0 stars if it was an option, I’m very disappointed. I was told my account was manually approved after submitting my review and I tried signing up again but it said we cannot give you a Sling account at this time after scanning my face. I hope you consider my review and fix the issue I’m having so that I can try the app and change my feedback.
Developer Response
Hi Nour, apologies that you haven't had a good experience with Sling Money. I have escalated your case and you have been manually approved, so you are now able to continue signing up. I apologize that this wasn't properly communicated to you, we are a small team doing our best to get through every case! We hope you understand, we appreciate your patience in us sorting this, and we hope you enjoy using Sling Money for instant and free global transfers!
Easier than banking websites
Pedros Rancheros
I use this to transfer money between international accounts and make small transfers between friends abroad. Works well, mainly because it’s simpler than entering details on online banking sites.
Developer Response
Thank you SO much Pedros, that's wonderful to hear! So glad Sling Money is simplifying your life :) We'd love to use your review on our website, would you mind emailing ali@slingmoney.com if you're okay with that? Thanks so much!
my dissatisfied opinion
BIG BACKingTON
so i got this app thinking i’d get the $10 for free. little did i know that the app would just freeze on one screen with orange circle constantly saying verifying identity. gave this app my social and a few selfies and it gets froze? kinda sketchy. Now they have my social in their data and i can’t take it back and now i can’t even get the ten dollars that was promised. I have left my phone open and plugged in so it wouldn’t go into sleep mode and it still hasn’t “verified” my identification. OH and i’ve given them my number.
Developer Response
Hi there, we’re currently dealing with a high volume of sign ups but we’re doing our best to get through everybody as quickly as we can. Certain cases can take hours or a couple days to verify, as we take security very seriously, so we appreciate your patience! If you're still having trouble, can you please email support@sling.money so we can take a look please?
Bug fixes and improvements
Version 2.12.0
The developer, Avian Labs Inc, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
Identifiers
Data Linked to You
The following data may be collected and linked to your identity:
Financial Info
Location
Contact Info
Contacts
User Content
Identifiers
Usage Data
Diagnostics
Other Data
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
This app has an age rating of 4+ with content restrictions. Some content may be rated higher, but access is managed by the developer through in-app controls.