Robinhood Banking

Name: Robinhood Banking
Rating: 4.9 (40338 reviews)
Author: Robinhood Markets, Inc.

Credit Card & Banking

Only for iPhone

Free · Designed for iPhone

40K Ratings
Ages

4+
In-App Controls
Category

Finance
Developer

Robinhood Markets, Inc.
Language

EN
English
Size

232.1
MB

iPhone

The power of private banking paired with the only credit card you’ll need. GOLD CARD • Earn 3% cash back on all categories². • Use virtual cards with disposable card numbers for smarter, more private spending. • Securely manage your account—track spending, report suspicious transactions quickly, and freeze or unfreeze your card at any time. • Build your family's credit with the option to add cardholders of any age and track spending, set spending limits, and lock lost cards. • Enjoy no annual fee for Robinhood Gold members². • Travel, shop, and spend confidently with built-in protections, extended warranties, and 24/7 concierge support through Visa Signature. ROBINHOOD BANKING • Explore elevated essentials for modern banking like high-yield Savings accounts, 35,000 no-fee ATMs, 24/7 customer support, and more.¹ • Get full-service banking—wire transfers, check services, premium checkbooks—without ever visiting a branch. • Unlock premier banking benefits like high-yield on Checking, free wire transfers, and no-fee ATMs including out-of-network rebates with an eligible direct deposit, over $100K in assets across Robinhood, and a Robinhood Gold membership. Disclosures: Robinhood Gold Visa® Card is offered by Robinhood Credit, Inc., and is issued by Coastal Community Bank, pursuant to a license from Visa U.S.A. Inc. Robinhood Credit, Inc. (RCT), is a financial technology company, not a bank. Individual credit limits will vary by applicant and are subject to credit approval and underwriting. See if you’re approved with no impact to your credit score. Your credit will not be impacted unless you decide to accept the card offer. ¹All features and benefits require a monthly direct deposit amount of at least $1,000 into a Robinhood Checking account. Try benefits without direct deposit for a limited preview of 60 days. Transaction limits and fees may apply and depend on your relationship tier. An active Robinhood Gold subscription is required for Robinhood Banking. The Annual Percentage Yield (APY) is accurate as of January 29, 2026, and may change at any time before or after account opening. ²See full rates and fee details. Some limitations or conditions may apply. Must have Robinhood Financial brokerage account to redeem cash back. See rewards program terms for details. Rewards program terms are subject to change. To earn three (3) Points for each dollar of Eligible Purchases, the Robinhood Gold Card requires an active annual Robinhood Gold subscription and does not include a 30 day free trial. Robinhood Gold is a subscription-based membership program of premium services offered through Robinhood Gold, LLC (RHG). RCT and RHG are subsidiaries of Robinhood Markets, Inc. (Robinhood). Robinhood Banking is a financial services platform offered by Robinhood Money, LLC (RHY). RHY is a financial technology company, not a bank. Banking services are provided by Coastal Community Bank, Member FDIC. FDIC insurance only covers the failure of an FDIC-insured bank. FDIC insurance is available through pass-through insurance at Coastal Community Bank, Member FDIC, if certain conditions have been met. RHY is a subsidiary of Robinhood. Robinhood, 85 Willow Road, Menlo Park, CA 94025. © 2026 Robinhood. All rights reserved.

Ratings & Reviews

4.9

out of 5

40K Ratings

Customer Service
05/10/2025

Seabass2018
I usually never read or give reviews for apps that I like, but I have been a user as well as a customer of Robin Hood and the Robin Hood credit card, and Robin Hood brokerage for quite some time now when the Robin Hood credit card came out I was a little bit nervous about the aspect of it based off of people‘s opinions on it, but I wanted to take the risk because I saw the benefit in having this card. The Robin Hood credit card is currently my favorite credit card to use and the customer service is fantastic. I appreciate the fast easy text message Between me the client and Robin Hood spokes people so I can get the help that I need. I also appreciate the fast points that are convertible to cash that I can then put into a high-yield savings account in my Robin Hood account. I am super excited about the upcoming features and one thing I do wish is that the logo was different than the Robin Hood app.
Customer Service
05/10/2025

Seabass2018

I usually never read or give reviews for apps that I like, but I have been a user as well as a customer of Robin Hood and the Robin Hood credit card, and Robin Hood brokerage for quite some time now when the Robin Hood credit card came out I was a little bit nervous about the aspect of it based off of people‘s opinions on it, but I wanted to take the risk because I saw the benefit in having this card. The Robin Hood credit card is currently my favorite credit card to use and the customer service is fantastic. I appreciate the fast easy text message Between me the client and Robin Hood spokes people so I can get the help that I need. I also appreciate the fast points that are convertible to cash that I can then put into a high-yield savings account in my Robin Hood account. I am super excited about the upcoming features and one thing I do wish is that the logo was different than the Robin Hood app.
Beware - can’t handle transactions
Jan 13

dlmanuel
This has happened to me twice already. And you can’t get a customer service agent to save your life. Their transactions (payments and charges) get all screwed up and delayed and then they try to charge you a returned payment fee. What happened is, I made a payment (at least I thought I did) but it didn’t show as pending and nothing went through after like a week. And so I made a payment again and this time it went through and showed immediately, and so I figured I just hadn’t made the original payment that I thought I did. ONE WEEK AFTER that, they try to withdraw the original payment that you did actually make. And so I keep my accounts separate and allocated for certain things so then it bounced back and they charged me a fee. This happened twice so far that they try to withdraw the initial payment so late that I didn’t think I actually paid and I end up paying again. And then they will put a hold on your card because of said payment so your available credit is a lot less than it should be. This is the most amateur thing I’ve ever seen. Oh and there’s no customer service whatsoever. Only texting no phone calls.
Beware - can’t handle transactions
Jan 13

dlmanuel

This has happened to me twice already. And you can’t get a customer service agent to save your life. Their transactions (payments and charges) get all screwed up and delayed and then they try to charge you a returned payment fee. What happened is, I made a payment (at least I thought I did) but it didn’t show as pending and nothing went through after like a week. And so I made a payment again and this time it went through and showed immediately, and so I figured I just hadn’t made the original payment that I thought I did. ONE WEEK AFTER that, they try to withdraw the original payment that you did actually make. And so I keep my accounts separate and allocated for certain things so then it bounced back and they charged me a fee. This happened twice so far that they try to withdraw the initial payment so late that I didn’t think I actually paid and I end up paying again. And then they will put a hold on your card because of said payment so your available credit is a lot less than it should be. This is the most amateur thing I’ve ever seen. Oh and there’s no customer service whatsoever. Only texting no phone calls.
Works great for us Blind users now!
04/23/2025

Mike C in Orlando
A while back, I contacted customer service after getting this card. I am totally blind and use the iPhone with voiceover. I got a very friendly call back very quickly and a promise that it would be addressed right away. The problem was that voiceover on the iPhone was not working with this app. So I had a card that was great that I couldn’t use or Monitor. So, I waited a while, and then all of a sudden it started to work! The work that they’ve done as surpassed my expectations, while they have a small couple of corner places to still fix, the app is great! Thank you so much for listening to your Blind customers. We appreciate you and I will be letting anyone in my community know that Robin Hood cares about accessibility and it’s visually impaired consumers. Thanks again! Oh yes, and the 3% really helps! ;-)
Works great for us Blind users now!
04/23/2025

Mike C in Orlando

A while back, I contacted customer service after getting this card. I am totally blind and use the iPhone with voiceover. I got a very friendly call back very quickly and a promise that it would be addressed right away. The problem was that voiceover on the iPhone was not working with this app. So I had a card that was great that I couldn’t use or Monitor. So, I waited a while, and then all of a sudden it started to work! The work that they’ve done as surpassed my expectations, while they have a small couple of corner places to still fix, the app is great! Thank you so much for listening to your Blind customers. We appreciate you and I will be letting anyone in my community know that Robin Hood cares about accessibility and it’s visually impaired consumers. Thanks again! Oh yes, and the 3% really helps! ;-)
Great card all around l- App Appearance Recommendations
06/21/2025

c0ltron881
This is a phenomenal card. I think one of my favorite innovations is the digital cards you can create. This review is mainly for the app appearance and a couple functional things I would love to see. I think the UI on the app is pretty solid, but RH should get some cosmetic inspiration from. the American Express app. It's very intuitive and it looks good. I think you guys should implement a setting where you can change the color scheme, because I personally prefer a primarily white background in my apps, and the black background makes it seem like I have dark mode on and it's not very inviting. I also really like the AMEX Venmo partnership where you can Split transactions on the AMEX app and it sends a Venmo request to whoever you want to split it with, and when they pay it automatically deduct amount from your credit card statement on the app without you having to do anything.
Great card all around l- App Appearance Recommendations
06/21/2025

c0ltron881

This is a phenomenal card. I think one of my favorite innovations is the digital cards you can create. This review is mainly for the app appearance and a couple functional things I would love to see. I think the UI on the app is pretty solid, but RH should get some cosmetic inspiration from. the American Express app. It's very intuitive and it looks good. I think you guys should implement a setting where you can change the color scheme, because I personally prefer a primarily white background in my apps, and the black background makes it seem like I have dark mode on and it's not very inviting. I also really like the AMEX Venmo partnership where you can Split transactions on the AMEX app and it sends a Venmo request to whoever you want to split it with, and when they pay it automatically deduct amount from your credit card statement on the app without you having to do anything.

Bug fixes & performance improvements

Version 2.1.1

4d ago

Data Linked to You

The following data may be collected and linked to your identity:
- Location
- Contact Info
- User Content
- Search History
- Identifiers
- Usage Data
- Diagnostics
- Other Data