Otto - Financial Manager

AI Personal Finance Management

Free · In‑App Purchases · Designed for iPad

Sign up now and get 100 free upload credits! Limited time offer! Track expenses across 5 financial contexts in one app. AI-powered receipt scanning, business invoicing, split expenses with friends, travel VAT claims, and petty cash—all organized in smart Buckets. 5-15x cheaper than competitors. ONE APP FOR YOUR ENTIRE FINANCIAL LIFE Stop juggling multiple expense apps. Otto replaces Expensify, Splitwise, and QuickBooks with a single, elegant solution. Create unlimited Buckets—each a self-contained financial workspace with its own currency, members, and reports. 5 BUCKET TYPES, INFINITE POSSIBILITIES • GENERAL - Personal finances, home renovations, car repairs • BUSINESS (Subscribers) - Professional invoicing, receipts, credit notes with your branding • TRAVEL - Multi-currency tracking, VAT refund claims guidance, barcode extraction • PETTY CASH - Small cash tracking, office petty cash, recipient management • SPLIT EXPENSES - Roommates, group travel, real estate co-ownership with automatic settlements AI-POWERED AUTOMATION • Receipt Scanning: Snap a photo—Otto extracts vendor, amount, date, currency, and category automatically • Voice Input: "Add $45 coffee expense" creates the record instantly • Smart Assistant: Chat with Otto to find records, set reminders, or get guidance • Barcode Extraction: ML-powered scanning for VAT refund claims (QR codes & linear barcodes) COLLABORATE SEAMLESSLY Share Buckets with family, partners, roommates, or team members. Built-in chat keeps everyone aligned. WhatsApp notifications for subscribers. Granular permission controls ensure the right people see the right data. • Share household expenses with your spouse • Split group travel costs with automatic fair-share calculations • Collaborate with contractors on renovation projects UNBEATABLE VALUE FREE TIER: 100 free credits (limited time offer!). Create unlimited Buckets. Upload receipts via photo, PDF, or voice. Share with others. Download 2 reports/month. PREMIUM ($3.50/month or $35/year): Business Buckets with professional invoicing. WhatsApp integration. Custom expense categories. Unlimited report downloads. Excel bulk uploads. CREDIT TOP-UPS: Need more uploads? Purchase affordable credit packs. 1 credit = 1 saved record. HOW OTTO WORKS 1. Create a Bucket (General, Business, Travel, Petty Cash, or Split) 2. Upload expenses via photo, PDF, voice, or manual entry (or historic Excel via your web portal (Premium feature)) 3. AI extracts details automatically (always review for accuracy) 4. Share with collaborators if needed 5. Generate reports (PDF or Excel) for tax time or analysis PERFECT FOR • Freelancers managing client projects with professional invoicing • Families tracking household budgets and shared expenses • Small business owners needing affordable expense + income tracking • Travelers claiming VAT refunds on international purchases • Roommates splitting rent, utilities, and groceries fairly • Office managers tracking petty cash disbursements WHY OTTO? • One Login, All Contexts: Stop switching between Expensify, Splitwise, and QuickBooks • Radically Affordable: $3.50/month vs $15-50/month for competitors with fewer features • AI-First Design: Voice assistant, smart OCR, automatic categorization • Multi-Currency Native: Automatic conversion based on transaction date • Privacy-Focused: Your data stays yours—no selling to third parties Join thousands managing their finances smarter. Download Otto today—150 free credits waiting for you! Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://ottoapp.net/privacypolicy

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New! Better AI Customer Support (in any language) New! AI Generate insights to your Buckets from our AI. Immediately understand how Otto organizes your entire financial life in ONE app. Create unlimited Buckets from 5 unique Bucket Types for any need! General, Business, Travel, Petty Cash, and Split Expenses. Each a self-contained financial workspace with its own currency, members, and reports. Fixes and Improvements: Split Reports, enabled Voice uploads for All Split users.

The developer, Alon Moshe, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Linked to You

    The following data may be collected and linked to your identity:

    • Purchases
    • Financial Info
    • Contact Info
    • User Content
    • Search History
    • Identifiers
    • Usage Data
    • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

The developer indicated that this app supports the following accessibility features. Learn More

  • Supported Features

    • VoiceOver

    • Voice Control

    • Dark Interface

    • Reduced Motion

  • Seller
    • Alon Moshe
  • Size
    • 93.8 MB
  • Category
    • Finance
  • Compatibility
    Requires iOS 15.5.0 or later.
    • iPhone
      Requires iOS 15.5.0 or later.
    • iPad
      Requires iPadOS 15.5.0 or later.
    • iPod touch
      Requires iOS 15.5.0 or later.
    • Mac
      Requires macOS 12.4 or later and a Mac with Apple M1 chip or later.
    • Apple Vision
      Requires visionOS 1.0 or later.
  • Languages
    • English
  • Age Rating
    4+
    • 4+
    • Contains
      Messaging and Chat
      User-Generated Content
  • In-App Purchases
    Yes
    • Top-Up 50 Credits $6.29
    • Top-Up 500 Credits $62.00
    • Top-Up 100 Credits $12.49
    • Top-Up 20 Credits $2.59
    • Otto Yearly Subscription $35.00
    • Otto Monthly Subscription $3.59
  • Copyright
    • © 2024 Alon Moshe