Expense Tracker: Cashflow

Plan, Save & Track Your Money

Free · Designed for iPad. Not verified for macOS.

Personal finance is personal, no cloud needed. Just track your incomes and expenses with ease. Shortcut to double tap the back of your iPhone to register a transaction. Track expenses in seconds. Stay on top of every account. All without ever sharing your data. Cashflow is the private personal finance tracker that lives entirely on your iPhone — no cloud, no account, no compromise. It's the expense tracker, budget planner, and money manager for people who want full control of their finances and full ownership of their data. LOG EXPENSES IN SECONDS Double-tap the back of your iPhone to launch the expense shortcut — even when the app is closed. Add a coffee, lunch, or gas stop without unlocking. Auto-fill from Apple Pay transactions with a single tap. The fastest way to log spending we've seen on iOS. YOUR DATA STAYS ON YOUR PHONE Everything is stored locally on your device. No cloud sync. No account required. Works completely offline. Export your data to JSON anytime for personal backups or analysis. Your spending stays yours alone — we never see it, and we never want to. TRACK EVERY ACCOUNT Add unlimited bank accounts, credit cards, savings, debit cards, and cash wallets. Watch your net worth update live as you log. Multi-currency support for 10 currencies including USD, MXN, EUR, GBP, JPY, CAD, AUD, BRL, COP, and ARS. STAY ON YOUR BUDGETS Set budgets per category with flexible periods: weekly, monthly, quarterly, or yearly. Visual progress rings and color-coded bars (green, amber, red) show where you stand at a glance. No spreadsheet needed. SMART INSIGHTS The built-in intelligence layer catches what you'd miss on your own: • Unusual expenses flagged automatically (50× your typical spend? we'll tell you) • "Spending more than you earn" alerts • Top categories with month-over-month trends • Peak spending day patterns • Auto-detected recurring charges from your transactions TRACK SUBSCRIPTIONS Never get blindsided by a renewal again. Track Netflix, Spotify, gym memberships, software, and recurring bills in one place. See your true monthly recurring cost. Get push notifications 1, 3, or 7 days before each renewal. The built-in calendar shows everything renewing this month. DAILY REMINDER Optional 8 PM nudge: "Did you log today's spending?" A gentle local notification to keep your tracking up to date. Toggle on or off anytime in Settings. MAKE IT YOURS Choose from 8 accent colors — each ships with a matching app icon that updates on your Home Screen. Pick Plum, Coral, Forest, Ocean, Sun, Rose, Purple, or Graphite. Bilingual interface: English and Spanish, ready for global use. BUILT FOR iOS • Back Tap shortcut for fastest-in-class expense entry • Apple Pay logging via Shortcuts automation • Cloud-free, on-device storage only • Bilingual: English and Spanish • iOS 16+ supported NO ADS. NO CLOUD. NO COMPROMISE Cashflow is a real expense tracker, budget planner, and money manager that respects you. No third-party trackers. No analytics SDKs profiling your behavior. No subscription required for the core features. Just a clean tool that does its job and stays out of your way. Built by an independent developer who uses it every day.

Ratings & Reviews

  • 4.7
    out of 5
    3 Ratings

New awesome redesign, new UI and UX. Now you can track your subscriptions and you can also double tap the back of your iPhone to track a transaction even faster! Personalize your experience changing app colors.

Version 1.0.12

The developer, Rodrigo Ibarra, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Collected

    The developer does not collect any data from this app.

    Privacy practices may vary, for example, based on the features you use or your age. Learn More

    Accessibility

    The developer has not yet indicated which accessibility features this app supports. Learn More

    Information

    Seller
    • Rodrigo Ibarra
    Size
    • 87.8 MB
    Category
    • Finance
    Compatibility
    Requires iOS 16.0 or later.
    • iPhone
      Requires iOS 16.0 or later.
    • iPad
      Requires iPadOS 16.0 or later.
    • Mac
      Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
    • Apple Vision
      Requires visionOS 1.0 or later.
    Languages
    • English
    Age Rating
    4+
    Copyright
    • © CashFlow Finance Tracker
  • Privacy Policy

    • More by Rodrigo Ibarra

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