RetroBudget: AI Spend Tracker

Budget App & Expense Manager

Only for iPhone

Free · In‑App Purchases

iPhone

Upload a bank statement. AI sorts every transaction. See where your money actually went. No account linking, no data stored. Most budgeting apps want your bank login. That felt wrong, so I built something different. RetroBudget reads your bank and credit card statements (PDFs you already have) and uses AI to sort every transaction into categories automatically. No account linking. No live bank access. Just upload a statement and get a full spending breakdown in minutes. I built this because I wanted to actually see where my money goes without handing over my bank credentials to yet another app. How it works: Upload a PDF statement. AI reads each transaction and categorizes it. You get a clear breakdown by category, merchant, and card. That's it. No setup wizards, no linking accounts, no waiting for bank syncs. Features: •⁠ ⁠AI-powered transaction categorization from PDF statements •⁠ ⁠Spending breakdowns by category, merchant, and card •⁠ ⁠Multi-card tracking (credit, debit, all in one place) •⁠ ⁠Visual charts so you can actually see the patterns •⁠ ⁠Live Activity on your Lock Screen while statements process •⁠ ⁠Notifications when processing finishes •⁠ ⁠Face ID / Touch ID lock for the app •⁠ ⁠Sign in with Apple •⁠ ⁠No bank logins, no account linking, ever Privacy, for real: Your statements are processed and then deleted. Nothing is stored on a server after the AI finishes categorizing. The app doesn't know your bank password because it never asks for one. Built and maintained by a solo indie dev. If something breaks or you have an idea, reach out. I actually read the feedback. Privacy Policy: https://docs.google.com/document/d/1KJ3B-TYhf5bHHJKtl_gPy0cOk46aNwlp3-kRhqtnTwk Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Ratings & Reviews

  • 5.0
    out of 5
    1 Ratings

- Sign in with Apple One tap to sign in. Session stays alive across all your devices. No more re-logging. - Live Activity for Statement Processing Upload a bank statement and watch it get processed in real time. Progress shows up on your Lock Screen and Dynamic Island. Just stare at it. It's satisfying. - Redesigned Onboarding New onboarding flow. Pick your categories, sign in, upload a statement. Three taps and you're in. - Category Sync Spending categories now sync to the cloud. Edit them in Settings, they update everywhere. - Redesigned Home Screen Dashboard got a glow-up. Better chart legends, zero-amount categories are hidden, and a proper empty state so you're not just staring at a blank screen on day one. - Notifications Get a ping when your statement is done processing. Opt in from Settings. - Bug Fixes & Improvements •⁠ ⁠Live Activity app icon actually renders now •⁠ ⁠PDF sharing from other apps is way more reliable •⁠ ⁠Chart legends stay in order (finally) •⁠ ⁠Encrypted PDFs prompt for passwords inline •⁠ ⁠iOS 18.5 support

Version 1.1

The developer, Pushpinder Pal Singh, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Linked to You

    The following data may be collected but it is not linked to your identity:

    • Usage Data

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Accessibility

The developer has not yet indicated which accessibility features this app supports. Learn More

Information

Seller
  • Pushpinder Pal Singh
Size
  • 17.8 MB
Category
  • Finance
Compatibility
Requires iOS 18.5 or later.
  • iPhone
    Requires iOS 18.5 or later.
Languages
  • English
Age Rating
4+
In-App Purchases
Yes
Copyright
  • © 2026 Pushpinder Pal Singh
  • Developer Website
  • Privacy Policy

    • More by Pushpinder Pal Singh

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