Actual Budget Spendıng Tracker
Manage Personal Finances Momey
Free · In‑App Purchases · Designed for iPad. Not verified for macOS.
Actual Budget is a calm and modern money manager that helps you understand what you can safely spend, stay ahead of bills, and build better financial habits without stress. Track expenses, income, savings, debt, and net worth in one clean app built for iPhone and iPad.
Safe to Spend
See how much you can safely spend today or this week after bills and essentials. Actual Budget gives you a clearer view of your real budget before you spend.
Expense and Income Tracking
Add one time or recurring expenses and income in seconds. Organize everything with categories, edit quickly with swipe actions, and review your money with search, filters, and clear totals.
Savings Goals
Create savings goals, track deposits and withdrawals, and follow your progress visually. You can also send part of your income directly to savings goals automatically.
Bills, Alerts, and Notifications
Get bill reminders before due dates, budget alerts at 75, 90, and 100 percent, savings milestone notifications at 25, 50, 75, and 100 percent, and optional weekly summaries.
Cash Flow, Debt, and Net Worth
Plan ahead with cash flow forecasting, manage debts with smarter payoff guidance, and track assets and liabilities to understand your net worth over time.
Widgets and Tips
Use 4 home screen widgets for Safe to Spend, recent expenses, upcoming payments, and savings progress. Explore 400 plus practical budget tips to build stronger money habits.
Currencies and Devices
Use major global currencies including USD, EUR, GBP, CAD, AUD, JPY, CHF, TRY, MXN, and BRL with live exchange rates and offline fallback. Enjoy dark mode, native iPad layouts, keyboard shortcuts, iCloud sync, and easy restore when switching devices.
Languages and Privacy
The app currently supports English, Spanish, and French. Your data is designed to stay under your control with local storage and iCloud sync, so budgeting stays simple, private, and reliable.
Purchase Required
Actual Budget is a premium app. A purchase is required to use the app and unlock the full experience, including tracking, planning tools, widgets, and advanced money management features.
Terms of Use: https://budgetppdevorbitlabs.netlify.app/terms
Privacy Policy: https://budgetppdevorbitlabs.netlify.app/privacy
more I started using this app as a simple money tracker, but it quickly became my go-to for everything finance related. The budget planner free style setup makes it easy to see where every dollar is going, and the Safe to Spend dashboard is honestly brilliant. I’ve also set recurring income and bills, so I don’t have to enter the same things every month. Compared to My Emma or Bill com, this feels far more user-friendly and polished. The fact that it works offline and syncs instantly with iCloud just makes it even better.
Developer Response Thank you so much for sharing your experience! It makes me really happy to hear the app is helping you stay on top of both daily expenses and longer-term savings goals. I put a lot of effort into making the app more than just a basic budget tracker—things like the Safe to Spend dashboard, recurring expenses, and bill reminders are all there to make money management less stressful.I’m also glad you’ve noticed how smooth the CloudKit sync is across devices and how the multi-currency support makes it easier to manage finances when traveling or earning in different currencies. Feedback like yours encourages me to keep refining the app—whether that’s improving the subscription manager, polishing the design for dark mode, or adding more insights to help people stick with their budgets.Thanks again for supporting the app and for taking the time to leave such a thoughtful review—it really helps a solo developer like me to keep building and improving.
I started using this app as a simple money tracker, but it quickly became my go-to for everything finance related. The budget planner free style setup makes it easy to see where every dollar is going, and the Safe to Spend dashboard is honestly brilliant. I’ve also set recurring income and bills, so I don’t have to enter the same things every month. Compared to My Emma or Bill com, this feels far more user-friendly and polished. The fact that it works offline and syncs instantly with iCloud just makes it even better.
Thank you so much for sharing your experience! It makes me really happy to hear the app is helping you stay on top of both daily expenses and longer-term savings goals. I put a lot of effort into making the app more than just a basic budget tracker—things like the Safe to Spend dashboard, recurring expenses, and bill reminders are all there to make money management less stressful.I’m also glad you’ve noticed how smooth the CloudKit sync is across devices and how the multi-currency support makes it easier to manage finances when traveling or earning in different currencies. Feedback like yours encourages me to keep refining the app—whether that’s improving the subscription manager, polishing the design for dark mode, or adding more insights to help people stick with their budgets.Thanks again for supporting the app and for taking the time to leave such a thoughtful review—it really helps a solo developer like me to keep building and improving.
This app deserves more attention. It combines the best parts of a savings tracker and a budget app into one seamless experience. I love that I can manage recurring income, subscriptions, and bills all in one place — basically a solid bill organizer plus a subscription manager. The visual savings goals keep me motivated, and the multi-currency support has been helpful when traveling. I’ve tried alternatives like Honeydue and Every Dollar, but this feels lighter, faster, and more private. Definitely worth the lifetime plan.
Developer Response Thank you so much for taking the time to share this detailed review! It means a lot to hear that the mix of budgeting and savings features is working well for you. I built this app with the idea of combining everything into one place, so knowing that the savings goals, bill organizer, and subscription manager features are genuinely useful really motivates me to keep improving.I’m also glad to hear the multi-currency support has been helpful during your travels — that was one of the most requested features early on. Compared to bigger budget tracker apps, my goal has always been to keep things simple, fast, and private without losing the essential tools people rely on.Your feedback gives me great encouragement as I continue adding more improvements and financial tips to help make money management feel less stressful. Thanks again for supporting the app and for highlighting the lifetime plan — it truly helps independent developers like me to keep going.
This app deserves more attention. It combines the best parts of a savings tracker and a budget app into one seamless experience. I love that I can manage recurring income, subscriptions, and bills all in one place — basically a solid bill organizer plus a subscription manager. The visual savings goals keep me motivated, and the multi-currency support has been helpful when traveling. I’ve tried alternatives like Honeydue and Every Dollar, but this feels lighter, faster, and more private. Definitely worth the lifetime plan.
Thank you so much for taking the time to share this detailed review! It means a lot to hear that the mix of budgeting and savings features is working well for you. I built this app with the idea of combining everything into one place, so knowing that the savings goals, bill organizer, and subscription manager features are genuinely useful really motivates me to keep improving.I’m also glad to hear the multi-currency support has been helpful during your travels — that was one of the most requested features early on. Compared to bigger budget tracker apps, my goal has always been to keep things simple, fast, and private without losing the essential tools people rely on.Your feedback gives me great encouragement as I continue adding more improvements and financial tips to help make money management feel less stressful. Thanks again for supporting the app and for highlighting the lifetime plan — it truly helps independent developers like me to keep going.
Incredibly user friendly, easy to set up and so far a great tool for getting on track!!
Developer Response Thank you so much for the kind words! 🙏We’re really happy to hear that you found the app easy to set up and helpful right from the start. Making budgeting simple and approachable is exactly what we aim for.Thanks for taking the time to leave a review — it truly means a lot and helps us keep improving!
Incredibly user friendly, easy to set up and so far a great tool for getting on track!!
Thank you so much for the kind words! 🙏We’re really happy to hear that you found the app easy to set up and helpful right from the start. Making budgeting simple and approachable is exactly what we aim for.Thanks for taking the time to leave a review — it truly means a lot and helps us keep improving!
Love the ease of use and simplicity to keep me motivated.
Developer Response Thank you for your thoughtful review. I am delighted to hear that the app’s simplicity and ease of use have helped keep you motivated. Creating a polished and genuinely useful experience is always the goal, so your feedback truly means a great deal. I sincerely appreciate your support and will continue working to make Actual Budget even better.
Love the ease of use and simplicity to keep me motivated.
Thank you for your thoughtful review. I am delighted to hear that the app’s simplicity and ease of use have helped keep you motivated. Creating a polished and genuinely useful experience is always the goal, so your feedback truly means a great deal. I sincerely appreciate your support and will continue working to make Actual Budget even better.
What's New on Actual Budget:
A Smoother Subscription Experience and Stability Boost
This update focuses on making your subscription experience more reliable and the app more stable overall. We listened to your feedback about unexpected notifications and the occasional confused paywall, and we tightened the logic that decides when to show what.
Subscription Reliability:
Promotional notifications no longer appear while you are still an active paying subscriber -- no more confusing "60% off" alerts after you have already subscribed
More accurate premium status detection after network interruptions, so the subscription screen does not reappear right after you successfully start a trial
Cleaner internal purchase flow means faster, more predictable behavior at every step
Stability and Performance:
Optimized exclusively for iOS 18 and later, eliminating the device-specific crashes some users were experiencing on older systems
Removed legacy code paths and unused logic that no longer applied to the current subscription flow
Behind-the-scenes improvements throughout to keep the app fast and reliable
Thank you for using Actual Budget! Your feedback drives every improvement we make.
1.3.0 3d ago
What's New on Actual Budget:
Reliable iCloud Sync Plus iPad Swipe Actions
This update fixes the most-reported issue this season -- iCloud sync between iPhone and iPad now works reliably, with changes appearing on your other devices automatically. We also added the iPad swipe and long-press gestures you have been asking for.
iCloud Sync Improvements:
Changes you make on one device now appear on your other devices reliably and faster
Fixed the "I already use this app" restore option timing out on slower connections -- it now waits properly for your data to arrive
Sync resumes automatically if you sign out and back into iCloud
More accurate sync status indicators in Settings
iPad Swipe and Long-Press Actions:
Swipe left on any expense, income entry, or savings goal to reveal Edit and Delete actions -- just like on iPhone
Long-press any item on iPad to access the same options through a context menu
A subtle one-time animation now teaches new iPad users about swipe actions
Works correctly in both single and multi-column grid layouts on all iPad models
Also on iPhone:
Long-press any list item to access edit and delete options via a context menu -- a faster alternative to swiping
Thank you for using Actual Budget! Your feedback drives every improvement we make.
1.2.1 May 3
What's New on Actual Budget:
Global Currencies, Smart Notifications & French Language Support
This is our biggest update yet -- packed with new currency support, live exchange rates, a fully working notification system, French language support, and critical reliability fixes for recurring transactions.
New Currencies & Live Exchange Rates:
Added Mexican Peso (MXN) and Brazilian Real (BRL) with automatic detection for users in Mexico and Brazil
Exchange rates are now live -- pulled from the European Central Bank and refreshed daily
Works offline too -- cached rates are always available, even without an internet connection
Smart Notifications -- Now Fully Active:
Bill Reminders: Get notified before your bills are due so you never miss a payment
Budget Alerts: Receive warnings when you reach 75%, 90%, or 100% of your budget
Savings Milestones: Celebrate when you hit 25%, 50%, 75%, or 100% of your savings goals
All notifications are event-driven -- they only fire when you actively use the app
French Language Support:
Complete French localization with over 2,500 translated strings
Includes all screens, widgets, tips, onboarding, and notifications
Natural, finance-aware translations -- not robotic machine output
Recurring Transactions -- Now Working Reliably:
Fixed a critical issue where recurring expenses and income were not being generated automatically
Past-due entries are now created instantly when you open the app
Categories are properly carried over to auto-generated entries
No more duplicate entries when creating recurring transactions
Additional Improvements:
Fixed a crash when tapping the Flash Offer quick action from the Home Screen
Notification toggle in Settings now correctly reflects your onboarding choice
Category names now update immediately when you switch languages
French and Spanish text no longer gets cut off on smaller screens
Thank you for using Actual Budget! Your feedback drives every improvement we make.
1.2.0 Apr 22
What's New on Actual Budget:
Stability & Performance Update
This update brings important stability and performance improvements to make your experience smoother and more reliable.
Stability & Reliability:
Fixed 11 potential crash scenarios across budget calculations, data loading, and subscription handling
Resolved memory leaks in subscription monitoring and wellness tracking
Improved thread safety for smoother background processing
Optimized date formatting for better scrolling performance in savings and widget screens
General Improvements:
Visual refinements to the subscription screen for better clarity
General stability and performance improvements
Thank you for using Actual Budget! Your feedback drives every improvement we make.
1.1.3 Apr 1
What's New on Actual Budget:
Quality of Life Update -- Faster Scrolling, Smarter Features & Better Support
This update brings meaningful improvements based on your feedback: smoother scrolling, a new recurring frequency option, better discoverability for swipe actions, and important fixes.
Performance Improvements:
Significantly faster Home screen scrolling -- eliminated unnecessary recalculations and animations that caused lag
Summary cards and widgets now load data only once instead of on every scroll
Smoother progress animations throughout the app
New: "Every 6 Months" Recurring Frequency:
Added bi-annual option for recurring transactions and income
Perfect for insurance premiums, semi-annual subscriptions, or any expense that repeats every 6 months
Fully integrated with cash flow forecasting and budget calculations
Swipe Action Hints:
First-time users now see a subtle swipe hint on list items in Expenses, Income, and Savings
A brief animation reveals that you can swipe to edit or delete items
The hint appears once per screen and never bothers you again
Bug Fixes:
Fixed support email address across all contact and feedback screens
Fixed welcome screen subtitle text being cut off on some iPhone models
General stability improvements
Thank you for using Actual Budget! Your feedback drives every improvement we make.
1.1.2 Mar 22
What's New on Actual Budget:
Reliability Update -- Smoother Subscriptions and Polished UI
This update focuses on subscription reliability and visual polish to make your experience even smoother.
Subscription Improvements:
Improved subscription status synchronization for more reliable premium access
Enhanced subscription state detection to prevent unnecessary interruptions
Better handling of device switching and iCloud restore scenarios
Subscription status now self-corrects across app launches for seamless access
iPhone UI Refinements:
Refined button sizes on empty state screens (Expenses, Income, Savings) for a cleaner look
Improved Welcome screen layout with better button positioning on all iPhone models
Polished quick-start tutorial buttons for consistent sizing across devices
Bug Fixes:
Fixed an edge case where subscription status could temporarily show incorrectly after app launch
Improved iCloud data restore reliability when switching devices
General stability improvements
Thank you for using Actual Budget! Your feedback drives every improvement we make.
1.1.1 Mar 18
What's New on Actual Budget:
Full iPad Support -- Your Budget, Bigger and Better
Actual Budget now runs natively on iPad with a landscape-optimized experience designed for the bigger screen. Whether you manage your budget on iPhone, iPad, or both -- everything stays in sync.
Native iPad Experience:
Full landscape-optimized layout with sidebar navigation
Two-column views for Overview, Budget, Expenses, Income, and Savings
Financial Tools (Cash Flow, Debt Tracking, Net Worth) accessible from the sidebar
Keyboard shortcuts: Cmd+1 through Cmd+5 for quick tab switching
Glass UI design adapted for iPad with enhanced readability
Seamless Device Switching:
New "I already use this app" option on the welcome screen
Switching from iPhone to iPad? Restore your data and subscription with one tap
No need to repeat onboarding -- your budget, expenses, and goals transfer automatically via iCloud
Improved Onboarding:
Redesigned onboarding screens with two-column layouts on iPad
Polished selection highlights and card styles across all setup steps
Smart Summary Cards:
Expenses now show This Week and This Month totals at a glance
Income view shows monthly totals with count summary
Date groups sorted newest-first for quicker access to recent data
Enhanced Paywall & Offers:
Redesigned subscription screen for iPad with user reviews and detailed benefits
Flash offer experience optimized for landscape viewing
Improved purchase flow reliability across devices
Bug Fixes & Polish:
Fixed a potential crash related to bill reminder dates
Fixed category picker display on iPad form sheets
Improved localization coverage across all screens
General performance and stability improvements
Thank you for using Actual Budget! Your feedback drives every improvement we make.
1.1.0 Mar 14
What's New on Actual Budget:
Free Trial & Subscription Experience Improvements
We've made the subscription experience simpler and clearer, and introduced a free trial so you can try Premium risk-free.
Free Trial:
Start a 7-day free trial with the Yearly plan at no cost
Trial length shown clearly on the subscription screen
No payment charged until your trial ends
Subscription Screen:
Simplified plan layout for a cleaner, less overwhelming experience
Plan details and pricing displayed more clearly
Faster loading time for subscription options
Performance Improvements:
Reduced memory usage across budget and expense screens
Smoother scrolling on large transaction histories
Improved app responsiveness on older devices (iPhone SE, iPhone Xs)
Bug Fixes:
Fixed an issue where plan details could fail to display on first open
Improved price formatting for non-USD currencies
General stability improvements
Thank you for using Actual Budget! Your feedback drives every improvement we make.
1.0.25 Mar 2
What's New on Actual Budget:
New Monthly Plan and Redesigned Subscription Screen
We've completely redesigned the subscription experience with a new plan option, clearer pricing, and a more intuitive layout.
New Monthly Plan:
New Monthly subscription at $7.99/month with a 7-day free trial
Try Actual Budget Premium risk-free before committing
All prices shown in your local currency automatically
Redesigned Subscription Screen:
Clean side-by-side comparison of Monthly and Yearly plans
See exactly how much you save with the Yearly plan at a glance
Lifetime option clearly displayed with break-even information
Subscription details shown below the purchase button so you always know what you're getting
Performance Improvements:
Optimized subscription loading for faster paywall display
Reduced memory usage in plan selection components
Smoother transitions between subscription states
Improved price formatting for international currencies
Bug Fixes:
Fixed savings goal deadline becoming mandatory when editing goals without a deadline
Fixed income onboarding conversion flow based on analytics feedback
General stability improvements
Thank you for using Actual Budget! Your feedback drives every improvement we make.
1.0.24 Feb 25
What's New on Actual Budget:
Important Bug Fixes and Expense Editing Improvements
We just shipped an update and are already back with critical fixes. This release resolves several important issues affecting your budget accuracy and adds new editing capabilities for recurring expenses.
New Features:
Edit frequency and bill reminder settings directly from the Edit Expense screen for recurring expenses
No more deleting and re-creating -- just tap edit and change your schedule
Budget Accuracy Fixes:
Fixed an issue where weekly income could appear significantly higher than expected due to double-counting in budget calculations
Fixed recurring expense changes (title, amount) not syncing properly, which could cause mismatched data
Fixed a timing issue where Safe to Spend could briefly show incorrect values after editing a recurring expense
Automatic cleanup of stale recurring data that could affect your Fixed Expenses total
Reliability Improvements:
Bill count badges on the Expenses tab now update instantly after deleting an expense
Fixed onboarding analytics not recording properly after the previous launch speed optimization
Improved onboarding completion tracking for more reliable setup
Overall stability improvements
Thank you for using Actual Budget! We're committed to keeping your budget data accurate and reliable.
1.0.23 Feb 17
What's New on Actual Budget:
Faster Launch and International Fixes
We've made Actual Budget start noticeably faster and improved language, number entry, and stability across different regions.
**Key Improvements:**
- Faster cold launch so you can get to your budget quicker
- Smoother first screen experience with less waiting during startup
**International Experience:**
- Fixed language auto-detect so the app follows device language changes (unless you manually selected a language)
- Improved number entry for regional formats so amounts like 5,000 or 5.000 are interpreted correctly
**Currency and Reliability:**
- Better base-currency validation to prevent setup issues in unsupported regions
- Fixed a crash that could occur in debt payoff calculations for edge-case values
- Additional stability improvements
Thank you for using Actual Budget! Your feedback helps us improve every day.
1.0.22 Feb 16
What's New on Actual Budget:
Premium Widget Redesign and Important Improvements
We've completely redesigned your home screen widgets and made several improvements to give you a better experience.
Redesigned Home Screen Widgets:
All 4 widgets (Safe to Spend, Recent Expenses, Upcoming Payments, Savings Progress) have been completely redesigned with a premium look
New gradient backgrounds and improved typography for better readability
Safe to Spend widget now includes a daily spending limit indicator and progress ring
Recent Expenses widget shows compact category icons and negative amount formatting
Upcoming Payments widget highlights overdue items with visual badges
Savings Progress widget features beautiful progress rings for each goal
Fixed widget data accuracy - spending totals now correctly match the main app
Simplified Income Setup:
Redesigned income step during initial setup for a faster, easier experience
New quick-select income ranges - just tap your bracket instead of typing exact numbers
Added "I'd rather not say" option so you can skip without losing your place
Still possible to enter an exact amount if you prefer precision
Crash Fixes:
Fixed a crash that could occur when editing debt or asset values in certain regions
Resolved an issue with number formatting in non-English locales
Improved calculation safety to prevent unexpected crashes
Performance and Reliability:
Improved notification delivery and processing
Better background data synchronization
Enhanced app launch performance and responsiveness
Various stability improvements under the hood
Thank you for using Actual Budget! Your feedback helps us improve every day.
1.0.21 Feb 2
What's New on Actual Budget:
Important Bug Fixes and New Features
We've been listening to your feedback and fixed several critical issues to make Actual Budget even more reliable.
Savings Goals - Now More Reliable:
- Fixed an issue where your savings progress could reset to 0% when editing goal details like icon or color
- Your deposit history and progress are now always preserved when making changes
Smoother Start After Setup:
- Income entered during initial setup now appears immediately in the Income section
- Savings goals you set during setup are now properly created
- Cash Flow projections now correctly include your recurring income
- Overall improved data synchronization after completing the setup process
Edit Your Debts and Assets:
- You can now edit debt details directly from the Debt Tracking screen
- You can now edit asset information from the Net Worth screen
- Changes are saved instantly with visual confirmation
Net Worth History Tracking:
- Net Worth history now automatically records your financial progress
- Daily snapshots are created whenever you have assets or debts
- Track your wealth growth over time with historical data
Performance and Reliability:
- Improved notification delivery for promotional offers
- Better synchronization of special deals and discounts
- Enhanced background processing for smoother experience
Thank you for using Actual Budget! Your feedback helps us improve every day.
1.0.20 Jan 20
What's New on Actual Budget:
Enhanced Onboarding Experience
We've refined your first experience with Actual Budget to be more welcoming and personal.
Smoother First Steps:
Redesigned welcome flow that feels more natural and friendly
Clearer guidance as you set up your personalized budget
Improved visual feedback during account setup
More intuitive progress through initial configuration
Special Offers Experience:
Faster loading of exclusive promotional offers
More reliable delivery of time-sensitive deals
Improved notification system for limited-time opportunities
Better synchronization when accessing special promotions
Performance and Stability:
Fixed an issue where certain promotional screens could fail to load
Resolved rare cases of offer notifications not displaying correctly
Improved background processing for smoother transitions
Enhanced reliability when switching between app sections
Under the Hood:
Optimized notification handling for faster response times
Improved data synchronization across all features
Better memory management for smoother experience
Enhanced error recovery in edge cases
Thank you for being part of the Actual Budget community! Your feedback helps us improve every day.
1.0.19 Jan 13
What's New on Actual Budget:
Pricing & Purchase Experience Improvements
We've made significant improvements to ensure your purchase experience is seamless and transparent.
Improved Pricing Accuracy:
Enhanced price display system ensures what you see is exactly what you pay
Promotional prices now load more reliably across all network conditions
Better synchronization between displayed prices and App Store checkout
Clearer error messages if pricing information is temporarily unavailable
Performance Enhancements:
Faster paywall loading times with optimized product fetching
Reduced memory usage during subscription checks
Smoother transitions between screens
Improved app responsiveness during purchase flow
Bug Fixes:
Fixed an issue where promotional pricing could display incorrectly in rare cases
Resolved edge case where product information might not load on slow connections
Fixed purchase button occasionally becoming unresponsive
Corrected price formatting for certain regional currencies
Reliability Improvements:
Better handling of network interruptions during purchases
Improved error recovery when App Store connection is unstable
Enhanced logging for faster support resolution if issues occur
More robust subscription status verification
Thank you for choosing Actual Budget! We're committed to providing you with a trustworthy and transparent experience.
1.0.18 Jan 9
What's New on Actual Budget:
Powerful Financial Tools to Help You Take Control
We're excited to introduce three new features that give you a complete picture of your financial health and help you make smarter money decisions.
Cash Flow Forecasting:
- See exactly where your money is going for the next 30 days
- Visual chart shows your projected balance day by day
- Get early warnings when low balance periods are approaching
- Plan ahead with confidence knowing what's coming
Debt Payoff Tracker:
- Track all your debts in one place including credit cards, loans, and mortgages
- Compare Snowball vs Avalanche strategies to find the fastest way to become debt-free
- See your estimated payoff date and total interest saved
- Record payments and watch your progress grow
Net Worth Dashboard:
- See your complete financial picture with assets vs liabilities
- Track cash, savings, investments, property, and vehicles
- Monitor your net worth trend over time
- Understand your debt-to-asset ratio at a glance
Smoother Onboarding Experience:
- Your income data stays encrypted in iCloud and is never shared
- Skip income entry if you prefer and update it anytime later
- Helpful hints guide you through setup without pressure
- Get started faster with smart defaults
Improved Premium Upgrade Flow:
- Clearer value messaging so you know exactly what you're getting
- Better trial information with no payment required today
- Easier-to-read pricing and plan comparisons
- Verified reviews from real users to help you decide
Why This Update Matters:
Understanding your cash flow, managing debt, and tracking net worth are the three pillars of financial wellness. With these new tools, you can forecast upcoming expenses, create a plan to eliminate debt faster, and see your wealth grow over time. All in one app, designed to be simple and stress-free.
Thank you for trusting Actual Budget with your financial journey. We're committed to helping you achieve your money goals!
1.0.17 Jan 5
What's New on Actual Budget:
Enhanced Setup Experience and Smart Update Notifications
We've refined the onboarding experience to help you set up your budget more thoughtfully, and added smart notifications to keep you informed about new features and improvements.
Personalized Budget Setup:
More detailed setup process that understands your unique financial situation
Step-by-step guidance through income, spending goals, and savings targets
Better customization options for your weekly budget preferences
Improved financial stress assessment to tailor recommendations to your needs
Clearer budget hints based on your personal spending style
Stay Up to Date:
New update notifications let you know when improvements are available
See what's new before you update with in-app release notes
Choose when to update - continue using the app at your own pace
Critical updates ensure your app always works reliably
Performance and Reliability:
Faster app startup and smoother transitions
Improved stability during budget calculations
Better handling of subscription status checks
Enhanced data synchronization
Quality Improvements:
More accurate trial period tracking
Fixed edge cases in notification delivery
Improved error handling throughout the app
Better support for all device sizes
Why This Update Matters:
Setting up your budget is the foundation of your financial journey. We've made sure this process captures everything you need to get personalized insights from day one. Plus, with smart update notifications, you'll always have access to the latest features and fixes.
Thank you for trusting Actual Budget to help manage your finances. We're constantly working to make your experience better!
1.0.16 12/23/2025
What's New on Actual Budget:
Faster Launch & Refreshed Premium Experience
We've completely reimagined how you upgrade to premium! This update brings a lightning-fast app launch and a beautifully redesigned subscription screen that makes choosing your plan easier than ever.
Instant App Launch:
App now opens instantly with a polished loading screen
No more waiting - see your budget immediately after tapping the app
Smoother startup experience on all devices
Professional loading indicator shows the app is ready to serve you
Redesigned Subscription Experience:
Clean, compact subscription screen - no more scrolling through options
All three plans visible at a glance: Lifetime, Annual (7-Day Free Trial), and Weekly
Clearer savings information helps you make the best choice for your budget
Highlighted annual plan with 88% savings compared to weekly
Streamlined checkout process gets you to premium faster
Performance & Reliability:
Faster screen transitions throughout the app
Reduced memory usage for smoother scrolling
Improved battery efficiency during background sync
Enhanced data loading for instant budget updates
Smoother Interactions:
Refined animations throughout the app
More responsive buttons and controls
Consistent visual experience across all screens
Better performance on all supported devices
Why This Update Matters:
Your time is valuable. We've removed unnecessary friction so you can start managing your money faster. Whether you're checking your Safe to Spend amount or upgrading to premium, everything now feels instant and effortless.
Thank you for being part of the Actual Budget community. Every update we make is designed to help you achieve your financial goals more easily!
1.0.15 12/16/2025
What's New on Actual Budget:
Major Reliability Update
We've made significant behind-the-scenes improvements to ensure your premium experience is seamless and reliable. This update focuses on subscription processing and overall app stability.
Subscription Improvements:
Completely rebuilt subscription processing for faster and more reliable purchases
Fixed an issue where some subscriptions were not activating immediately after purchase
Improved transaction completion for a smoother upgrade experience
Enhanced sync between your device and our servers for instant premium access
Better handling of subscription status across app restarts
Performance Enhancements:
Optimized app startup for faster launch times
Reduced memory usage for smoother performance on all devices
Improved background processing efficiency
Enhanced overall app responsiveness
Stability Fixes:
Fixed rare issues that could affect subscription activation
Resolved edge cases in payment processing
Improved error recovery for network interruptions
General stability improvements throughout the app
Important: If you previously purchased a subscription but didn't receive premium access, please use "Restore Purchases" in Settings to recover your subscription.
Thank you for your patience and continued support. We're committed to making Actual Budget the best budgeting app for you!
1.0.14 12/12/2025
What's New on Actual Budget:
Smoother & More Delightful Experience
We've polished the app to make your budgeting journey even more enjoyable! This update focuses on visual refinements and reliability improvements that make everyday interactions feel better.
Enhanced Quick Start Guide: • Beautiful breathing animation on action buttons - they now gently pulse to guide your attention • Cleaner celebration screen when you complete your Quick Start goals - no more visual distractions • Smoother transitions between Quick Start cards for a more polished feel
Improved Rating Experience: • The rating prompt now appears at the perfect moment - right after adding your first expense • Native Apple rating dialog for a seamless, familiar experience • Better timing ensures we only ask for feedback when you're ready
Reliability & Performance: • Improved notification delivery for timely budget reminders • Enhanced subscription status sync for instant premium access • Better handling of special offers and promotions • Overall stability improvements for a smoother daily experience
Why This Update Matters:
Small details make a big difference. These refinements ensure that tracking your finances feels effortless and enjoyable. From the moment you complete onboarding to your daily expense tracking routine, everything now flows more smoothly.
Thank you for choosing Actual Budget as your financial companion. Your continued support helps us make the app better with every update. If you're enjoying your experience, please share your thoughts with a review!
1.0.13 12/10/2025
What's New on Actual Budget:
Streamlined Onboarding Experience - Get Started in Under a Minute
We've completely redesigned our onboarding experience to get you budgeting faster than ever. Our new 3-step setup means you'll see your personalized budget plan within 15 seconds of starting - no more lengthy questionnaires!
Faster, Simpler Setup: • New streamlined 3-step onboarding replaces the previous multi-screen flow • See your weekly budget preview instantly as you enter your income • Automatic currency detection sets up your local currency immediately • Your spending style (Conservative, Balanced, or Flexible) is calculated automatically • Personalized budget recommendations appear before you even finish setup
Smarter Income Tracking: • Income entered during setup now automatically appears in your Income tab • Your income source, amount, and payment frequency are all preserved • Weekly equivalent preview shows exactly how much you have to spend each week • Multiple income sources are supported from day one
Enhanced Spending Analysis: • Improved spending style calculations for more accurate budget recommendations • Conservative mode now correctly calculates 30% discretionary spending • Balanced mode properly sets 50% for flexible expenses • Your spending patterns are analyzed more accurately than ever
Dynamic Pricing & Localization: • Subscription prices now display in your local currency with real-time accuracy • All prices throughout the app update automatically based on your region • Consistent pricing display across all screens and notifications • Better support for international users with proper currency formatting
Reliability Improvements: • More reliable push notification delivery for budget alerts and reminders • Faster app launch with optimized initialization • Improved data synchronization between your devices • Enhanced stability for a smoother daily budgeting experience
Why This Update Matters:
This release transforms how you start your budgeting journey with Actual Budget. Within seconds of opening the app, you'll have a clear picture of your weekly budget - no waiting, no confusion. Combined with smarter income tracking and more accurate spending analysis, managing your money has never been this effortless.
Thank you for choosing Actual Budget as your financial companion. Your feedback continues to shape every improvement we make. If you're enjoying the new experience, please share your thoughts with a review!
1.0.12 12/06/2025
What's New on Actual Budget:
**Celebrate the Season with Our Festive Holiday Update**
Get into the holiday spirit with Actual Budget! We've given the app a festive makeover to bring joy to your budgeting experience this Christmas season while continuing to help you manage your finances effectively.
**Festive Holiday Theme:**
• Brand new Christmas-themed app icon featuring a cheerful piggy bank with Santa hat - spreading holiday cheer right from your home screen
• Updated App Store screenshots with festive seasonal design - showcasing the app's beautiful interface in holiday style
• Refreshed visual identity perfect for the season of giving and smart financial planning
**Enhanced User Experience:**
• Improved notification system for better engagement and timely financial reminders
• Enhanced localization support with refined Spanish translations for our growing international community
• Smoother app performance with optimized background processes
• More reliable subscription management with enhanced payment flow stability
**Refinements & Polish:**
• Better handling of premium features and subscription states
• Improved onboarding experience for new users discovering Actual Budget
• Enhanced notification permission handling for a more seamless setup
• Optimized app initialization for faster launch times
**Why This Update Brings Holiday Joy:**
This festive update combines seasonal celebration with continuous improvement. While you'll immediately notice the cheerful Christmas theme, you'll also experience subtle enhancements throughout the app that make managing your holiday budget smoother and more enjoyable.
Whether you're tracking gift expenses, planning your year-end savings goals, or staying on top of holiday shopping, Actual Budget now does it all with a touch of festive spirit. The new seasonal design reminds you that smart budgeting and holiday celebration go hand in hand.
**Perfect Timing for Year-End Planning:**
As you prepare for the new year, Actual Budget is here to help you finish strong. Use the app to track your holiday spending, set savings goals for 2026, and start the new year with a clear financial picture. Our enhanced notification system helps keep you on track even during the busy holiday season.
Thank you for making Actual Budget part of your financial journey. We wish you happy holidays and a prosperous new year! If the app helps you achieve your financial goals, please share your experience with a review - your feedback makes our app better for everyone.
Merry Christmas and Happy Budgeting!
1.0.11 11/24/2025
We’ve done a round of housekeeping to keep Actual Budget feeling fast and reliable:
Small under-the-hood improvements to keep things running smoothly
Internal updates to stay ready for the latest iOS versions
Preparations for upcoming features and seasonal content
Thanks for using Actual Budget to stay in control of your spending and savings!
1.0.10 11/18/2025
What's New on Budget App:
Critical Performance & Stability Update - Your Most Reliable Budget App Yet
We've made significant under-the-hood improvements to deliver the fastest, most stable version of Budget App ever released. This critical update focuses on performance optimization, memory efficiency, and eliminating frustrating bugs that may have affected your budgeting experience.
Major Performance Improvements: • Dramatically reduced memory usage - the app now runs 89% more efficiently, ensuring smooth performance even on older devices • Eliminated app crashes during subscription flows - your premium experience is now rock-solid and uninterrupted • Optimized app launch speed - get to your financial data faster with streamlined initialization • Enhanced background task handling - the app works more efficiently without draining your battery • Removed performance-heavy debug operations - cleaner, production-ready codebase means better responsiveness
Critical Bug Fixes: • Fixed memory leak that caused the app to consume excessive resources during onboarding - one instance instead of nine • Resolved fatal error that occasionally crashed the app when viewing subscription options • Eliminated simulator compatibility issues that prevented smooth development testing • Fixed text input validation errors that showed confusing warnings when entering amounts • Corrected keyboard behavior when selecting expense and income categories - no more unexpected auto-opening
Enhanced Trial Experience: • Extended trial period from 3 days to 7 full days - more time to explore all premium features risk-free • Synchronized trial configuration across all platforms for consistent user experience • Better alignment with App Store Connect for seamless subscription management
Code Quality & Stability: • Removed over 50 debug logging statements that cluttered system resources • Cleaned up development-only UI elements from production builds • Improved error handling throughout the app for more graceful failure recovery • Enhanced subscription initialization timing to prevent race conditions • Better compatibility with iOS simulators and test environments
Why This Update Matters:
This release represents our commitment to delivering not just beautiful features, but a fundamentally solid and reliable application. While you won't see flashy new features, you'll definitely feel the difference - Budget App now launches faster, responds quicker, and runs smoother than ever before.
Every change in this update was carefully designed to eliminate friction from your daily budgeting routine. Whether you're tracking a quick expense or reviewing your weekly spending, the app now performs exactly as you expect, every single time.
What Our Testing Revealed: • 89% reduction in memory consumption during critical operations • 100% elimination of simulator compatibility errors • Zero crashes in subscription flows during extensive testing • Significant improvement in app responsiveness across all screens
Thank you for making Budget App your trusted financial companion. This update demonstrates our ongoing commitment to excellence - not just in features, but in fundamental app quality and performance. Your financial data deserves an app that works flawlessly, and we're proud to deliver exactly that.
If Budget App helps you stay on top of your finances, please take a moment to share your experience with a review. Your feedback drives every improvement we make.
1.0.9 11/12/2025
What's new on Budget and Expense Tracker:
Now Available in Spanish - Tu Compañero Financiero en Español
We're thrilled to announce our biggest internationalization update yet! Budget and Expense Tracker now speaks Spanish, bringing professional budget management to millions of Spanish-speaking users worldwide. This major update includes comprehensive Spanish localization and refined user experience improvements.
Complete Spanish Language Support: • 1,834 Professional Translations - Every screen, button, and message carefully translated by native speakers for natural, conversational Spanish • Instant Language Switching - Change between English and Spanish instantly without restarting the app • Automatic Language Detection - The app automatically selects your device's language, supporting all Spanish regional variants (Mexico, Spain, Argentina, Colombia, and more) • Bilingual Notifications - Budget alerts, bill reminders, and tips delivered in your preferred language • Smart Font Optimization - Text automatically adjusts for perfect readability in both languages
Modernized Interface Design: • Glass UI Throughout - Beautiful glass morphism effects now extend to savings goals, wellness tracking, stress management, and notification settings • Consistent Visual Language - Every screen follows the same elegant design pattern for a cohesive experience • Enhanced Depth Perception - Subtle shadows and overlays create a more immersive, professional interface • Improved Readability - Optimized typography and spacing make information easier to scan • Perfect Dark Mode - All glass effects automatically adapt to your appearance settings
Quality & Performance Improvements: • Enhanced Stability - Removed potential crash sources for rock-solid reliability • Faster Load Times - Optimized language switching and subscription verification • Better Layout Handling - Long text in any language displays perfectly without overflow • Improved Notifications - More reliable delivery of budget alerts and bill reminders • Critical Bug Fixes - Resolved issues with savings goal translations and purchase flows
Seamless Bilingual Experience: • All premium features work identically in English and Spanish • Your data syncs perfectly regardless of language choice • Switch languages anytime to compare terminology or share with family • Settings automatically remember your language preference • Support documentation available in both languages
Why This Update Matters:
This isn't just a translation - it's a complete reimagining of Budget and Expense Tracker for the Spanish-speaking world. We've spent months ensuring every phrase feels natural, every button is properly sized, and every feature works flawlessly in both languages. Whether you prefer English or Spanish, you now have access to world-class budget management in the language you think in.
Combined with our modernized interface and performance improvements, this update represents our commitment to serving a global audience with excellence.
Thank you for making Budget and Expense Tracker your trusted financial companion. Your feedback has guided every improvement in this update. If you love the Spanish support or new features, please share your experience with a review!
1.0.8 10/23/2025
What's New on Actual Budget:
A Smoother Subscription Experience and Stability Boost
This update focuses on making your subscription experience more reliable and the app more stable overall. We listened to your feedback about unexpected notifications and the occasional confused paywall, and we tightened the logic that decides when to show what.
Subscription Reliability:
Promotional notifications no longer appear while you are still an active paying subscriber -- no more confusing "60% off" alerts after you have already subscribed
More accurate premium status detection after network interruptions, so the subscription screen does not reappear right after you successfully start a trial
Cleaner internal purchase flow means faster, more predictable behavior at every step
Stability and Performance:
Optimized exclusively for iOS 18 and later, eliminating the device-specific crashes some users were experiencing on older systems
Removed legacy code paths and unused logic that no longer applied to the current subscription flow
Behind-the-scenes improvements throughout to keep the app fast and reliable
Thank you for using Actual Budget! Your feedback drives every improvement we make.
more Version 1.3.0 3d ago
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