Charm – Cash & Bitcoin

Social wallet for global money

Free · Designed for iPad

Charm – Cash Has Entered the Chat Charm makes money social. Send payments, share gifts, and split expenses — right inside your conversations. Whether you’re paying back a friend, splitting dinner, or gifting someone special, Charm makes it as simple as sending a message. Features - Chat & pay in one place: Every conversation can include instant payments and gifts. - Real-time notifications: Know the moment you’re paid. - Instant deposits and withdrawals: Use any credit or debit card in your Apple Wallet to move money in seconds. Why Charm? Traditional payment apps are built on top of rigid ledgers. With Charm, money is just a message. - No awkward follow-ups because requests live in conversations. - No phone numbers or personal info required. - No complicated setup. Perfect For - Friends splitting dinner or drinks - Birthdays, holidays, and gifting - Trips or sharing expenses - Babysitting, tutoring, side gigs, and other recurring services Getting paid should be as fast and friendly as sending a text. Ditch the calculator apps - pay with Charm.

Ratings & Reviews

  • 5.0
    out of 5
    11 Ratings

- Refreshed home screen layout with activity feed - Improved send and scan flows - Added profile pictures - Bug fixes and performance improvements

Version 0.6

The developer, Parcel Dynamics, Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Linked to You

    The following data may be collected and linked to your identity:

    • Contact Info
    • Identifiers

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Accessibility

The developer has not yet indicated which accessibility features this app supports. Learn More

Information

  • Seller
    • Parcel Dynamics, Inc.
  • Size
    • 64.7 MB
  • Category
    • Finance
  • Compatibility
    Requires iOS 15.1 or later.
    • iPhone
      Requires iOS 15.1 or later.
    • iPad
      Requires iPadOS 15.1 or later.
    • iPod touch
      Requires iOS 15.1 or later.
    • Mac
      Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
    • Apple Vision
      Requires visionOS 1.0 or later.
  • Languages
    • English
  • Age Rating
    4+
  • Copyright
    • © 2026 Parcel Dynamics, Inc.
  • Privacy Policy

    • More by Parcel Dynamics, Inc.

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