Loan Lens: EMI & Rate Checker
Smart loan tracker with tips
Free · In‑App Purchases · Designed for iPad
We help you understand obscure loan words, spot loan tricks easily, and avoid overpaying without realizing it.
Many borrowers end up paying more than they expected—not because they made a bad choice, but because the real costs were buried in complicated language or cleverly worded pages.
Loan Lens is here to change that.
What You Can Do with Loan Lens
1. Scan loan-related images:
Upload a screenshot or photo of any loan offer, ad, or confirmation page.
We’ll detect:
- Hidden fees and pre-deducted charges
- Misleading terms like “0% APR” or “no fees”
- Confusing or vague wording
You’ll get a simple, clear explanation—plus key risks to watch out for.
2. Understand obscure loan words
No more pretending to know what “balloon payment” or “origination fee” means.
We explain complex loan terms in everyday language—so you’re not left guessing.
3. Spot what lenders try to hide
Some charges are buried under friendly names like “account activation fee” or “disbursement charge.”
We show you:
- What these names actually mean
- How they’re disguised in ads and documents
- What real users paid without knowing
Learn the difference between what’s said and what’s really charged.
4. Learn from real case studies
People lose money all the time due to:
- Overlooked small print
- Misleading language
- Rushed borrowing decisions
We include true user stories with comic-style illustrations to help you learn from their mistakes—so you don’t repeat them.
Why People Use Loan Lens
- Make smarter borrowing decisions
- Avoid being misled by vague or technical language
- Protect yourself from surprise charges
- Totally private
Disclaimer
Loan Lens does not provide financial products or legal advice. Results are based on the images and information provided by users and are for educational purposes only.
Ratings & Reviews
This app hasn’t received enough ratings or reviews to display an overview.
Fixed a bug in the credits system
The developer, 鲁 黄, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Identifiers
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Identifiers
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Nanjing Shitu Cloud Technology Co., Ltd.
- Size
- 134.2 MB
- Category
- Finance
- Compatibility
Requires iOS 15.6 or later.
- iPhone
Requires iOS 15.6 or later. - iPad
Requires iPadOS 15.6 or later. - iPod touch
Requires iOS 15.6 or later. - Mac
Requires macOS 12.5 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- Languages
- English
- Age Rating
4+
- 4+
- Contains
Advertising
- In-App Purchases
Yes
- Max Pack $3.99
- Ad-Free & Bonus Pack $1.59
- Mini Pack $0.99
- Medium Pack $1.99
- Copyright
- © 2025 Nanjing Shitu Cloud Technology