BonusLedger: Track Bank Bonus

Bank Bonus Churning Tracker

Free · In‑App Purchases · Designed for iPad. Not verified for macOS.

Now available on Mac! Track your bonuses across all your Apple devices with optional iCloud sync. Your data stays encrypted end-to-end. Never miss a bank bonus deadline again. BonusLedger tracks your direct deposits, balance holds, and debit transactions so you earn every dollar you deserve. It's bank churning made easy. 100% private. No account linking. No subscriptions. Your data never leaves your device. TRACK EVERY REQUIREMENT Managing multiple bank accounts? BonusLedger handles the complexity: - Direct Deposits - Track amounts, frequency, and consecutive month requirements with smart cadence detection - Balance Holds - Monitor deposit deadlines, hold duration, and automatic release date calculations - Debit Transactions - Count transactions and minimum amounts with ATM exclusion options - Initial Funding - Record opening deposit requirements by source - Custom Requirements - Flexible tracking for unique bonus terms NEVER MISS A BONUS - Smart bonus window tracking - after signup or after requirements met - Countdown timers show exactly when bonuses are due - Visual progress bars for every requirement - Instant status: Pending, Due Today, Overdue, or Received INTELLIGENT REMINDERS - Priority-based notifications ensure critical deadlines always get through - Suggested reminder dates based on your requirements - Optional calendar sync keeps everything in one place - Repeating reminders for recurring deposits HOUSEHOLD TRACKING Managing bonuses for your whole family? Add multiple players and track everyone's accounts in one place. See per-person statistics and coordinate your strategy. SECURE DOCUMENT STORAGE Store bonus terms, account statements, and 1099 forms with bank-level security: - AES-256 encryption for all documents - Face ID / Touch ID protection for sensitive files - Files encrypted even when your device is locked TAX SEASON READY Track 1099-INT forms by account and year. Get deadline warnings and never scramble to find tax documents again. IMPORT YOUR DATA Already tracking in a spreadsheet? Import your accounts and events via CSV. Download templates, map your columns, and migrate in minutes. EXPORT AND REPORTS - Export accounts and events to CSV - Generate professional PDF reports - Single account, player portfolio, or system-wide summaries PRIVACY BY DESIGN Unlike other finance apps, BonusLedger: - Never links to your bank accounts - Never transmits your data anywhere - Stores everything locally on your device - Contains no analytics or tracking - Requires no account creation Your financial data stays yours. Period. ONE-TIME PURCHASE Start free with one account. When you're ready for more, pay once and own it forever. No subscriptions. No recurring fees. Ever. WHO IS THIS FOR? BonusLedger is built for people who: - Open multiple bank accounts to earn signup bonuses - Track requirements across 5, 10, or 20+ accounts - Want to stop missing deadlines that cost hundreds of dollars - Refuse to link their bank accounts to third-party apps - Need household tracking for family bonus strategies Download BonusLedger and start earning every bonus you worked for.

  • 5.0
    out of 5
    1 Ratings

NEW: Mac + iCloud Sync Manage your bank bonuses and bank churning activity from your Mac with full native support. Enable iCloud sync to seamlessly track progress across all your Apple devices — iPhone, iPad, and Mac stay perfectly in sync. Privacy-first: your data is encrypted end-to-end, and sync is completely optional. Your data, your choice.

The developer, Last Light Labs, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Linked to You

    The following data may be collected but it is not linked to your identity:

    • Identifiers
    • Usage Data
    • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

The developer has not yet indicated which accessibility features this app supports. Learn More

Seller
  • Last Light Labs
Size
  • 10.3 MB
Category
  • Finance
Compatibility
Requires iOS 17.0 or later.
  • iPhone
    Requires iOS 17.0 or later.
  • iPad
    Requires iPadOS 17.0 or later.
  • Mac
    Requires macOS 14.0 or later and a Mac with Apple M1 chip or later.
Languages
  • English
Age Rating
4+
In-App Purchases
Yes
Copyright
  • © Last Light Labs