Doorstep Home

Home Affordability Made Simple

Only for iPhone

Free

iPhone

Buying your first home shouldn't feel like guessing. Doorstep gives you a clear, honest picture of what you can actually afford — and a step-by-step plan to get there. Most calculators give you a number and send you on your way. Doorstep tracks your full financial readiness across seven dimensions — affordability, savings, debt and credit, income stability, down payment, process knowledge, and market awareness — so you always know exactly where you stand. YOUR READINESS SCORE Get a personalized 0-100 readiness score based on real lending standards, not generic rules of thumb. Doorstep uses the same DTI ratios and credit-based rate tiers that actual lenders use — 28% front-end and 45% back-end for conventional loans, with adjustments for FHA, VA, USDA, and jumbo programs. Your score updates as your finances change, so you can watch your progress in real time. LIVE BUYING POWER See exactly how much home you can afford right now, updated with real mortgage rates from the Federal Reserve. Every time rates move, your buying power adjusts automatically. No more outdated estimates from a calculator you used three months ago. PERSONALIZED ACTION PLANS Based on your readiness score, Doorstep builds a prioritized action plan tailored to your situation. Need to reduce debt? Build your emergency fund? Improve your credit? Each action is specific, trackable, and designed to move you closer to being mortgage-ready. Complete actions and watch your score climb. SMART AFFORDABILITY ANALYSIS Enter any home price and instantly see your estimated monthly payment, how it fits your budget, and whether it's comfortable, a stretch, or out of reach. Doorstep factors in principal, interest, property taxes, homeowner's insurance, and PMI — the full picture, not just principal and interest. BROWSE HOMES YOUR WAY Explore listings personalized to your budget. Every home is tagged as Under Budget, Good Fit, Stretch, or Over Budget based on your actual financial data. See estimated monthly payments on every listing so there are no surprises. DAILY INSIGHTS Get push notifications with rate alerts, buying power changes, tips, and encouragement. Doorstep keeps you informed and motivated throughout your journey — whether that's 2 months or 18 months. YOUR DATA STAYS YOURS Doorstep is built on a simple principle: your financial data belongs to you. We don't sell your information to lenders, agents, or anyone else. You're not the product — you're the customer. When you're ready to connect with a broker or lender, that's your choice, on your terms. BUILT FOR FIRST-TIME BUYERS The home-buying process is overwhelming when you've never done it before. Doorstep breaks it down into clear, manageable steps and gives you the confidence to know when you're truly ready. No jargon, no pressure, no hidden agendas. Whether you're just starting to think about buying or you're months into saving for a down payment, Doorstep meets you where you are and helps you get where you want to be. Your first home is waiting. Know when you're ready. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Ratings & Reviews

  • 5.0
    out of 5
    7 Ratings

App UX/UI updates. New hero section and chart. Cleaned up bugs in all sections. Removed unused features.

Version 1.0.3

The developer, Cole Stasney, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Linked to You

    The following data may be collected and linked to your identity:

    • Financial Info
    • Location
    • Contact Info
    • Identifiers

  • Data Not Linked to You

    The following data may be collected but it is not linked to your identity:

    • Usage Data
    • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Accessibility

The developer has not yet indicated which accessibility features this app supports. Learn More

Information

Seller
  • Cole Stasney
Size
  • 79 MB
Category
  • Finance
Compatibility
Requires iOS 15.1 or later.
  • iPhone
    Requires iOS 15.1 or later.
  • iPod touch
    Requires iOS 15.1 or later.
Languages
  • English
Age Rating
4+
Copyright
  • © Doorstep Labs, LLC
  • Privacy Policy

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