Deficitly - Calorie Banking

Budget. Bank. Burn.

Free · Designed for iPad

Manage calories like a personal budget. Receive a daily allowance, save up in your Calorie Pots for later, and pay off your Calorie Mortgage. Reach your goal. MANAGE YOUR CALORIES LIKE MONEY. BUILD YOUR BALANCE. Weight loss should not feel like a punishment. It should feel like building a future. Traditional diets often fail because they are rigid and restrictive. They demand perfection every single day. But life is not perfect. Life has birthdays, weekends, and dinner parties. Many people stop their progress because they have one bad day and feel like they have gone bankrupt. We have created a simple system that brings the logic of personal finance to the world of nutrition. Welcome to a more helpful way to track your progress. DAILY CALORIE ALLOWANCE Every morning, your account is credited with a fresh calorie allowance. This is your daily budget. It is a calculated amount based on your metabolism and your long-term goals. Spend it however you like on the foods you enjoy. You have total visibility over your spending and your savings in a clean, professional interface. There is no more guessing and no more vague points. You get a clear, real-time look at your daily balance. By treating your intake as an allowance, you can move away from a mindset of restriction and toward a mindset of better management. CALORIE POTS: SAVE NOW, SPEND LATER The secret to staying consistent is flexibility. In a traditional diet, if you eat less today, that effort is often forgotten tomorrow. With this app, if you have calories left over from your daily allowance, you do not lose them. You bank them. You can move your surplus into a Calorie Pot to save for the weekend, a birthday, or a night out. By banking your savings, you can enjoy big meals without the usual stress because they are already paid for. Whether you are saving for a vacation or a Friday night pizza, your Pots allow you to live a real life while staying on track. You are in control of your own reserves. THE CALORIE MORTGAGE: PAY DOWN YOUR WEIGHT Your weight loss goal is your Calorie Mortgage. We calculate the total energy required to reach your target and transform it into a clear mathematical balance. Every time you save calories or move a surplus into your mortgage account, you make a payment toward the principal. You are not just losing weight. You are paying off a balance. Watch your total debt shrink until you own your results completely. This long-term view helps remove the day-to-day stress of the scale and focuses on the steady progress of your success. Managing a budget is often easier than following a strict diet. Weight loss is a numbers game, but the tools available are often confusing or frustrating. We have removed the stress from the equation by using the logic of finance to help you understand your metabolism. When you view your body as an economy, every choice becomes a simple transaction. High-calorie foods are not bad. They are just larger purchases. Low-calorie days are simply high-savings days. This shift in perspective makes this system a sustainable and realistic method for the long term. This app is for the planner and the strategist. It is for anyone who wants to understand the math behind their body. It is designed for those who appreciate precision and want to apply a logical approach to their physical health. If you are tired of the guilt cycle of traditional dieting and want a flexible way to reach your target weight, this tool is built for you. The goal of any good financial plan is freedom. The goal of this app is to give you freedom from the cycle of fad diets. By learning to manage your balance, you learn a skill that lasts for life. You will understand how to budget for the things you love while consistently paying down the weight you want to lose. We believe in honest, transparent accounting for your body. Take the first step toward a better balance. Your health is your most valuable asset. It is time to start managing it with the clarity and care it deserves.

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The developer, Tom Perry, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Used to Track You

    The following data may be used to track you across apps and websites owned by other companies:

    • Location
    • Identifiers
    • Usage Data
    • Diagnostics
  • Data Linked to You

    The following data may be collected and linked to your identity:

    • Location
    • Identifiers
    • Usage Data
    • Diagnostics
  • Data Not Linked to You

    The following data may be collected but it is not linked to your identity:

    • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

The developer has not yet indicated which accessibility features this app supports. Learn More

  • Seller
    • Tom Perry
  • Size
    • 9.4 MB
  • Category
    • Health & Fitness
  • Compatibility
    Requires iOS 18.0 or later.
    • iPhone
      Requires iOS 18.0 or later.
    • iPad
      Requires iPadOS 18.0 or later.
    • Mac
      Requires macOS 15.0 or later and a Mac with Apple M1 chip or later.
    • Apple Vision
      Requires visionOS 2.0 or later.
  • Languages
    • English
  • Age Rating
    16+
    • 16+
    • Frequent
      Medical Treatment information

      Contains
      Advertising
      Health or Wellness Topics
  • Copyright
    • © 2026 Tom Perry