Compound Interest Tools By Hw
No annoying ads
Free · Designed for iPad. Not verified for macOS.
Plan your money. See the future. Make better decisions.
Understanding money shouldn’t require a finance degree.
This app helps you see how your money grows, what your loans really cost, and how your decisions today shape your future — clearly, honestly, and without jargon.
Whether you’re saving consistently, paying off a loan, or building a diversified portfolio, you can explore outcomes, compare options, and adjust your plan with confidence.
What you can do
See your money grow
- Visualize long-term growth from savings and investments
- Separate what you contribute from what compounding earns
- Understand your effective annual return in plain language
Plan and optimize loans
- Calculate monthly payments and total interest
- See how much a loan really costs over time
- Explore fixed, adjustable, and interest-only structures
- Understand the impact of rate changes and payoff timing
Build multiple investments
- Split your money across assets
- Adjust allocations and expected returns
- See how diversification affects your outcome
- Track how each asset contributes over time
Compare real decisions
- Apply your growth to loans or multiple investments
- See tradeoffs between paying debt and investing
- Explore “what if” scenarios before committing real money
Designed for clarity
- No hidden assumptions
- Plain-language explanations
- Visuals that make compounding and interest intuitive
- Works for beginners, powerful enough for advanced users
Why this app
Most finance tools either oversimplify or overwhelm.
This app is built to respect your intelligence without demanding expertise.
You don’t need to know the formulas — you just need to understand the outcomes.
Who it’s for
- Anyone saving or investing regularly
- Anyone with a loan who wants clarity
- Anyone deciding where their money should go next
- Beginners and finance-savvy users alike
Privacy & trust
Your data stays on your device.
No ads. No upselling products. No pressure — just insight.
See the long-term impact of your money decisions — before you make them.
Better UX
The developer, Hai Nguyen Huu Hiep, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Identifiers
- Usage Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Identifiers
- Usage Data
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Hai Nguyen Huu Hiep
- Size
- 10.8 MB
- Category
- Finance
- Compatibility
Requires iOS 18 or later.
- iPhone
Requires iOS 18 or later. - iPad
Requires iPadOS 18 or later. - Mac
Requires macOS 15.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 2.0 or later.
- iPhone
- Languages
English and 13 more
- English, French, German, Hindi, Indonesian, Italian, Japanese, Korean, Portuguese, Russian, Simplified Chinese, Spanish, Thai, Vietnamese
- Age Rating
4+
- 4+
- Contains
Advertising
- Copyright
- © Hai Hw