FIRECalc: Retirement Planner
Investment | Retirement | 401k
Free · In‑App Purchases · Designed for iPad
You may be closer to retirement than you think! Unlike traditional calculators, FIRECalc optimizes your custom withdrawal strategy including Aid to maximize your runway!
FIRECalc: The Custom Engine for Financial Independence
Are you on track to retire early? Or are you just guessing?
Most retirement apps rely on elementary math like the "4% Rule," assuming you will withdraw the exact same amount every year. FIRECalc was designed to customize your retirement runway in a way that other calculators miss by running thousands of market simulations against your specific budget, all with a sleek and easy to use interface.
WHY UPGRADE TO PREMIUM? The base app includes powerful features like investment tracking, budget tracking, growth plans, 5 year retirement Burndown optimization, and government aid calculators including Medicaid and SNAP (food stamps). But when you upgrade to FIRECalc Premium, you unlock a custom FIRE Burndown Engine that acts as your personal financial pilot:
Smart Drawdown Strategy: We don’t just tell you if you can retire; we tell you how. Our engine calculates the perfect order to withdraw funds—Cash, Roth, 401k, Crypto—to minimize taxes and maximize longevity.
Definitive Answers: Get data-backed answers to your most important questions: What is my exact Retirement Age? What if I work 1 more year, or 1 less? What is my safe Annual Budget? And precisely How Long Will It Last?
Unlock Hidden Income: Unlike traditional calculators, we factor in potential Government Aid (like ACA subsidies or SNAP for all 50 states) during your "gap years," effectively extending your portfolio's life.
Secure Cloud Sync: Your data syncs securely across all your Apple devices via iCloud. Your plan is safe even if you lose your device.
KEY FEATURES
Multi-Asset Tracking: Full support for 401k, Roth IRA, HSA, Crypto, Metals, and Real Estate.
Flexible Scenarios: Test "Lean FIRE" vs "Fat FIRE" budgets instantly.
Download FIRECalc today. You may be closer to freedom than you think.
NOTE: this app is not intended to impersonate the identity of any government agency. It is not possible to apply for SNAP/EBT Benefits or Medicaid/ACA/Medicare via this app. This app is only intended to give an estimated calculation only based on public information on federal and state websites.
Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
- Added functionality for premium users to select bond ratio in investment accounts
- Added option for premium users to turn off SNAP (helps users outside of US, or those who don’t want to use SNAP despite eligibility)
- Added end date for income cards. Allows users to include temporary income in retirement (e.g. Barista-FIRE job)
The developer, Timothy DeGraff, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Timothy DeGraff
- Size
- 19.2 MB
- Category
- Finance
- Compatibility
Requires iOS 15.0 or later.
- iPhone
Requires iOS 15.0 or later. - iPad
Requires iPadOS 15.0 or later. - iPod touch
Requires iOS 15.0 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.
- Languages
- English
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Premium Monthly Access $79.99
- Premium Monthly Access $9.99
- Copyright
- © 2026
