
PayPriority
Start your debt-free journey
Free · Designed for iPad
Welcome to PayPriority! Track your first debt FREE, then upgrade for unlimited debts. See your exact debt-free date and save thousands in interest. Start today!
Take control of your debt and see exactly when you'll be debt-free. PayPriority creates a personalized payoff plan, shows you what to pay each day, and helps you save thousands in interest.
FREE TO START - Track your first 3 debts completely free. Upgrade to Premium for unlimited debts.
SEE YOUR EXACT DEBT-FREE DATE
No more guessing. PayPriority calculates exactly when you'll be debt-free based on your budget, debts, and chosen
strategy. Watch your debt-free date get closer with every payment.
SAVE THOUSANDS IN INTEREST
Choose between the Avalanche method (highest interest first) or Snowball method (smallest balance first). See exactly how much interest you're saving compared to making minimum payments. Most users save over $3,000.
NEVER MISS A PAYMENT
Get daily recommendations showing exactly what to pay and when. PayPriority prioritizes your debts, checks your available cash, and warns you about upcoming due dates. No more late fees or penalties.
CHOOSE YOUR STRATEGY
- Avalanche: Pay off highest interest debts first (saves the most money)
- Snowball: Pay off smallest debts first (builds motivation with quick wins)
- Custom: Set your own priority order
HOME SCREEN WIDGETS
Stay motivated with beautiful widgets showing your debt payoff progress, total debt remaining, next payment due, and days until debt-free.
TRACK YOUR PROGRESS
- See how much you've paid off with visual progress rings
- Record payments with automatic interest calculations
- View detailed payment breakdowns (principal vs. interest)
- Track payment history for every debt
MANAGE ALL YOUR DEBTS
Track everything in one place: credit cards, student loans, auto loans, personal loans, medical bills, and any debt with interest.
YOUR DATA IS PRIVATE
Everything is stored locally on your device. No account required. No data sharing. No ads.
FREE VS PREMIUM
FREE TIER:
- Track 1 debt
- All calculation features
- Home screen widgets
- Payment tracking
- No time limit
PREMIUM:
- Unlimited debts
- Track credit cards, loans, and bills
- Optimize your complete debt portfolio
- Advanced analytics
- Everything in Free tier
HOW IT WORKS
1. Add Your Debts: Enter your credit cards, loans, or any debt with interest
2. Set Your Budget: Tell us how much you can pay toward debt each month
3. Choose Your Strategy: Avalanche (save more) or Snowball (quick wins)
4. Follow Your Plan: We tell you what to pay each day
5. Become Debt-Free: Watch your progress and celebrate milestones
PERFECT FOR
- Credit card debt payoff
- Student loan management
- Multiple debt coordination
- Budget-conscious families
- Anyone tired of feeling overwhelmed by debt
SUBSCRIPTION INFORMATION
PayPriority offers optional Premium subscriptions: Monthly (billed monthly, cancel anytime), Annual (best value, billed yearly), and Lifetime (one-time purchase, pay once and use forever).
Payment will be charged to your iTunes account at confirmation of purchase. Subscriptions automatically renew unless auto-renew is turned off at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the current period. You can manage your subscriptions and turn off auto-renewal in your Account Settings after purchase.
Privacy Policy: https://paypriority.app/privacy/
Terms of Use: https://paypriority.app/terms/
Start your debt-free journey today. Download PayPriority now.
Ratings & Reviews
Bug fixes galore. Also changed to 3 debts free before subscription.
The developer, Ben Read, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Ben Read
- Size
- 2.3 MB
- Category
- Finance
- Compatibility
Requires iOS 26.2 or later.
- iPhone
Requires iOS 26.2 or later. - iPad
Requires iPadOS 26.2 or later. - Mac
Requires macOS 26.2 or later and a Mac with Apple M1 chip or later.
- Languages
- English
- Age Rating
4+
- 4+
- Copyright
- © 2026 The Filament Co.