- Product changes, your way. You can now upgrade, downgrade, or switch your card to a different product from the same issuer, all tracked inside kardfolio - See your year at a glance. A new annual progress carousel on the Today tab shows your year-to-date rewards, cashback, and ROI across all your cards - Card timeline. Your card detail page now includes a full history of milestones: product changes, offers, fee reviews, and more - Fee review decisions. When your annual fee comes up, choose to keep, change, or cancel right from the card, with a guided walkthrough - Bonus categories in Browse. Rotating quarterly categories and your selected bonus categories now show up in Search so you always know where you're earning extra - Airline selection in benefits. Pick your airline for fee credits directly from the benefit detail, no extra tapping around - Closed card clarity. Closed cards now show a clear badge in search and a banner on the detail page so you always know the status - Offers now show the correct currency (dollars vs. points) - Calendar-year benefits display the actual year instead of redundant date ranges - Anniversary-locked benefits can no longer be marked as used before they unlock - Benefit progress now calculates correctly for membership-based reset cycles