Payday: AI Salary Planner
Budget Income, Plan Expenses
Free · In‑App Purchases · Designed for iPad. Not verified for macOS.
Plan every dollar before you spend it. AI-powered salary allocation with smart expense parsing, financial health scores, and scenario planning.
Payday is the salary allocation planner that helps you decide where every dollar goes before you spend it. Unlike traditional budget trackers, Payday focuses on planning your income forward, not just tracking what you already spent.
AI-Powered Planning
- Type or speak your expenses naturally and AI converts them into organized entries
- Get a Financial Health Score from 0 to 100 with personalized recommendations
- Receive smart optimization suggestions to reduce spending category by category
- Simulate installment purchases to see how they impact your monthly cash flow
- AI remembers your patterns and categories for faster future entries
Monthly Income Allocation
- Allocate your salary across fixed, recurring, and one-time expenses
- See remaining balance, savings rate, and stress level at a glance
- Clone months to carry recurring expenses forward automatically
- Add notes and track payday confirmation for each month
- Support for primary and secondary income sources
Goal Tracking and Savings
- Create savings goals for emergency funds, travel, devices, investments, or custom targets
- Track progress with target amounts and deadlines
- Allocate monthly surplus directly to your goals
Scenario Planning
- Create what-if scenarios to test different spending combinations
- Adjust income levels and compare outcomes before committing
- Make confident financial decisions backed by data
Export and Backup
- Export your plans as CSV or PDF reports
- Full JSON backup and restore to keep your data safe
150 Plus Currencies Supported
- Works with any currency worldwide
- Automatic locale detection and formatting
- Search currencies by name, code, or symbol
Designed for Every Device
- Optimized layouts for both iPhone and iPad
- Dark mode, light mode, and system theme
- Beautiful glass-morphism design with smooth animations
Privacy First
- All data stored locally on your device
- API keys secured with Keychain encryption
- No ads, no third-party tracking
Free to start with 2 months, 3 goals, and 5 AI conversations per month. Upgrade to Pro for unlimited access.
Pro Subscription
- Monthly: $4.99 per month
- Yearly: $39.99 per year, save 33 percent
Payment will be charged to your Apple ID account at confirmation of purchase. Subscription automatically renews unless cancelled at least 24 hours before the end of the current period. You can manage and cancel your subscriptions by going to your account settings on the App Store after purchase.
Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
The developer, Aneesh Pradeep, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Aneesh Pradeep
- Size
- 14 MB
- Category
- Finance
- Compatibility
Requires iOS 18.6 or later.
- iPhone
Requires iOS 18.6 or later. - iPad
Requires iPadOS 18.6 or later. - Mac
Requires macOS 15.6 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 2.6 or later.
- iPhone
- Languages
English and 6 more
- English, French, Hindi, Japanese, Russian, Simplified Chinese, Spanish
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Payday Pro Yearly $39.99
- Payday Pro Monthly $4.99
- Copyright
- © ANEESH PRADEEP