Strata Money Personal Finance

Budget, spend, net worth

Free · In‑App Purchases · Designed for iPad. Not verified for macOS.

A private personal finance app for people who want budgeting and net worth tracking without giving up control of their data. Private personal finance for people who want to track spending and net worth without giving their data away. Strata Money is a local-first budget and expense tracker that keeps your financial data on your device and in your encrypted iCloud. Transactions are categorized automatically the moment they arrive. For anything the built-in engine doesn't catch, optional AI categorization fills the gap. Merchant names are sent, categorized, and discarded — nothing is stored. SPEND See exactly where your money goes each month. Pace your spending against last month. Set budgets by category. ACTIVITY Every transaction, auto-sorted. Search, filter, and create your own rules. WEALTH Net worth, account balances, cash flow — your full financial picture in one view. Terms of Use: https://nd-labs.net/stratamoney/terms Privacy Policy: https://nd-labs.net/stratamoney/privacy

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Minor refinements and App Store listing improvements.

The developer, Not Dumb Labs LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Linked to You

    The following data may be collected but it is not linked to your identity:

    • Identifiers

Privacy practices may vary, for example, based on the features you use or your age. Learn More

The developer has not yet indicated which accessibility features this app supports. Learn More

Seller
  • Not Dumb Labs LLC
Size
  • 11.2 MB
Category
  • Finance
Compatibility
Requires iOS 17.0 or later.
  • iPhone
    Requires iOS 17.0 or later.
  • iPad
    Requires iPadOS 17.0 or later.
  • Mac
    Requires macOS 14.0 or later and a Mac with Apple M1 chip or later.
  • Apple Vision
    Requires visionOS 1.0 or later.
Languages
  • English
Age Rating
4+
In-App Purchases
Yes
  • Lifetime Access $29.99
  • Annual $14.99
  • Monthly $1.99
Copyright
  • © 2026 Not Dumb Labs LLC