CollegeROI: Degree Calculator
Is Your Degree Worth the Debt?
Free · In‑App Purchases · Designed for iPad. Not verified for macOS.
Is your degree worth the debt? Calculate the real ROI of any school + major combo. BLS salary data for 75+ majors. Free — takes 30 seconds.
Is that degree worth the student debt? Find out in 30 seconds.
25% OF BACHELOR'S DEGREES HAVE A NEGATIVE ROI.
Don't let yours be one of them.
CollegeROI is the only app that calculates the real return on investment for any college degree — by school type AND major. See exactly when your degree pays for itself, how much you'll actually take home after loans, and whether a $120K education is a smart investment or a financial trap.
A Computer Science degree from a state school has a better ROI than a Communications degree from an Ivy League — but nobody shows you this math. Until now.
HOW IT WORKS
1. Pick your school type (community college, in-state public, out-of-state, private, elite)
2. Enter your total cost or use real estimates from federal IPEDS data
3. Choose your major from 75+ options with real BLS salary data
4. Set your loan terms
5. Get your complete ROI analysis in seconds
WHAT YOU GET
• ROI Grade (A+ to F) — Instant clarity on your degree's value
• Break-Even Age — Know exactly when your degree pays for itself
• 20-Year Net Earnings — Degree path vs. entering the workforce now
• Monthly Take-Home Pay — Your salary after taxes and loan payments
• True Cost Breakdown — Tuition, interest, and the opportunity cost no one talks about
• Side-by-Side Comparison — Stack up to 3 school + major combos to find the winner
THE DATA
• Bureau of Labor Statistics (BLS) median salary data by occupation
• College Scorecard and IPEDS tuition figures by school type
• Federal student loan rates with standard 10-year repayment
• Updated with the latest government data
75+ MAJORS COVERED
Computer Science, Nursing, Engineering, Business, Finance, Accounting, Psychology, Biology, Communications, Education, Criminal Justice, Political Science, Economics, Marketing, Information Technology, English, History, Sociology, Mathematics, Pre-Med, Pre-Law, Architecture, Graphic Design, Social Work, Pharmacy, and dozens more — each with real starting salary, mid-career salary, and employment rate data from the Bureau of Labor Statistics.
WHO IT'S FOR
• Parents about to co-sign $100K+ in student loans
• High school seniors choosing between schools and majors
• College students considering changing majors
• Adults thinking about going back to school
• Guidance counselors helping students make informed choices
• Financial advisors discussing education planning with clients
COMPARE SCHOOLS AND MAJORS
Save up to 3 school and major combinations and compare them side by side. See which path gives you the highest ROI, fastest break-even, and best lifetime earnings. Stop guessing — let the numbers decide.
WHY COLLEGEROI?
Unlike generic college cost calculators, CollegeROI factors in everything: tuition, student loan interest, opportunity cost of 4 years not working, tax impact on your take-home pay, and real salary data by major — not averages. Most students pick a major based on passion alone. Smart students check the math first.
EVERY DOLLAR COUNTS
Student loan debt in America exceeds $1.7 trillion. The average graduate owes $37,000. Some degrees pay that back in 3 years. Others never break even. CollegeROI shows you the difference before you sign the loan papers. Whether you are comparing community college vs university, in-state vs out-of-state, or engineering vs liberal arts — the ROI difference can be hundreds of thousands of dollars over your career.
FREE VS. PREMIUM
• Free: 2 full ROI calculations with complete results
• Premium ($5.99 one-time): Unlimited calculations, all 75+ majors, side-by-side comparison tool
No subscription. No ads. No data collection. No account required. All calculations happen on your device. Just math.
This is a $200,000 decision. You deserve a calculator.
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
• Fixed swipe-back navigation in the calculator
• Improved app loading screen
The developer, Florin Radu, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Purchases
- Identifiers
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Florin Radu
- Size
- 27.6 MB
- Category
- Education
- Compatibility
Requires iOS 15.1 or later.
- iPhone
Requires iOS 15.1 or later. - iPad
Requires iPadOS 15.1 or later. - iPod touch
Requires iOS 15.1 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Unlimited Access $5.99
- Copyright
- © 2026 Florin Radu