TrueCarCost: Cost Calculator
True Cost of Car Ownership
Free · In‑App Purchases · Designed for iPad. Not verified for macOS.
What does a car REALLY cost you each month? Calculate insurance, fuel, depreciation, maintenance, and more — for any car. 2025 data. Free.
What does a car really cost each month? It's not just the payment.
TrueCarCost is the only app that calculates the true monthly cost of owning any car — loan payment, insurance, fuel, depreciation, maintenance,
and registration combined. See the real number before you buy.
THE AVERAGE CAR COSTS $800+/MONTH BEYOND THE PAYMENT.
Most buyers don't find out until it's too late.
HOW IT WORKS
1. Pick your car type (sedan, SUV, truck, sports car, luxury, electric, hybrid, minivan)
2. Enter purchase price, down payment, and loan terms
3. Select your state for accurate registration fees
4. Get your complete monthly cost breakdown in seconds
WHAT YOU GET
• Total monthly cost — every expense in one number
• Loan payment calculator — any term, any rate, any down payment
• Insurance estimate — 2025 averages by car type (AAA, Insurify, MoneyGeek)
• Fuel or electricity cost — based on your annual miles
• Depreciation — realistic 3-tier model (CarEdge, iSeeCars, Edmunds)
• Maintenance and repairs — by car type and age
• Registration and fees — all 50 US states
• Cost grade — instant rating of your car's affordability
• Side-by-side comparison — compare two cars head to head
2025 DATA SOURCES
• AAA — insurance and fuel cost averages
• CarEdge, iSeeCars, Edmunds — depreciation rates
• EIA — electricity rates for EVs and hybrids
• State DMV data — registration fees for all 50 states
FREE VS. PREMIUM
• Free: 2 full cost calculations
• Premium ($4.99 one-time): Unlimited calculations, all car types, comparison tool
No subscription. No ads. No data collection. Just math.
Perfect for first-time car buyers, anyone comparing vehicles, and people who want to know what they can actually afford — not just what the
dealer says.
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
The developer, Florin Radu, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Purchases
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Florin Radu
- Size
- 34.3 MB
- Category
- Finance
- Compatibility
Requires iOS 15.1 or later.
- iPhone
Requires iOS 15.1 or later. - iPad
Requires iPadOS 15.1 or later. - iPod touch
Requires iOS 15.1 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Premium $4.99
- Copyright
- © 2026 Florin Radu
